AppTech Payments Corp.

APCX Technology Software Infrastructure

AppTech Payments Corp.’s revenue for fiscal 2025 (year ended December 2025) was $1.4 million, up 405.4% from fiscal 2024.

Revenue
+469.4%
EPS
+66.7%
Free cash flow
+39.3%
Total debt
+3,633.3%

Quarter to June 2026, against a year earlier

0.11 0.00 0.00%
Market cap
$9.7M
P/E
0.0×
Fwd P/E
−2.9×
Dividend yield
—
F-score
3/9
Altman Z
−28.71
Beneish M
0.43
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 0.47
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy 1 — 4 2 — 1 2 1 7 1 — —
Sell — — — — — — — — — — — —
Insider Ownership 45.41%

Capital & Financial Ratios $m

Size
Market Cap 9.65
Revenue ttm 4.00
Net income ttm (7.74)
Free cash flow ttm (3.50)
Net debt Q 2.06
Valuation
P/E 0.00
Forward P/E (2.90) (negative: loss-making)
Price / sales 1.15
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.00
Financial health
Current ratio Q 0.14 (below 1: weak)
Debt / equity Q (5.20) (negative: negative equity)
Interest coverage Q (4.25)
Growth
Revenue growth Q +469.42% (above 0%: growing)
Operating income growth Q +52.79% (above 0%: growing)
EPS, this year +70.30% (at or above 15%: strong)
EPS, next year A —
Revenue, next year A +1,287.70% (at or above 10%: strong)
EPS, past 5 yrs —
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 0.46%
10-year low 10-year high
EV/Sales against its own 10 years 0.53%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1 1 0 0
Receivables 0 0 0 1
Inventory — — — —
Other — 1 0 0
2 2 1 1
2023 2024 2025 Q'26
Payables 2 2 3 2
ST’ Debt — — — —
Other — — 1 1
4 3 6 7

Compound Annual Growth %

10y 5y 3y
Sales — 33.46% 45.81%
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 0.00% (36.59%)

EPS $

Mar Jun Sep Dec Year
’26 (0.08) (0.02) — — —
’25 (0.08) (0.06) (0.05) (0.04) (0.23)
’24 (0.13) (0.12) (0.08) (0.02) (0.35)
’23 (0.22) (0.49) (0.15) (0.15) (1.01)
’22 (0.35) (0.25) (0.17) (0.28) (1.00)
’21 (6.52) (0.59) (0.23) (58.86) (66.20)
’20 (0.16) (0.04) (0.12) (0.14) (0.46)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 1 2 — — —
’25 0 0 0 1 1
’24 0 0 0 0 0
’23 0 0 0 0 1
’22 0 0 0 0 0
’21 0 0 0 0 0
’20 0 0 0 0 0
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (1) (1) — — —
’25 (2) (1) (1) (1) (5)
’24 (2) (2) (1) (2) (7)
’23 (3) (2) (1) (2) (9)
’22 (3) (2) 0 (2) (8)
’21 0 0 0 (1) (2)
’20 0 0 0 0 (1)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (1) (1) — — —
’25 (2) (1) (1) (1) (5)
’24 (2) (2) (2) (3) (9)
’23 (3) (2) (1) (2) (9)
’22 (3) (2) (2) (2) (10)
’21 (1) (1) 0 (1) (3)
’20 0 0 0 0 (1)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — 0 0 0 0 0 1 0 1 4 +27.6% — — — —
Gross margin, % — — 57.29 60.33 57.39 57.63 51.11 62.90 81.16 55.27 54.84 (2.0) pt
EBT — — (3) (1) (4) (79) (16) (19) (9) (8) (8) +17.8%
EBT margin, % — — (989.40) (524.48) (1,270.80) (22,385.88) (3,618.00) (3,673.02) (3,236.59) (567.74) (193.43) +421.7 pt
Net income — — (3) (1) (4) (79) (16) (19) (9) (8) (8) +17.8%
Per share, $
Per share, $ Revenue — — 0.03 0.03 0.04 0.30 0.03 0.03 0.01 0.04 0.10 +5.4%
Earnings — — (0.27) (0.15) (0.45) (66.20) (1.00) (1.01) (0.34) (0.23) (0.19) (2.3%)
Cash flow — — (0.02) (0.09) (0.06) (1.52) (0.50) (0.46) (0.29) (0.14) (0.08) +31.2%
Capex — — 0.00 0.00 0.00 (0.98) (0.11) 0.00 (0.04) 0.00 0.00 n/m
Free cash flow — — (0.02) (0.09) (0.06) (2.51) (0.61) (0.46) (0.34) (0.14) (0.08) +31.2%
Book value — — (0.77) (0.84) (0.90) 0.04 0.46 0.22 0.22 0.05 (0.01) n/m
Shares, m — — 9 9 9 1 16 19 25 35 38 +21.0%
Valuation, ×
Valuation, × P/E — — 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.0
P/S — — 0.00 214.73 24.87 42.10 86.65 79.60 47.68 7.50 1.15 62.9
P/B — — 0.00 0.00 0.00 338.70 5.25 9.57 2.41 5.53 0.00 45.2
EV/Sales — — 0.00 214.64 24.90 42.26 79.10 77.18 44.75 8.08 1.67 61.4
EV/FCF — — 0.00 (72.20) (13.88) (4.98) (3.56) (3.70) (1.43) (1.86) (1.43) (12.7)
Cash, $m
Cash, $m Operating cash flow — — 0 (1) (1) (2) (8) (9) (7) (5) (3) +58.7%
Capex — — — — — (1) (2) — (1) — (1) (2.8%)
Free cash flow — — 0 (1) (1) (3) (10) (9) (9) (5) (3) +58.7%
Balance, $m
Balance, $m Working capital — — (7) (7) (8) (7) (1) (3) (1) (6) (6) (3.4%)
Net debt — — 3 0 0 0 (3) (1) (1) 1 2 (16.6%)
Shareholders’ equity — — (7) (7) (8) 0 7 4 5 2 0 n/m
Returns, %
Returns, % ROA — — 0.00 (2,313.87) (1,802.54) (1,996.93) (162.19) (184.70) (103.21) (86.19) (100.32) (86.2) pt
ROIC — — 0.00 0.00 0.00 (46,917.48) (251.83) (402.64) (128.04) (174.92) (260.53) (174.9) pt
ROE — — 0.00 18.54 53.55 1,944.50 (436.02) (331.81) (185.24) (215.22) (735.65) (215.2) pt
People
People Employees — — — — 3 18 23 18 9 6 — +14.9%
Revenue/emp, $m — — 0.00 0.00 0.11 0.02 0.02 0.03 0.03 0.23 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

AppTech Payments Corp. vs peers in Software Infrastructure (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
LHSW Lianhe Sowell International Group Ltd $11.4M — — — — −514.28% (below 0%: shrinking) — — Compare
CHOW ChowChow Cloud International Holdings Limited $11.1M — — — — — — — Compare
HPAI Helport AI Limited $10.6M 1.2× — — −57.14% (below 0%: shrinking) −131.67% (below 0%: shrinking) — — Compare
RKTO Rocket One Inc. $10.0M — (loss-making) — — n/m −25.12% (below 0%: shrinking) 0.00% 0.00% Compare
APCX AppTech Payments Corp. $9.7M — (loss-making) — (loss-making) +469.42% (above 0%: growing) n/m +39.33% (above 0%: growing) 53.41% (53.59%)
BTLN Brightline Interactive, Inc. $9.6M — (loss-making) 9.8× −91.33% (below 0%: shrinking) n/m −498.33% (below 0%: shrinking) (723.78%) (87.57%) Compare
DTSS Datasea Intelligent Technology Ltd. $9.0M — (loss-making) 48.4× −36.47% (below 0%: shrinking) n/m +86.96% (above 0%: growing) 9.18% (3.98%) Compare
ALAR Alarum Technologies Ltd. Sponsored ADR $8.6M 7.6× 11.3× +64.18% (above 0%: growing) +33.33% (above 0%: growing) −4,208.00% (below 0%: shrinking) 61.73% 6.91% Compare
BLIN Bridgeline Digital, Inc. $8.4M — (loss-making) — (loss-making) +1.98% (above 0%: growing) n/m +116.14% (above 0%: growing) 64.48% (11.98%) Compare
Median of peers $9.8M — 11.3× −17.25% — −131.67% 9.18% (3.98%)

All 183 Software Infrastructure stocks →

Pay and ownership Proxy statement filed 14 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 390.00k 390.00k 42.32
2024 993.38k 641.50k 73.86
2023 585.37k 585.37k 16.03
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Read the proxy statement

AppTech Payments Corp. (APCX) Latest News

22 Oct

Impact 4 · · GlobeNewswire

16 Apr

Impact 4 · · GlobeNewswire

5 Nov

Impact 4 · · GlobeNewswireElectronic Payments

23 Apr

Impact 4 · · retailbankerinternational.com

17 Apr

Impact 4 · · GlobeNewswire
stockrow.com/APCX · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com