stockrowBank of the James Financial Group, Inc. (BOTJ) vs Patriot National Bancorp Inc. (PNBK)
- Bank of the James Financial Group, Inc. BOTJ 24.39 +2.65%
- Patriot National Bancorp Inc. PNBK 0.88 +6.02%
Bank of the James Financial Group, Inc. and Patriot National Bancorp Inc. are both Banks Regional companies. Bank of the James Financial Group, Inc. and Patriot National Bancorp Inc. are of similar size ($108.0M and $102.9M). Patriot National Bancorp Inc. has negative trailing earnings, so its P/E is not meaningful; Bank of the James Financial Group, Inc. trades at 9.4×. Patriot National Bancorp Inc. grew revenue faster over the last twelve months: 15.6% against 6.20%. Bank of the James Financial Group, Inc. has the higher net margin (17.7% vs −9.76%) and the higher return on invested capital (18.7% vs 0.00%). Across the 16 metrics below, Bank of the James Financial Group, Inc. leads on 11 and Patriot National Bancorp Inc. on 5.
Valuation
Profitability
| Metric | BOTJ | PNBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.81% | 58.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.72% | (9.76%) | 18.68% |
| Free cash flow margin | 17.83% | (27.60%) | 21.11% |
| Return on equity | 14.84% | (8.72%) | 10.64% |
| Return on assets | 1.12% | (0.58%) | 1.13% |
| Return on invested capital | 18.72% | 0.00% | 8.33% |
Growth
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Size
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