Northwest Bancshares, Inc. NWBI
- Market cap
- $2.2B
- P/E
- 14.6×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 11.78 | 14.95 | 15.50 | 15.46 | 8.52 | 12.37 | 12.04 | 9.80 | 10.45 | 10.75 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
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| 19.10 | 18.63 | 18.56 | 18.81 | 16.67 | 15.48 | 15.35 | 14.64 | 15.42 | 13.62 |
High Price
|
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| 2,466 | 2,254 | 2,258 | 2,333 | 2,523 | 2,413 | 2,228 | 2,165 | 2,027 | 2,233 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 431 | 469 | 467 | 517 | 566 | 561 | 560 | 702 | 756 | 879 |
Revenue
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| 91.11% | 94.02% | 92.06% | 88.99% | 92.52% | 95.15% | 94.98% | 78.31% | 69.11% | 74.48% |
Gross Margin
|
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| 71 | 136 | 134 | 141 | 93 | 201 | 174 | 175 | 130 | 163 |
EBT
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| 16.55% | 28.96% | 28.65% | 27.31% | 16.34% | 35.83% | 31.04% | 24.95% | 17.13% | 18.52% |
EBT Margin
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| 50 | 94 | 105 | 110 | 75 | 154 | 134 | 135 | 100 | 126 |
Net Income
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| 18 | 16 | 10 | 5 | 9 | 14 | 11 | 28 | 22 | 0 |
Depreciation
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| 4.33 | 4.65 | 4.58 | 4.93 | 4.71 | 4.45 | 4.44 | 5.54 | 5.95 | 6.49 |
Revenue/Sh
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| 0.50 | 0.94 | 1.03 | 1.05 | 0.62 | 1.22 | 1.05 | 1.06 | 0.79 | 0.93 |
Earnings/Sh
|
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| 1.36 | 1.50 | 1.36 | 1.22 | 1.17 | 1.63 | 1.39 | 0.73 | 1.00 | 1.13 |
Cash Flow/Sh
|
|||
| (0.15) | (0.04) | (0.05) | (0.10) | (0.10) | (0.14) | (0.03) | (0.07) | (0.02) | (0.09) |
Capex/Sh
|
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| 1.21 | 1.47 | 1.31 | 1.11 | 1.07 | 1.49 | 1.36 | 0.67 | 0.99 | 1.05 |
Free CF/Sh
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| 11.77 | 11.96 | 12.32 | 12.90 | 12.80 | 12.55 | 11.82 | 12.25 | 12.57 | 13.95 |
Book Value/Sh
|
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| 99 | 101 | 102 | 105 | 120 | 126 | 126 | 127 | 127 | 135 |
Shares
|
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| 37.14 | 17.72 | 16.29 | 15.84 | 20.89 | 11.61 | 13.40 | 11.77 | 16.70 | 12.90 |
PE Ratio
|
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| 4.20 | 3.59 | 3.70 | 3.38 | 2.71 | 3.18 | 3.14 | 2.27 | 2.22 | 1.85 |
PS Ratio
|
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| 1.55 | 1.39 | 1.37 | 1.29 | 1.00 | 1.13 | 1.18 | 1.03 | 1.05 | 0.86 |
PB Ratio
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| 3.88 | 3.89 | 4.29 | 3.97 | 2.13 | 1.60 | 4.55 | 3.01 | 2.42 | 2.37 |
EV/Sales
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| 13.89 | 12.32 | 15.01 | 17.60 | 9.42 | 4.79 | 14.87 | 25.08 | 14.62 | 14.69 |
EV/FCF
|
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| 136 | 152 | 139 | 127 | 140 | 205 | 175 | 93 | 128 | 153 |
Op' Cash Flow
|
|||
| (15) | (4) | (5) | (11) | (12) | (18) | (4) | (9) | (2) | (12) |
Capex
|
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| 120 | 148 | 134 | 117 | 128 | 188 | 171 | 84 | 125 | 142 |
FCF
|
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| 25 | 10 | 195 | 244 | (383) | (1,084) | (490) | (534) | (677) | (780) |
Working Cap'
|
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| 254 | 219 | 346 | 368 | 412 | 392 | 924 | 643 | 445 | 691 |
Total Debt
|
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| (136) | 142 | 277 | 307 | (324) | (888) | 785 | 520 | 156 | 458 |
Net Debt
|
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| 1,171 | 1,208 | 1,258 | 1,353 | 1,539 | 1,584 | 1,491 | 1,551 | 1,597 | 1,890 |
Sh' Equity
|
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| 0.53% | 1.00% | 1.11% | 1.10% | 0.62% | 1.08% | 0.93% | 0.94% | 0.69% | 0.81% |
ROA
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| 5.04% | 6.50% | 5.50% | 5.47% | 5.83% | 18.37% | 4.77% | 5.28% | 4.62% | 4.33% |
ROIC
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| 4.26% | 7.94% | 8.56% | 8.46% | 5.18% | 9.82% | 8.66% | 8.85% | 6.36% | 7.22% |
ROE
|
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Northwest Bancshares, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| INTR Inter & Co. Inc. | $2.2B | 7.7× | Compare |
| EFSC Enterprise Financial Services Corporation | $2.2B | 12.0× | Compare |
| OFG OFG Bancorp | $2.2B | 10.2× | Compare |
| WAFD WaFd, Inc. | $2.3B | 9.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FCF First Commonwealth Financial Corporation | $2.1B | 12.8× | Compare |
| BBT Beacon Financial Corporation | $2.4B | 15.4× | Compare |
| SRCE 1st Source Corporation | $2.1B | 12.4× | Compare |
| MBIN Merchants Bancorp | $2.4B | 10.5× | Compare |
Northwest Bancshares, Inc. (NWBI) key facts
- Northwest Bancshares, Inc. (NWBI) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Northwest Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $878.9 million, up 16.2% from fiscal 2024.
- Net income was $126.0 million, or $0.93 per share (basic), a net margin of 14.3%.
- As of September 25, 2026, NWBI traded at $15.31, a market capitalization of $2.2 billion.
- At that price the stock trades at 14.6× trailing-twelve-month earnings and 2.4× sales.
- Northwest Bancshares, Inc. pays an annual dividend of $0.80 per share, a yield of 6.81%, with a payout ratio of 74.1%.
- Return on equity was 7.22% and debt-to-equity 0.44.
Northwest Bancshares, Inc. (NWBI) Latest News
26 Sep
Northwest Bancshares has gained 81.1% over three years, triggering questions about whether the price reflects true returns on capital. The lender plans a new Dublin, Ohio headquarters, staff expansion, and the Penns Woods Bancorp acquisition, moves that could broaden its fee and lending franchises but raise future capital needs. A valuation lens based on Excess Returns argues the stock remains below its potential, given an average ROE of about 10.6% versus a 1.0 cost of equity, producing roughly $0.47 of excess earnings per share and implying an intrinsic value well above the current price of $15.31. The analysis notes a 14.7x P/E and emphasizes how capital allocation and governance will shape long-term results. Integration and growth in higher‑growth Midwest markets could support a larger earnings base and continued value creation, even as the stock sits today. Expansion plans and acquisition integration could materially alter NWBI's future profitability and valuation, aligning price with higher intrinsic value.
23 Sep
Northwest Bancshares plans a new 75,000-square-foot corporate headquarters in Dublin, Ohio, aiming to double headquarters staff to about 300 by 2034, with a 15-year lease and local incentives tied to payroll. The move comes after a strong quarter, as Q2 net income reached $54 million ($0.36 per diluted share) and average loans rose 16.4% year over year, led by the Penns Woods acquisition; commercial and industrial lending jumped 32%. Net interest margin expanded to 3.75% from 3.56%. Northwest is also expanding its Central Ohio retail presence, opening a financial center in New Albany and planning four more locations around Columbus by mid-2027. Costs rose, with personnel expenses up 15% and noninterest expense up 6.9%. Asset quality slipped slightly (classified loans at $524 million, 3.96%), prompting a higher credit-loss provision. The 15-year lease and execution risks temper the optimism. Strategic HQ relocation and rapid Columbus-area expansion could meaningfully reshape growth and margins, though cost and credit risks temper near-term results.
29 Jul
Northwest Bancshares Inc posted record net income in Q2 2026. Record net income provides moderate positive lift to near-term stock sentiment and valuation.
28 Jul
Northwest Bancshares beat second quarter estimates while questions remain on whether the stock is fully priced in. Q2 earnings beat offers moderate positive signal for near-term results and sentiment but valuation concerns cap broader trajectory shifts.
27 Jul
Northwest Bancshares (NASDAQ:NWBI) reported Q2 CY2026 sales that exceeded expectations. Quarterly sales beats can shift near-term sentiment and valuation for the bank.
4 May
Northwest Bancshares held its Q1 earnings call, spotlighting the top 5 analyst questions on financial performance, loan growth, deposit trends, net interest margin, and strategic outlook. Q1 earnings call reveals analyst focus on core financial metrics and strategy, influencing short-term market sentiment without major shifts.
29 Apr
Northwest Bancshares Inc (NWBI) reported record net income in Q1 2026 earnings call highlights, driven by strong financial performance amid ongoing strategic initiatives. Record net income demonstrates robust financial health, poised to enhance investor sentiment and future market performance.
NWBI's Q1 results show C&I lending momentum fueling commercial expansion amid strict deposit discipline. C&I lending growth propels commercial expansion while deposit discipline bolsters financial stability.
28 Apr
Northwest Bancshares, Inc. (NWBI) released its Q1 2026 earnings call transcript detailing financial results, performance highlights, and forward-looking statements. Q1 2026 earnings transcript discloses financial results, guidance, and strategic insights significantly influencing NWBI's trajectory and investor sentiment.
Northwest Bancshares, Inc. released Q1 2026 earnings call summary detailing quarterly financial results, strategic updates, and forward guidance. Quarterly earnings call summaries provide key financial metrics and outlook that moderately influence stock performance and investor sentiment.
27 Apr
Northwest Bancshares (NASDAQ:NWBI) exceeded Q1 CY2026 expectations. Exceeding quarterly expectations signals strong financial health, positively influencing investor sentiment and stock trajectory.
Northwest Bancshares (NWBI) Q1 earnings compared to analyst estimates, spotlighting key metrics. Q1 earnings versus estimates affect NWBI's financial performance and market sentiment moderately.
Northwest Bancshares, Inc. (NWBI) beat first-quarter earnings and revenue estimates. Exceeding Q1 earnings and revenue estimates positively affects financial performance and investor sentiment to a moderate degree.
Northwest Bancshares, Inc. announces first quarter 2026 GAAP net income of $51 million, or $0.34 per diluted share. Quarterly earnings disclosure impacts financial performance perception and short-term market sentiment moderately.
13 Feb
Northwest Bancshares, Inc. (NWBI) is identified as one of three stocks potentially trading up to 42.2% below their estimated intrinsic value. This suggests that the stock may be undervalued in the market, presenting a possible investment opportunity for investors looking for stocks with significant upside potential based on intrinsic valuation metrics. The identification of NWBI as undervalued indicates a moderately noticeable influence on market sentiment and potential financial performance.
Northwest Bancshares, Inc. (NWBI) is highlighted as one of three stocks priced below their estimated value in February 2026. The article suggests that NWBI, along with two other companies, presents a potential investment opportunity due to its undervaluation relative to projected financial performance. Investors are encouraged to consider these stocks for potential gains as market conditions evolve. The identification of NWBI as undervalued suggests a moderately noticeable influence on its market performance.
12 Feb
Northwest Bancshares, Inc. (NWBI) is highlighted among stocks that may be undervalued, alongside Tenable Holdings and another company. Analysts suggest that these stocks are trading below their estimated intrinsic values, indicating potential for price appreciation. Investors are encouraged to consider these opportunities as market conditions fluctuate. The identification of NWBI as potentially undervalued may influence investor sentiment and interest, but the overall impact on its trajectory is expected to be limited.
Northwest Bancshares, Inc. (NWBI) is identified as one of three stocks potentially undervalued by up to 39.1% compared to their intrinsic value, suggesting a possible investment opportunity. Analysts highlight that the stock's current price may not reflect its true worth, indicating a favorable outlook for investors seeking value plays in the market. The identification of NWBI as undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.
11 Feb
Northwest Bancshares, Inc. (NWBI) is highlighted among stocks estimated to be trading below their intrinsic value, alongside Apollo Global Management and another company. This suggests potential investment opportunities as these stocks may be undervalued in the market, attracting investor interest and possibly influencing future performance. Being identified as undervalued may moderately influence investor sentiment and market performance.
10 Feb
Northwest Bancshares, Inc. (NWBI) is highlighted in a report as one of the noteworthy stocks estimated to be below its intrinsic value as of February 2026. The analysis suggests that NWBI's current market price does not reflect its true worth, indicating potential investment opportunities for shareholders and analysts. The report emphasizes the importance of evaluating intrinsic value in stock selection, particularly in a fluctuating market environment. The identification of NWBI as undervalued suggests a moderately noticeable influence on investor sentiment and potential financial performance.
Northwest Bancshares, Inc. has been recognized for the third consecutive year as one of Newsweek's America's Best Regional Banks. This accolade highlights the bank's commitment to customer service and financial performance, reinforcing its reputation in the banking sector. The recognition is based on customer feedback and industry analysis, showcasing the bank's ability to meet the needs of its clients effectively. Recognition as a top regional bank may enhance customer trust and market positioning, but its overall impact on long-term performance is expected to be limited.
Northwest Bancshares, Inc. (NWBI) is identified as one of three stocks potentially undervalued, with estimates suggesting it could be up to 49.8% below its intrinsic value. This assessment highlights the company's current market position and suggests a possible investment opportunity for those looking for undervalued stocks in the financial sector. The identification of NWBI as undervalued indicates a moderately noticeable influence on its market performance and investor sentiment.
4 Feb
Northwest Bancshares, Inc. (NWBI) has experienced a positive technical outlook following a significant golden cross, where the 50-day moving average surpassed the 200-day moving average. This technical indicator is often viewed as a bullish signal, suggesting potential upward momentum in the stock price. Analysts are optimistic about NWBI's future performance, highlighting the company's strong fundamentals and favorable market conditions that could support growth. Investors are encouraged to monitor this development closely as it may influence trading strategies. The occurrence of a golden cross typically indicates a significant shift in market sentiment and potential upward price movement.
Northwest Bancshares, Inc. (NWBI) faces uncertainty regarding its future performance due to various factors affecting the banking sector. The article highlights concerns about interest rates, regulatory changes, and competition that could impact NWBI's operations and market position. Investors are advised to consider these open questions as they evaluate the bank's potential trajectory in the coming months. Uncertainties in interest rates and regulatory changes may moderately influence NWBI's financial performance and competitive positioning.
3 Feb
Northwest Bancshares, Inc. (NWBI) is highlighted in February 2026 as being estimated below its intrinsic value, suggesting potential for growth and investment opportunities. Analysts indicate that the stock may be undervalued compared to its true worth, prompting interest from investors looking for bargains in the market. The indication of NWBI being undervalued suggests a moderately noticeable influence on its market performance and investor sentiment.
Northwest Bancshares, Inc. (NWBI) is highlighted as a value pick for February 2026, being priced below its estimated worth. The article emphasizes the potential for growth and investment opportunities in NWBI, suggesting that its current stock price does not reflect its true value. Investors are encouraged to consider NWBI as a viable option for their portfolios, given its favorable valuation metrics and market position. NWBI's valuation suggests a moderately noticeable influence on its market performance and investor sentiment.
2 Feb
Northwest Bancshares, Inc. (NWBI) is highlighted as one of February 2026's top stocks potentially trading below its estimated value. Analysts suggest that NWBI's strong fundamentals and market position may lead to a price correction, making it an attractive investment opportunity. The company's financial health, including solid earnings and growth prospects, supports this assessment, positioning it favorably in the current market landscape. Strong fundamentals and potential price correction indicate significant impact on future performance.
Northwest Bancshares, Inc. (NWBI) is identified as one of three stocks potentially undervalued by up to 40.4% compared to their intrinsic value. This assessment highlights the company's current market price relative to its estimated true worth, suggesting a significant investment opportunity for potential investors. The analysis indicates that NWBI, along with other selected stocks, may offer substantial upside potential based on intrinsic value calculations. The identification of NWBI as undervalued suggests a moderately noticeable influence on market sentiment and potential financial performance.
Northwest Bancshares, Inc. (NWBI) held its Q4 earnings call, during which analysts posed five notable questions regarding the company's performance and strategic direction. Key topics included loan growth, interest rate impacts, and competitive positioning in the banking sector. Management provided insights into their operational strategies and future outlook, addressing concerns about market conditions and regulatory challenges. The discussion highlighted the company's focus on maintaining profitability while navigating a changing economic landscape. Analyst questions indicate moderate concerns and opportunities that could influence NWBI's financial performance and strategic direction.
30 Jan
Northwest Bancshares, Inc. (NWBI) is identified as one of three stocks trading significantly below their intrinsic values, with estimates ranging from 11.1% to 48.9% undervalued. This presents a potential investment opportunity for investors seeking undervalued stocks in the current market landscape. The identification of NWBI as undervalued suggests a moderately noticeable influence on market sentiment and potential financial performance.