Banco Santander Chile

BSAC Financial Banks Regional

Banco Santander Chile’s revenue for fiscal 2025 (year ended December 2025) was $5.1 billion, down 5.02% from fiscal 2024.

Revenue
+6.76%
EPS
+50.0%
Free cash flow
+440.0%
Total debt
−11.1%

Quarter to June 2026, against a year earlier

32.47 0.14 +0.43%
Market cap
$15.2B
P/E
12.4×
Fwd P/E
—
Dividend yield
4.57%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Banco Santander Chile (BSAC) Net margin

Alert me on Net margin

Banco Santander Chile's net margin over the twelve months to 30 June 2026 was 24.0%, up 2.1 percentage points from fiscal 2025 (22.0%). Over the past ten years it has ranged from 11.1% (fiscal 2023) to 24.9% (fiscal 2021); the current reading is higher than 73% of that period. That is above the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 22.0% 4.54
FY2024 17.4% 6.29
FY2023 11.1% (5.68)
FY2022 16.8% (8.10)
FY2021 24.9% 4.29
FY2020 20.6% (1.32)
FY2019 21.9% (0.42)
FY2018 22.4% 0.10
FY2017 22.3% 3.49
FY2016 18.8% 0.64

Quarterly newest first

Period Net margin Change (points)
Jun 2026 31.2% 6.53
Mar 2026 24.6% 5.69
Dec 2025 18.9% (3.01)
Sep 2025 21.9% (1.76)
40 more quarters

Against its own ten years

Low 11.1% High 24.9%
Ten-year median 20.6%
Current reading's percentile 93

Net margin against peers

Company Net margin
EWBC East West Bancorp, Inc. compare 30.8%
BCH Banco De Chile compare 27.0%
BSAC Banco Santander Chile 24.0%
KEY KeyCorp compare 17.6%
PNFP Pinnacle Financial Partners, Inc. compare 15.2%
FHN First Horizon Corporation compare 15.1%
WF Woori Bank compare 11.4%
BBD Banco Bradesco SA compare 7.52%
BSBR Banco Santander Brasil SA compare 7.49%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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