Saturday 17 October 2026
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Commercial Bancgroup, Inc.
Commercial Bancgroup, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $131.5 million, down 1.91% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 3.15%, free cash flow grew 28.4% and total debt fell 30.8%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
31.61
0.12
+0.38%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | — | — | — | — | 23.24 |
Analyst estimates 2026–2028 Powerpack |
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| High | — | — | — | — | — | — | — | — | — | 25.89 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | 298 | 298 | ||||
| Revenue/emp, $m | — | — | — | — | — | — | — | 0.00 | 0.45 | 0.44 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | 112 | 134 | 132 | ||||
| Gross margin, % | — | — | — | — | — | — | — | 72.80 | 65.97 | 68.70 | |||||
| EBT | — | — | — | — | — | — | — | 40 | 41 | 47 | |||||
| EBT margin, % | — | — | — | — | — | — | — | 35.36 | 30.26 | 36.05 | |||||
| Net income | — | — | — | — | — | — | — | 31 | 32 | 37 | |||||
| Depreciation | — | — | — | — | — | — | — | 4 | 3 | 0 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | 9.21 | 11.00 | 10.44 | ||||
| Earnings | — | — | — | — | — | — | — | 2.56 | 2.60 | 2.93 | |||||
| Cash flow | — | — | — | — | — | — | — | 3.19 | 3.17 | 2.94 | |||||
| Capex | — | — | — | — | — | — | — | (0.25) | 0.04 | (0.13) | |||||
| Free cash flow | — | — | — | — | — | — | — | 2.94 | 3.21 | 2.82 | |||||
| Book value | — | — | — | — | — | — | — | 16.06 | 18.07 | 22.64 | |||||
| Shares, m | — | — | — | — | — | — | — | 12 | 12 | 13 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | 8.09 | 8.09 | 8.37 | ||||
| P/S | — | — | — | — | — | — | — | 2.22 | 2.22 | 2.35 | |||||
| P/B | — | — | — | — | — | — | — | 1.20 | 1.20 | 1.08 | |||||
| EV/Sales | — | — | — | — | — | — | — | 1.81 | 1.81 | 1.85 | |||||
| EV/FCF | — | — | — | — | — | — | — | 6.11 | 6.11 | 6.87 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | 39 | 39 | 37 | ||||
| Capex | — | — | — | — | — | — | — | (3) | 0 | (2) | |||||
| Free cash flow | — | — | — | — | — | — | — | 36 | 39 | 36 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | 4 | 28 | 100 | ||||
| Total debt | — | — | — | — | — | — | — | 143 | 106 | 79 | |||||
| Net debt | — | — | — | — | — | — | — | (13) | (72) | (66) | |||||
| Shareholders’ equity | — | — | — | — | — | — | — | 196 | 220 | 285 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | 0.00 | 1.40 | 1.62 | ||||
| ROIC | — | — | — | — | — | — | — | 13.55 | 17.15 | 13.49 | |||||
| ROE | — | — | — | — | — | — | — | 0.00 | 15.10 | 14.71 | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
Commercial Bancgroup, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| PBFS Pioneer Bancorp, Inc. | $440.5M | 25.2× | 24.0× | +17.36% (above 0%: growing) | −46.15% (below 0%: shrinking) | +217.72% (above 0%: growing) | 75.84% | 0.00% | Compare |
| FRBA First Bank | $438.9M | 10.3× | 10.2× | −3.96% (below 0%: shrinking) | +7.32% (above 0%: growing) | −48.72% (below 0%: shrinking) | 62.19% | 0.00% | Compare |
| AVBC Avidia Bancorp, Inc. | $436.0M | 23.1× | 14.7× | +5.48% (above 0%: growing) | — | +391.37% (above 0%: growing) | 76.31% | 0.00% | Compare |
| RBB RBB Bancorp | $435.8M | 10.5× | 10.3× | −4.00% (below 0%: shrinking) | +13.21% (above 0%: growing) | +4.05% (above 0%: growing) | 55.01% | 0.00% | Compare |
| PLBC Plumas Bancorp | $431.8M | 12.1× | 9.7× | +44.00% (above 0%: growing) | +33.64% (above 0%: growing) | +446.81% (above 0%: growing) | 86.85% | 0.00% | Compare |
| CBK Commercial Bancgroup, Inc. | $431.5M | 10.8× | 10.3× | −0.84% (below 0%: shrinking) | +3.15% (above 0%: growing) | +28.43% (above 0%: growing) | 73.67% | 0.00% | |
| BMRC Bank of Marin Bancorp | $427.4M | — (loss-making) | 11.9× | +120.20% (above 0%: growing) | n/m | +67.51% (above 0%: growing) | 74.60% | 0.00% | Compare |
| CBAN Colony Bankcorp, Inc. | $425.1M | 12.0× | 10.7× | +23.45% (above 0%: growing) | +10.87% (above 0%: growing) | −48.88% (below 0%: shrinking) | 72.54% | 0.00% | Compare |
| USCB USCB Financial Holdings, Inc. | $412.5M | 14.5× | 9.3× | +9.15% (above 0%: growing) | +19.51% (above 0%: growing) | +34.55% (above 0%: growing) | 64.78% | 0.00% | Compare |
| Median of peers | $433.8M | 12.1× | 10.5× | +13.26% | +12.04% | +51.03% | 73.57% | 0.00% |
Commercial Bancgroup, Inc. (CBK) key facts
- Concern: Commercial Bancgroup, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $131.5 million, down 1.91% from fiscal 2024.
- Commercial Bancgroup, Inc. (CBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- As of October 16, 2026, CBK traded at $31.61, a market capitalization of $431.5 million.
- Return on equity was 14.7% and debt-to-equity 0.24.
- Its Piotroski F-score is 6 out of 9 for fiscal 2025.