Pinnacle Financial Partners, Inc.

PNFP Financial Banks Regional

Pinnacle Financial Partners, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 7.59% from fiscal 2024.

Revenue
+126.1%
EPS
+9.55%
Free cash flow
−3.18%
Total debt
+353.1%

Quarter to September 2026, against a year earlier

101.65 2.61 −2.50%
Market cap
$15.3B
P/E
13.5×
Fwd P/E
13.0×
Dividend yield
2.20%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Pinnacle Financial Partners, Inc. (PNFP) Gross margin

Alert me on Gross margin

Pinnacle Financial Partners, Inc.'s gross margin over the twelve months to 30 September 2026 was 66.6%, up 4.3 percentage points from fiscal 2025 (62.2%). Over the past ten years it has ranged from 56.6% (fiscal 2024) to 94.6% (fiscal 2015); the current reading is higher than 27% of that period. That is in line with the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 62.2% 5.64
FY2024 56.6% (4.25)
FY2023 60.8% (25.49)
FY2022 86.3% (6.75)
FY2021 93.1% 7.96
FY2020 85.1% 7.78
FY2019 77.3% (4.33)
FY2018 81.7% (6.44)
FY2017 88.1% (3.92)
FY2016 92.0% (2.55)

Quarterly newest first

Period Gross margin Change (points)
Sep 2026 66.8% 0.49
Jun 2026 66.3% (1.41)
Mar 2026 67.7% 3.50
Dec 2025 64.2% 1.59
43 more quarters

Against its own ten years

Low 56.6% High 94.6%
Ten-year median 85.1%
Current reading's percentile 30

Gross margin against peers

Company Gross margin
BCH Banco De Chile compare 71.0%
KEY KeyCorp compare 70.7%
FHN First Horizon Corporation compare 68.0%
PNFP Pinnacle Financial Partners, Inc. 66.6%
EWBC East West Bancorp, Inc. compare 66.3%
BSAC Banco Santander Chile compare 62.8%
WF Woori Bank compare 54.2%
BSBR Banco Santander Brasil SA compare 40.8%
BBD Banco Bradesco SA compare 36.0%
Banks Regional industry median 69.8%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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