AXOS FINANCIAL, INC

AX Financial Banks Regional

AXOS FINANCIAL, INC’s revenue for fiscal 2026 (year ended June 2026) was $2.2 billion, up 12.5% from fiscal 2025.

Revenue
+16.6%
EPS
+14.8%
Free cash flow
+115.5%
Total debt
−27.0%

Quarter to September 2026, against a year earlier

92.56 2.01 −2.13%
Market cap
$5.2B
P/E
10.3×
Fwd P/E
9.1×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

AXOS FINANCIAL, INC (AX) Return on invested capital

Alert me on Return on invested capital

AXOS FINANCIAL, INC's return on invested capital over the twelve months to 30 September 2026 was 17.2%, up 3.2 percentage points from fiscal 2026 (14.0%). Over the past ten years it has ranged from 0.00% (fiscal 2020) to 497.5% (fiscal 2023); the current reading is higher than 17% of that period. That is above the Banks Regional industry median of 8.45% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2026 14.0% (27.26)
FY2025 41.2% (39.79)
FY2024 81.0% (416.49)
FY2023 497.5% 475.00
FY2022 22.5% 7.41
FY2021 15.1% 15.10
FY2020 0.00% (23.12)
FY2019 23.1% (15.08)
FY2018 38.2% (23.21)
FY2017 61.4% 9.20

Against its own ten years

Low 0.00% High 497.5%
Ten-year median 33.4%
Current reading's percentile 17

Return on invested capital against peers

Company Return on invested capital
AX AXOS FINANCIAL, INC 17.2%
HOMB Home BancShares, Inc. compare 9.54%
OZK Bank OZK compare 8.73%
AUB Atlantic Union Bankshares Corporation compare 8.66%
HWC Hancock Whitney Corporation compare 8.54%
ABCB Ameris Bancorp compare 7.69%
EBC Eastern Bankshares, Inc. compare 7.66%
ASB Associated Banc-Corp compare 4.95%
IFS Intercorp Financial Services Inc. compare 0.00%
Banks Regional industry median 8.45%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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