Bank of the James Financial Group, Inc. (BOTJ) vs Sound Financial Bancorp, Inc. (SFBC)
Bank of the James Financial Group, Inc. and Sound Financial Bancorp, Inc. are both Banks Regional companies. Bank of the James Financial Group, Inc. and Sound Financial Bancorp, Inc. are of similar size ($121.3M and $118.1M). Bank of the James Financial Group, Inc. trades at the lower P/E: 10.6× against 13.7×. Bank of the James Financial Group, Inc. grew revenue faster over the last twelve months: 6.20% against −0.76%. Bank of the James Financial Group, Inc. has the higher net margin (17.7% vs 12.8%) and the lower return on invested capital (18.7% vs 1,916.1%). Both pay a dividend; Bank of the James Financial Group, Inc. yields more (2.68% vs 2.33%). Across the 20 metrics below, Bank of the James Financial Group, Inc. leads on 14 and Sound Financial Bancorp, Inc. on 6.
Valuation
Profitability
| Metric | BOTJ | SFBC | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.81% | 64.69% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.72% | 12.84% | 18.66% |
| Free cash flow margin | 17.83% | 11.77% | 21.18% |
| Return on equity | 14.84% | 7.33% | 10.64% |
| Return on assets | 1.12% | 0.75% | 1.13% |
| Return on invested capital | 18.72% | 1,916.08% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack