Pricing Log in Create free account
Friday 6 November 2026 Export ABR’s income statement to Excel — free account

Arbor Realty Trust

ABR Real Estate Reit Mortgage

Arbor Realty Trust’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, down 15.0% from fiscal 2024.

Revenue
−6.33%
EPS
−355.0%
Free cash flow
+22.1%
Total debt
−9.81%

Quarter to September 2026, against a year earlier

1.61 0.05 −3.01%
Market cap
$305.7M
P/E
0.0×
Fwd P/E
−6.2×
Dividend yield
57.0%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.41
Sold, $m 0.05
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — 1 — 4 2 — 2 — — —
Sell — — — — — 1 — — 1 — — —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Size
Market Cap 305.74
Revenue ttm 1,178.24
Net income ttm (75.43)
Free cash flow ttm 293.72
Net debt Q 4,774.06
Valuation
P/E 0.00
Forward P/E (6.23) (negative: loss-making)
Price / sales 0.24
Forward P/S Powerpack
Price / FCF 0.95
Price / book 0.14
Financial health
Current ratio Q 33.60
Debt / equity Q 2.13
Interest coverage Q —
Growth
Revenue growth Q −6.33% (below 0%: shrinking)
Operating income growth Q −184.95% (below 0%: shrinking)
EPS, this year −94.16% (below 0%: weak)
EPS, next year A −312.00% (below 0%: weak)
Revenue, next year A −82.71% (below 0%: weak)
EPS, past 5 yrs −16.86% (below 0%: weak)
EPS, next 5 yrs A −16.17% (below 0%: weak)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 4.3×, against a ten-year median of 6.0×; over the ten years it ranged from 4.3× in 2026 to 11.9× in 2022.
P/S against its own 10 years 0.04%
10-year low 10-year high
P/B against its own 10 years 0.04%
10-year low 10-year high
EV/Sales against its own 10 years 0.04%
10-year low 10-year high
EV/FCF against its own 10 years 46.12%
10-year low 10-year high

Dividends

Yield
57.0%
Annual rate
0.94
Payout ratio
1,342.9%
Growth, 2017–25
+7.97%/yr
  1. 0.72 ’17
  2. 0.98 ’18 +36
  3. 1.14 ’19 +16
  4. 1.23 ’20 +8
  5. 1.38 ’21 +12
  6. 1.54 ’22 +12
  7. 1.68 ’23 +9
  8. 1.72 ’24 +2
  9. 1.33 ’25 −23
  10. 0.78 ’26e −41
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,692 817 706 847
Receivables 64 13 7 —
Inventory — — — —
Other — — — —
15,078 12,669 13,397 13,163
2023 2024 2025 Q'26
Payables 136 52 34 26
ST’ Debt — — — —
Other — — — —
419 338 34 392

Compound Annual Growth %

10y 5y 3y
Sales 23.87% 14.96% 1.00%
Cash Flow 26.20% 46.51% (30.30%)
Earnings 8.88% (8.05%) (27.75%)
Book Value 18.43% 15.65% (0.05%)

Earnings Trends EPS, adjusted, against the consensus

Q4 FY20 Estimate 0.35 Actual 0.00

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q3 FY19 0.33 0.36 Beat by 0.03
Q4 FY19 0.31 0.34 Beat by 0.03
Q1 FY20 0.32 0.31 Miss by 0.01
Q4 FY20 0.35 0.00 Miss by 0.35
Q4 FY26 0.06 — Reports 26 February 2027

EPS $

Mar Jun Sep Dec Year
’26 0.00 (0.20) (0.51) — —
’25 0.16 0.12 0.20 0.07 0.56
’24 0.31 0.25 0.31 0.32 1.18
’23 0.46 0.41 0.41 0.48 1.75
’22 0.40 0.41 0.36 0.49 1.67
’21 0.55 0.51 0.51 0.71 2.28
’20 (0.54) 0.40 0.72 0.80 1.41
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 293 294 278 — —
’25 299 302 297 314 1,212
’24 378 362 354 332 1,427
’23 401 401 406 416 1,624
’22 226 252 295 404 1,177
’21 170 186 195 248 799
’20 91 150 159 204 604
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (8) 158 202 — —
’25 151 60 179 (17) 372
’24 260 70 85 47 462
’23 (57) 158 57 77 236
’22 837 (72) 47 289 1,100
’21 491 236 (728) 217 217
’20 (233) 767 (230) (249) 55
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (24) 147 203 — —
’25 143 54 166 (31) 332
’24 260 84 83 46 472
’23 (57) 158 57 77 236
’22 837 (72) 47 289 1,100
’21 491 236 (728) 217 217
’20 (233) 767 (223) (247) 64
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3.8
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 213 347 485 536 604 799 1,177 1,624 1,427 1,212 1,178 +21.3% 210 218 — (57.6%)
Gross margin, % 45.70 44.42 43.35 40.51 47.25 51.89 38.68 34.19 30.35 25.43 20.02 (20.3) pt
EBT 62 98 148 155 196 378 354 401 284 158 (75) +10.8%
EBT margin, % 29.30 28.13 30.53 28.97 32.49 47.27 30.07 24.66 19.90 13.02 (6.40) (16.3) pt
Net income 62 98 148 155 196 378 354 401 284 158 (75) +10.8%
Per share, $
Per share, $ Revenue 4.16 5.99 6.91 5.77 5.30 5.80 7.12 8.80 7.56 6.28 6.98 +4.7%
Earnings 0.83 1.14 1.54 1.30 1.44 2.30 1.72 1.79 1.18 0.56 (0.64) (4.3%)
Cash flow (3.87) 7.94 (0.54) (2.44) 0.48 1.57 6.65 1.28 2.45 1.93 1.98 n/m
Capex 0.94 (0.01) (0.01) (0.01) 0.08 0.00 0.00 0.00 0.06 (0.21) (0.24) n/m
Free cash flow (2.93) 7.93 (0.54) (2.44) 0.56 1.57 6.65 1.28 2.50 1.72 1.74 n/m
Book value 14.56 14.93 15.18 14.60 13.03 18.50 18.58 17.63 16.70 15.90 15.64 +1.0%
Shares, m 51 58 70 93 114 138 165 185 189 193 187 +15.9%
Valuation, ×
Valuation, × P/E 9.18 7.65 6.58 11.04 10.20 8.00 7.83 8.35 11.64 14.11 0.00 9.5
P/S 1.83 1.44 1.46 2.49 2.67 3.16 1.90 1.71 1.83 1.24 0.24 2.0
P/B 0.59 0.65 0.72 1.05 1.16 1.27 0.92 1.06 1.04 0.62 0.14 0.9
EV/Sales 5.88 5.77 4.67 6.43 7.21 11.08 8.72 5.90 5.55 5.53 4.33 6.7
EV/FCF (8.35) 4.36 (59.43) (15.15) 68.12 39.27 9.26 39.21 16.74 20.22 17.37 11.4
Cash, $m
Cash, $m Operating cash flow (199) 460 (38) (227) 55 217 1,100 236 462 372 335 n/m
Capex 48 (1) 0 0 9 — — — 11 (41) (41) n/m
Free cash flow (150) 459 (38) (227) 64 217 1,100 236 472 332 294 n/m
Balance, $m
Balance, $m Working capital 2,549 3,020 4,040 5,571 6,938 14,231 16,138 14,659 12,331 13,363 12,771 +20.2%
Net debt 863 1,500 1,507 2,060 2,689 6,284 7,974 6,765 5,261 5,159 4,774 +22.0%
Shareholders’ equity 747 865 1,066 1,356 1,483 2,550 3,072 3,255 3,152 3,067 2,642 +17.0%
Returns, %
Returns, % ROA 1.78 2.00 2.63 2.23 2.35 2.79 1.77 2.01 1.53 0.77 (0.76) (1.0) pt
ROIC 2.44 2.82 3.76 3.27 3.60 3.00 2.17 2.68 2.18 1.59 0.16 (0.9) pt
ROE 7.55 9.19 12.37 10.80 12.29 18.74 12.85 13.05 8.69 4.34 (4.79) (3.2) pt
People
People Employees 288 445 468 532 522 579 630 647 659 653 — +9.5%
Revenue/emp, $m 0.74 0.78 1.04 1.01 1.16 1.38 1.87 2.51 2.17 1.86 — +10.8%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 5 Nov 2026

Arbor Realty Trust vs peers in Reit Mortgage (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
FBRT Franklin BSP Realty Trust, Inc. $475.2M — (loss-making) 12.7× −16.32% (below 0%: shrinking) n/m +34.53% (above 0%: growing) 92.17% 25.20% Compare
BRSP BrightSpire Capital, Inc. $431.4M 23.7× 11.9× −5.94% (below 0%: shrinking) +3,762.00% (above 0%: growing) +122.61% (above 0%: growing) 61.25% (26.51%) Compare
RWT Redwood Trust, Inc. $390.7M — (loss-making) 12.8× −86.45% (below 0%: shrinking) n/m −77.33% (below 0%: shrinking) 100.00% (4.68%) Compare
KREF KKR Real Estate Finance Trust $329.7M — (loss-making) — (loss-making) −21.85% (below 0%: shrinking) n/m −194.41% (below 0%: shrinking) 100.00% (3.15%) Compare
ARI Apollo Commercial Real Estate Finance $309.8M 3.0× 10.2× −37.40% (below 0%: shrinking) −8.33% (below 0%: shrinking) −20.13% (below 0%: shrinking) 91.99% 16.46% Compare
ABR Arbor Realty Trust $305.7M — (loss-making) — (loss-making) −6.33% (below 0%: shrinking) n/m +22.05% (above 0%: growing) 14.29% (18.36%)
NREF NexPoint Real Estate Finance, Inc. $256.2M 3.9× 10.9× +11.50% (above 0%: growing) −57.97% (below 0%: shrinking) −363.98% (below 0%: shrinking) 100.00% 25.54% Compare
CMTG Claros Mortgage Trust, Inc. $241.3M — (loss-making) — (loss-making) −29.16% (below 0%: shrinking) n/m +36.67% (above 0%: growing) 79.10% (44.62%) Compare
REFI Chicago Atlantic Real Estate Finance, Inc. $229.1M 6.5× 6.7× −11.02% (below 0%: shrinking) −16.67% (below 0%: shrinking) +40.10% (above 0%: growing) 100.00% 59.97% Compare
Median of peers $319.7M 5.2× 11.4× −19.09% −12.50% +7.20% 96.09% 6.66%

All 37 Reit Mortgage stocks →

Pay and ownership Proxy statement filed 16 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 11.79m 6.18m 94.00
2024 12.06m 11.97m 149.00
2023 12.40m 23.82m 144.00
2022 10.57m 8.15m 111.00
2021 13.44m 29.01m 139.00

Ownership

Directors and executive officers, together 10.80%
BlackRock, Inc. 12.40%
The Vanguard Group 9.10%
Ivan Kaufman 7.40%
Arbor Commercial Mortgage, LLC 6.20%
John Natalone 1.90%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Arbor Realty Trust (ABR) Latest News

3 Nov

Impact 4 · · 24/7 Wall St.

2 Nov

Impact 4 · · StockStory
Impact 4 · · StockStory

1 Nov

Impact 4 · · GuruFocus.com
Impact 4 · · Simply Wall St.

31 Oct

Impact 4 · · StockStory

30 Oct

Impact 4 · · The Motley Fool transcript
Impact 4 · · Moby
Impact 4 · · MarketBeat transcript
Impact 4 · · bisnow.com
Impact 4 · · Investing.com
Impact 4 · · GlobeNewswire
Impact 3 · · StockStory
Impact 3 · · Zacks
Impact 3 · · Associated Press

29 Oct

Impact 3 · · StockStory

24 Oct

Impact 3 · · Insider Monkey

23 Oct

Impact 3 · · Zacks

22 Oct

Impact 4 · · Investing.com
Impact 4 · · PR Newswire
Impact 3 · · Zacks

16 Oct

Impact 3 · · Zacks

13 Oct

Impact 3 · · Zacks

12 Oct

Impact 3 · · Zacks

5 Oct

Impact 3 · · Zacks

2 Oct

Impact 4 · · Zacks

1 Oct

Impact 3 · · credaily.com

29 Sep

Impact 3 · · Zacks

28 Sep

Impact 3 · · Zacks

21 Sep

Impact 3 · · Zacks
stockrow.com/ABR · Data as of Nov 5, 2026 · For information only; not investment advice. · © 2026 stockrow.com