Shinhan Financial Group Co Ltd

SHG Financial Banks Regional

Shinhan Financial Group Co Ltd’s revenue for fiscal 2025 (year ended December 2025) was $23.8 billion, roughly unchanged from fiscal 2024.

Revenue
+27.1%
EPS
+10.4%
Free cash flow
+120.9%
Total debt
+1.90%

Quarter to June 2026, against a year earlier

63.22 1.84 −2.83%
Market cap
$29.2B
P/E
8.5×
Fwd P/E
7.3×
Dividend yield
2.55%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Shinhan Financial Group Co Ltd (SHG) Free cash flow margin

Alert me on Free cash flow margin

Shinhan Financial Group Co Ltd's free cash flow margin over the twelve months to 30 June 2026 was 57.5%, up 30.6 percentage points from fiscal 2025 (26.9%). Over the past ten years it has ranged from −31.9% (fiscal 2018) to 57.6% (fiscal 2021); the current reading is higher than 91% of that period. That is above the Banks Regional industry median of 18.0% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 26.9% 15.50
FY2024 11.4% 11.79
FY2023 −0.44% (22.43)
FY2022 22.0% (35.63)
FY2021 57.6% 84.87
FY2020 −27.3% (52.65)
FY2019 25.4% 57.25
FY2018 −31.9% (35.91)
FY2017 4.06% (14.49)
FY2016 18.6% 3.92

Against its own ten years

Low −31.9% High 57.6%
Ten-year median 14.6%
Current reading's percentile 91

Free cash flow margin against peers

Company Free cash flow margin
SHG Shinhan Financial Group Co Ltd 57.5%
ITUB Itau Unibanco Holding S.A. compare 39.7%
HBAN Huntington Bancshares Incorporated compare 19.1%
FCNCA First Citizens BancShares, Inc. compare 17.3%
BBDO Banco Bradesco SA compare 13.2%
CFG Citizens Financial Group, Inc. compare 8.43%
BAP Credicorp Ltd. compare 0.00%
RF Regions Financial Corporation compare 0.00%
MTB M&T Bank Corporation compare 0.00%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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