Saturday 17 October 2026 Export APCX’s income statement to Excel — free account

AppTech Payments Corp.

AppTech Payments Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.4 million, up 405.4% from fiscal 2024. In the quarter to June 2026, revenue grew 469.4%, EPS grew 66.7%, free cash flow grew 39.3% and total debt rose 3,633.3%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

0.14 0.01 −6.67%

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Market cap: $9.7M
P/E: 0.0×
Fwd P/E: −2.9×
Dividend yield: —
F-score: 3/9
Altman Z: −28.71
Beneish M: 0.43
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.50

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	2	1	—	4	2	—	1	2	1	7	1	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 45.41%

Capital & Financial Ratios $m

Market Cap 9.65

Revenue 4.00

Net Income (7.74)

Free Cash Flow (3.50)

Net Debt 2.06

Current Ratio 0.14

Debt/Equity (5.20)

P/E ratio 0.00

Fwd P/E (2.90)

P/S ratio 1.47

P/B ratio 0.00

Past 5Y EPS Growth —

This Y EPS Growth 70.30%

Next Y EPS Growth —

Next Y revenue growth 1,287.70%

Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

EV/Sales, ten years

P/S against its own 10 years 0.06%

10-year low 10-year high

EV/Sales against its own 10 years 0.12%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1	1	0	0
Receivables	0	0	0	1
Inventory	—	—	—	—
Other	—	1	0	0
	2	2	1	1

	2023	2024	2025	Q'26
Payables	2	2	3	2
ST’ Debt	—	—	—	—
Other	—	—	1	1
	4	3	6	7

Compound Annual Growth %

	10y	5y	3y
Sales	—	33.46%	45.81%
Cash Flow	—	0.00%	0.00%
Earnings	—	0.00%	0.00%
Book Value	—	0.00%	(36.59%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1	2	—	—	—
’25	0	0	0	1	1
’24	0	0	0	0	0
’23	0	0	0	0	1
’22	0	0	0	0	0
’21	0	0	0	0	0
’20	0	0	0	0	0

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1)	(1)	—	—	—
’25	(2)	(1)	(1)	(1)	(5)
’24	(2)	(2)	(1)	(2)	(7)
’23	(3)	(2)	(1)	(2)	(9)
’22	(3)	(2)	0	(2)	(8)
’21	0	0	0	(1)	(2)
’20	0	0	0	0	(1)

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1)	(1)	—	—	—
’25	(2)	(1)	(1)	(1)	(5)
’24	(2)	(2)	(2)	(3)	(9)
’23	(3)	(2)	(1)	(2)	(9)
’22	(3)	(2)	(2)	(2)	(10)
’21	(1)	(1)	0	(1)	(3)
’20	0	0	0	0	(1)

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	(0.08)	(0.02)	—	—	—
’25	(0.08)	(0.06)	(0.05)	(0.04)	(0.23)
’24	(0.13)	(0.12)	(0.08)	(0.02)	(0.35)
’23	(0.22)	(0.49)	(0.15)	(0.15)	(1.01)
’22	(0.35)	(0.25)	(0.17)	(0.28)	(1.00)
’21	(6.52)	(0.59)	(0.23)	(58.86)	(66.20)
’20	(0.16)	(0.04)	(0.12)	(0.14)	(0.46)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	0.03	0.03	0.25	0.10	0.15	0.65	0.40	1.14	0.31	0.06	Analyst estimates 2026–2028 Powerpack
	High	0.30	1.23	5.00	0.95	2.00	6.50	3.27	5.37	2.30	0.66
People
People	Employees	—	—	—	—	3	18	23	18	9	6
	Revenue/emp, $m	—	—	0.00	0.00	0.11	0.02	0.02	0.03	0.03	0.23
Income, $m
Income, $m	Revenue	—	—	0	0	0	0	0	1	0	1
	Gross margin, %	—	—	57.29	60.33	57.39	57.63	51.11	62.90	81.16	55.27
	EBT	—	—	(3)	(1)	(4)	(79)	(16)	(19)	(9)	(8)
	EBT margin, %	—	—	(989.40)	(524.48)	(1,270.80)	(22,385.88)	(3,618.00)	(3,673.02)	(3,236.59)	(567.74)
	Net income	—	—	(3)	(1)	(4)	(79)	(16)	(19)	(9)	(8)
	Depreciation	—	—	0	0	0	0	0	1	2	2
Per share, $
Per share, $	Revenue	—	—	0.03	0.03	0.04	0.30	0.03	0.03	0.01	0.04
	Earnings	—	—	(0.27)	(0.15)	(0.45)	(66.20)	(1.00)	(1.01)	(0.34)	(0.23)
	Cash flow	—	—	(0.02)	(0.09)	(0.06)	(1.52)	(0.50)	(0.46)	(0.29)	(0.14)
	Capex	—	—	0.00	0.00	0.00	(0.98)	(0.11)	0.00	(0.04)	0.00
	Free cash flow	—	—	(0.02)	(0.09)	(0.06)	(2.51)	(0.61)	(0.46)	(0.34)	(0.14)
	Book value	—	—	(0.77)	(0.84)	(0.90)	0.04	0.46	0.22	0.22	0.05
	Shares, m	—	—	9	9	9	1	16	19	25	35
Valuation, ×
Valuation, ×	P/E	—	—	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	P/S	—	—	0.00	22.59	24.87	4.43	86.65	79.60	47.68	7.50
	P/B	—	—	0.00	0.00	0.00	35.64	5.25	9.57	2.41	5.53
	EV/Sales	—	—	0.00	22.49	24.90	4.60	79.10	77.18	44.75	8.08
	EV/FCF	—	—	0.00	(7.57)	(13.88)	(0.54)	(3.56)	(3.70)	(1.43)	(1.86)
Cash, $m
Cash, $m	Operating cash flow	—	—	0	(1)	(1)	(2)	(8)	(9)	(7)	(5)
	Capex	—	—	—	—	—	(1)	(2)	—	(1)	—
	Free cash flow	—	—	0	(1)	(1)	(3)	(10)	(9)	(9)	(5)
Balance, $m
Balance, $m	Working capital	—	—	(7)	(7)	(8)	(7)	(1)	(3)	(1)	(6)
	Total debt	—	—	3	3	0	0	0	0	0	1
	Net debt	—	—	3	0	0	0	(3)	(1)	(1)	1
	Shareholders’ equity	—	—	(7)	(7)	(8)	0	7	4	5	2
Returns, %
Returns, %	ROA	—	—	0.00	(2,313.87)	(1,802.54)	(1,996.93)	(162.19)	(184.70)	(103.21)	(86.19)
	ROIC	—	—	0.00	0.00	0.00	(46,917.48)	(251.83)	(402.64)	(128.04)	(174.92)
	ROE	—	—	0.00	18.54	53.55	1,944.50	(436.02)	(331.81)	(185.24)	(215.22)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
OLB OLB Group, Inc.	$13.7M	— (loss-making)	— (loss-making)	−43.57% (below 0%: shrinking)	n/m	−3.87% (below 0%: shrinking)	16.86%	(98.48%)	Compare
BTLN Brightline Interactive, Inc.	$13.6M	— (loss-making)	9.8×	−72.03% (below 0%: shrinking)	n/m	−498.33% (below 0%: shrinking)	72.41%	8.76%	Compare
RKTO Rocket One Inc.	$13.4M	— (loss-making)	—	—	n/m	−25.12% (below 0%: shrinking)	0.00%	0.00%	Compare
HPAI Helport AI Limited	$11.7M	1.0×	—	—	−57.14% (below 0%: shrinking)	−131.67% (below 0%: shrinking)	—	—	Compare
ALAR Alarum Technologies Ltd. Sponsored ADR	$10.2M	8.3×	11.3×	+64.18% (above 0%: growing)	+33.33% (above 0%: growing)	−4,208.00% (below 0%: shrinking)	61.73%	6.91%	Compare
APCX AppTech Payments Corp.	$9.7M	— (loss-making)	— (loss-making)	+469.42% (above 0%: growing)	n/m	+39.33% (above 0%: growing)	53.41%	(53.59%)
BLIN Bridgeline Digital, Inc.	$9.1M	— (loss-making)	— (loss-making)	+1.98% (above 0%: growing)	n/m	+116.14% (above 0%: growing)	64.48%	(11.98%)	Compare
DTSS Datasea Intelligent Technology Ltd.	$9.1M	— (loss-making)	48.4×	−36.47% (below 0%: shrinking)	n/m	+86.96% (above 0%: growing)	9.18%	(3.98%)	Compare
CISO CISO Global, Inc.	$8.0M	— (loss-making)	— (loss-making)	−13.73% (below 0%: shrinking)	n/m	+97.08% (above 0%: growing)	24.57%	(25.68%)	Compare
Median of peers	$11.0M	—	11.3×	−25.10%	—	−14.49%	24.57%	(3.98%)

All 173 Software Infrastructure stocks →

AppTech Payments Corp. (APCX) key facts

Strength: AppTech Payments Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.4 million, up 405.4% from fiscal 2024.
AppTech Payments Corp. (APCX) is a Software Infrastructure company in the Technology sector.
As of October 16, 2026, APCX traded at $0.14, a market capitalization of $9.7 million.
Return on equity was −215.2% and debt-to-equity -5.20.
Its Piotroski F-score is 3 out of 9 and its Altman Z-score is −28.71 (distress zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.