Community Financial System, Inc.

CBU Financial Banks Regional

Community Financial System, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 7.44% from fiscal 2024.

Revenue
+6.18%
EPS
+11.5%
Free cash flow
+16.0%
Total debt
−21.9%

Quarter to September 2026, against a year earlier

64.94 0.79 −1.20%
Market cap
$3.4B
P/E
14.7×
Fwd P/E
13.6×
Dividend yield
2.93%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Community Financial System, Inc. (CBU) Operating margin

Alert me on Operating margin

Community Financial System, Inc.'s operating margin over the twelve months to 30 September 2026 was 0.00%, down 0.0 percentage points from fiscal 2025 (0.00%). Over the past ten years it has ranged from 0.00% (fiscal 2025) to 0.00% (fiscal 2025) — the current reading is the highest in ten years. That is in line with the Banks Regional industry median of 0.00% and in line with the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 0.00% 0.00
FY2024 0.00% 0.00
FY2023 0.00% 0.00
FY2022 0.00% 0.00
FY2021 0.00% 0.00
FY2020 0.00% 0.00
FY2019 0.00% 0.00
FY2018 0.00% 0.00
FY2017 0.00% 0.00
FY2016 0.00% 0.00

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 0.00% 0.00
Jun 2026 0.00% 0.00
Mar 2026 0.00% 0.00
Dec 2025 0.00% 0.00
43 more quarters

Against its own ten years

Low 0.00% High 0.00%
Ten-year median 0.00%
Current reading's percentile 100

Operating margin against peers

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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