Bank of the James Financial Group, Inc.

BOTJ Financial Banks Regional

Bank of the James Financial Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $62.5 million, up 4.56% from fiscal 2024.

Revenue
+6.68%
EPS
+18.3%
Free cash flow
−90.6%

Quarter to June 2026, against a year earlier

24.40 0.44 +1.84%
Market cap
$108.9M
P/E
9.6×
Fwd P/E
9.7×
Dividend yield
1.64%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Bank of the James Financial Group, Inc. (BOTJ) P/E ratio

Alert me on P/E ratio

As of 6 November 2026, Bank of the James Financial Group, Inc. (BOTJ) trades at a P/E ratio of 9.6×. Over the past ten years it has ranged from 4.6× (May 2023) to 24.0× (September 2017); the current reading is higher than 39% of that period. That is below the Banks Regional industry median of 11.9× and below the Financial sector median of 12.0×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 9.3× 2.44%
FY2024 9.1× 40.66%
FY2023 6.4× 2.68%
FY2022 6.3× (35.35%)
FY2021 9.7× (7.86%)
FY2020 10.5× (11.63%)
FY2019 11.9× 11.92%
FY2018 10.7× (53.26%)
FY2017 22.8× 12.48%
FY2016 20.3× 66.25%

Quarterly newest first

Period P/E ratio Change
Jun 2026 10.1× 18.50%
Mar 2026 8.5× (8.37%)
Dec 2025 9.3× 4.81%
Sep 2025 8.9× 0.24%
42 more quarters

Against its own ten years

Low 4.6× High 24.0×
Ten-year median 10.3×
Current reading's percentile 42

P/E ratio against peers

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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