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Friday 6 November 2026 Export BFH’s income statement to Excel — free account

Bread Financial Holdings, Inc.

BFH Financial Credit Services

Bread Financial Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, down 1.90% from fiscal 2024.

Revenue
+2.96%
EPS
−1.26%
Free cash flow
+0.17%
Total debt
−17.2%

Quarter to September 2026, against a year earlier

103.14 1.69 −1.61%
Market cap
$3.9B
P/E
8.0×
Fwd P/E
8.0×
Dividend yield
0.89%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Bread Financial Holdings, Inc. (BFH) Book value per share

Alert me on Book value per share

Bread Financial Holdings, Inc.'s book value per share at the end of fiscal 2025 was 71.1×, up 15.6% from 61.5× in fiscal 2024. At the end of the quarter to 30 September 2026 it was 89.7×. Over the past ten years it has ranged from 28.3× (fiscal 2016) to 71.1× (fiscal 2025) — the current reading is the highest in ten years. Bread Financial Holdings, Inc. ranks 5th of 53 Credit Services companies by book value per share.

Book value per share, annual

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Annual newest first

Period Book value per share Change
FY2025 71.1× 15.57%
FY2024 61.5× 4.98%
FY2023 58.6× 29.09%
FY2022 45.4× 8.15%
FY2021 42.0× 31.82%
FY2020 31.8× 0.24%
FY2019 31.8× (25.22%)
FY2018 42.5× 27.53%
FY2017 33.3× 17.71%
FY2016 28.3× (12.86%)

Quarterly newest first

Period Book value per share Change
Sep 2026 89.7× 6.41%
Jun 2026 84.3× 8.56%
Mar 2026 77.7× 9.28%
Dec 2025 71.1× (0.34%)
43 more quarters

Against its own ten years

Low 28.3× High 71.1×
Ten-year median 42.0×
Current reading's percentile 100

Book value per share against peers

Company Book value per share
AGM Federal Agricultural Mortgage Corporation compare 171×
CACC Credit Acceptance Corporation compare 133×
NNI Nelnet, Inc. compare 101×
BFH Bread Financial Holdings, Inc. 89.7×
ENVA Enova International, Inc. compare 63.1×
OMF OneMain Holdings, Inc. compare 29.5×
SLM SLM Corporation compare 12.2×
UPST Upstart Holdings, Inc. compare 8.3×
SEZL Sezzle Inc. compare 8.2×

What Book value per share is

BV per Share tells an investor how much of a company’s accounting net worth stands behind each share.

(Shareholders Equity (Total) ÷ Shares (Basic, Weighted))

The full definition of Book value per share →

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