Pricing Log in Create free account

Banco Santander Chile (BSAC) vs Woori Bank (WF)

Banco Santander Chile and Woori Bank are both Banks Regional companies. Woori Bank is the larger, with a market value of $16.8B against $15.2B — 1.1× the size. Woori Bank trades at the lower P/E: 7.7× against 12.4×. Woori Bank grew revenue faster over the last twelve months: 17.8% against 1.92%. Banco Santander Chile has the higher net margin (24.0% vs 11.4%) and the higher return on invested capital (554.7% vs 101.3%). Both pay a dividend; Banco Santander Chile yields more (4.57% vs 4.18%). Across the 19 metrics below, Woori Bank leads on 11 and Banco Santander Chile on 8.

Valuation

Metric BSAC WF Banks Regional median
P/E 12.38 7.74 12.02
P/S 2.87 0.88 2.36
P/B 2.68 0.58 1.23
Price to free cash flow 194.95 2.96 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.08% 12.92% 8.21%
Free cash flow yield 0.51% 33.73% 9.23%

Profitability

Metric BSAC WF Banks Regional median
Gross margin 62.83% 54.19% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 24.02% 11.44% 18.82%
Free cash flow margin 0.00% 29.57% 17.97%
Return on equity 23.60% 8.08% 10.28%
Return on assets 1.69% 0.53% 1.13%
Return on invested capital 554.73% 101.28% 8.45%

Growth

Metric BSAC WF Banks Regional median
Revenue growth (TTM) 1.92% 17.84% 6.37%
EPS growth (last fiscal year) 31.91% (1.61%) 18.85%
Revenue growth, 5-year CAGR 8.18% 10.82% 12.65%
Net income growth, 5-year CAGR 9.56% 11.33% 9.81%

Health

Metric BSAC WF Banks Regional median
Debt to equity 2.06 0.99 0.17
Current ratio 1.72 1.16 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BSAC WF Banks Regional median
Dividend yield 4.57% 4.18% 2.49%
Payout ratio 0.57 0.32 0.29

Size

Metric BSAC WF Banks Regional median
Market cap 15.23b 16.77b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack