Pricing Log in Create free account
Saturday 17 October 2026 Export AMTB’s income statement to Excel — free account

Amerant Bancorp Inc.

AMTB Financial Banks Regional

Amerant Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $676.0 million, up 11.7% from fiscal 2024. In the quarter to June 2026, revenue fell 9.98%, EPS fell 1.82%, free cash flow fell 30.0% and total debt fell 7.24%, each against the same quarter a year earlier. Dividend growth for five consecutive years, operating cash flow growth for three; insiders bought in the last twelve months.

28.96 0.07 −0.24%
Market cap
$1.1B
P/E
20.7×
Fwd P/E
12.7×
Dividend yield
1.24%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.14
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — 2 — — 1 — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 9.12%

Capital & Financial Ratios $m

Market Cap 1,140.00
Revenue 643.46
Net Income 56.37
Free Cash Flow 118.60
Net Debt 495.03
Current Ratio 0.86
Debt/Equity 0.87
P/E ratio 20.69
Fwd P/E 12.70
P/S ratio 1.77
P/B ratio 1.25
Past 5Y EPS Growth —
This Y EPS Growth 26.88% (at or above 15%: strong)
Next Y EPS Growth 28.70% (at or above 15%: strong)
Next Y revenue growth (39.86%) (below 0%: weak)
Next 5Y EPS Growth 21.79% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 69.42%
10-year low 10-year high
P/S against its own 10 years 53.57%
10-year low 10-year high
P/B against its own 10 years 80.92%
10-year low 10-year high

Dividends

Payout Ratio 0.26
Annual Dividend Rate 0.36
Annual Dividend Yield 1.24%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.36
0.09
0.09
0.09
2025 0.36
0.09
0.09
0.09
0.09
2024 0.36
0.09
0.09
0.09
0.09
2023 0.36
0.09
0.09
0.09
0.09
2022 0.36
0.09
0.09
0.09
0.09
2021 0.06
0.06
2020 Powerpack
2019 Powerpack
2017 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 322 590 470 302
Receivables — — — —
Inventory — — — —
Other — — — —
7,747 7,987 7,266 7,246
2023 2024 2025 Q'26
Payables 8,059 8,007 7,915 8,468
ST’ Debt — — — —
Other — — — —
8,059 8,007 7,915 8,468

Compound Annual Growth %

10y 5y 3y
Sales — 15.14% 18.52%
Cash Flow — 19.06% 0.00%
Earnings — 0.00% (6.10%)
Book Value — 3.68% 9.98%

Revenue $m

Mar Jun Sep Dec Year
’26 150 154 — — —
’25 166 171 170 169 676
’24 159 166 104 177 605
’23 144 165 161 165 636
’22 79 84 105 138 406
’21 74 77 75 142 368
’20 93 84 82 75 334
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 11 39 — — —
’25 20 58 23 36 137
’24 3 (2) 4 78 82
’23 (19) 11 49 (14) 27
’22 (12) (37) 17 (17) (49)
’21 7 25 8 27 67
’20 3 24 23 7 57
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 10 39 — — —
’25 18 56 24 45 143
’24 (1) (4) 3 77 75
’23 (23) 7 48 (16) 16
’22 (14) (39) 13 (20) (60)
’21 6 24 6 158 193
’20 2 22 23 19 65
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.44 0.53 — — —
’25 0.28 0.55 0.35 0.07 1.26
’24 0.31 0.15 (1.43) 0.40 (0.44)
’23 0.60 0.22 0.66 (0.51) 0.96
’22 0.45 0.23 0.62 0.55 1.85
’21 0.38 0.42 0.45 1.77 3.01
’20 0.08 (0.37) 0.04 0.20 (0.04)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — 10.65 11.83 9.01 13.63 24.41 15.79 18.54 15.62

Analyst estimates 2026–2028

Powerpack
High — — 259.23 23.59 21.90 36.72 36.14 30.13 27.00 24.40
People
People Employees — 948 911 829 — 763 692 682 698 694
Revenue/emp, $m 0.00 0.36 0.40 0.45 0.00 0.48 0.59 0.93 0.87 0.97
Income, $m
Income, $m Revenue 301 345 363 370 334 368 406 636 605 676
Gross margin, % 84.43 81.55 75.13 73.01 78.74 88.41 82.24 65.08 55.47 64.98
EBT 34 77 58 64 (4) 144 79 41 (24) 66
EBT margin, % 11.22 22.35 15.85 17.30 (1.30) 39.09 19.35 6.50 (3.98) 9.78
Net income 24 43 46 51 (2) 110 62 31 (16) 52
Depreciation 36 28 25 21 24 20 14 12 11 9
Per share, $
Per share, $ Revenue 7.09 8.12 8.55 8.70 8.00 9.91 11.99 18.98 16.93 16.26
Earnings 0.55 1.01 1.08 1.21 (0.04) 3.04 1.87 0.97 (0.44) 1.26
Cash flow 1.77 1.72 1.46 1.84 1.37 1.81 (1.45) 0.80 2.30 3.29
Capex (0.01) 0.52 (0.21) (0.21) 0.19 3.38 (0.31) (0.31) (0.20) 0.15
Free cash flow 1.76 2.25 1.25 1.63 1.56 5.20 (1.77) 0.49 2.10 3.45
Book value 0.00 17.73 17.59 19.62 18.77 22.38 20.84 21.97 24.90 22.58
Shares, m 42 42 42 43 42 37 34 34 36 42
Valuation, ×
Valuation, × P/E 18.81 18.81 12.06 18.01 0.00 11.29 14.22 25.64 0.00 15.61
P/S 2.14 2.14 1.52 2.50 1.90 3.49 2.22 1.31 1.32 1.20
P/B 1.06 1.06 0.74 1.11 0.81 1.54 1.28 1.13 0.90 0.86
EV/Sales 5.67 5.67 4.82 5.76 4.77 5.27 4.11 2.06 1.83 1.70
EV/FCF 27.51 27.51 33.02 30.78 24.45 10.05 (27.91) 80.24 14.79 8.00
Cash, $m
Cash, $m Operating cash flow 75 73 62 78 57 67 (49) 27 82 137
Capex 0 22 (9) (9) 8 126 (11) (10) (7) 6
Free cash flow 75 95 53 69 65 193 (60) 16 75 143
Balance, $m
Balance, $m Working capital — (166) (75) 57 225 127 60 (311) (19) (648)
Total debt 594 1,291 1,284 1,327 1,173 933 1,059 798 899 806
Net debt 594 1,138 1,198 1,206 958 658 769 476 308 336
Shareholders’ equity — 753 747 835 783 832 706 736 890 939
Returns, %
Returns, % ROA 0.56 1.02 0.55 0.64 (0.02) 1.47 0.76 0.34 (0.16) 0.53
ROIC 3.56 2.55 1.85 1.96 (0.16) 6.04 3.33 2.13 (1.26) 3.24
ROE 3.23 5.90 6.11 6.49 (0.21) 13.98 8.23 4.51 (1.94) 5.73
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Amerant Bancorp Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
OSBC Old Second Bancorp, Inc. $1.3B 14.0× 9.9× +32.87% (above 0%: growing) +12.24% (above 0%: growing) −31.22% (below 0%: shrinking) 84.39% 0.00% Compare
PFBC Preferred Bank $1.2B 9.4× 9.2× +1.39% (above 0%: growing) +10.55% (above 0%: growing) −33.29% (below 0%: shrinking) 58.34% 0.00% Compare
AMTB Amerant Bancorp Inc. $1.1B 20.7× 12.7× −9.98% (below 0%: shrinking) −1.82% (below 0%: shrinking) −30.03% (below 0%: shrinking) 65.49% 0.00%
UVSP Univest Corporation of Pennsylvania $1.1B 11.8× 11.2× −0.76% (below 0%: shrinking) +20.29% (above 0%: growing) +4.85% (above 0%: growing) 66.82% 0.00% Compare
HFWA Heritage Financial Corporation $1.1B 12.9× 13.5× +33.70% (above 0%: growing) +16.67% (above 0%: growing) +0.66% (above 0%: growing) 78.63% 0.00% Compare
MCB Metropolitan Bank Holding Corp. $1.1B 10.9× 8.8× +10.67% (above 0%: growing) −12.92% (below 0%: shrinking) −168.73% (below 0%: shrinking) 64.82% 0.00% Compare
NBN Northeast Bancorp $1.1B 9.7× 8.2× +6.35% (above 0%: growing) +34.97% (above 0%: growing) −136.55% (below 0%: shrinking) 62.31% 0.00% Compare
FSBC Five Star Bancorp $1.1B 12.7× 12.1× +18.93% (above 0%: growing) +33.82% (above 0%: growing) +32.43% (above 0%: growing) 64.63% 0.00% Compare
CFFN Capitol Federal Financial $1.0B 12.6× 11.9× +6.50% (above 0%: growing) +35.71% (above 0%: growing) +45.71% (above 0%: growing) 53.81% 0.00% Compare
Median of peers $1.1B 12.2× 10.6× +8.59% +18.48% −15.28% 64.73% 0.00%

All 323 Banks Regional stocks →

Amerant Bancorp Inc. (AMTB) key facts

  • Strength: Amerant Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $676.0 million, up 11.7% from fiscal 2024.
  • Amerant Bancorp Inc. (AMTB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, AMTB traded at $28.96, a market capitalization of $1.1 billion.
  • Amerant Bancorp Inc. pays an annual dividend of $0.36 per share, a yield of 1.24%, with a payout ratio of 25.9%.
  • Return on equity was 5.73% and debt-to-equity 0.87.
  • Its Piotroski F-score is 7 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Amerant Bancorp Inc. (AMTB) Latest News

No news at this impact. Lower the threshold for more.
stockrow.com/AMTB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com