Banco Santander Chile

BSAC Financial Banks Regional

Banco Santander Chile’s revenue for fiscal 2025 (year ended December 2025) was $5.1 billion, down 5.02% from fiscal 2024.

Revenue
+6.76%
EPS
+50.0%
Free cash flow
+440.0%
Total debt
−11.1%

Quarter to June 2026, against a year earlier

32.44 0.63 −1.91%
Market cap
$15.2B
P/E
12.4×
Fwd P/E
—
Dividend yield
4.57%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Banco Santander Chile (BSAC) Gross margin

Alert me on Gross margin

Banco Santander Chile's gross margin over the twelve months to 30 June 2026 was 62.8%, up 1.7 percentage points from fiscal 2025 (61.1%). Over the past ten years it has ranged from 36.5% (fiscal 2023) to 76.0% (fiscal 2020); the current reading is higher than 36% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 61.1% 8.23
FY2024 52.9% 16.41
FY2023 36.5% (10.16)
FY2022 46.7% (20.55)
FY2021 67.2% (8.78)
FY2020 76.0% 8.02
FY2019 68.0% (0.88)
FY2018 68.8% (2.23)
FY2017 71.1% 4.78
FY2016 66.3% (0.15)

Quarterly newest first

Period Gross margin Change (points)
Jun 2026 67.9% 1.65
Mar 2026 66.2% 10.11
Dec 2025 56.1% (6.40)
Sep 2025 62.5% (1.10)
40 more quarters

Against its own ten years

Low 36.5% High 76.0%
Ten-year median 66.4%
Current reading's percentile 40

Gross margin against peers

Company Gross margin
BCH Banco De Chile compare 71.0%
KEY KeyCorp compare 70.7%
FHN First Horizon Corporation compare 68.0%
PNFP Pinnacle Financial Partners, Inc. compare 66.6%
EWBC East West Bancorp, Inc. compare 66.3%
BSAC Banco Santander Chile 62.8%
WF Woori Bank compare 54.2%
BSBR Banco Santander Brasil SA compare 40.8%
BBD Banco Bradesco SA compare 36.0%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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