SmartFinancial, Inc. (SMBK) vs First Financial Corporation Indiana (THFF)
- SmartFinancial, Inc. SMBK 50.84 +0.85%
- First Financial Corporation Indiana THFF 74.09 +0.49%
SmartFinancial, Inc. and First Financial Corporation Indiana are both Banks Regional companies. SmartFinancial, Inc. and First Financial Corporation Indiana are of similar size ($876.8M and $861.9M). First Financial Corporation Indiana trades at the lower P/E: 10.4× against 14.9×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against 8.15%. First Financial Corporation Indiana has the higher net margin (23.3% vs 17.1%) and the lower return on invested capital (7.53% vs 15.2%). Both pay a dividend; First Financial Corporation Indiana yields more (3.02% vs 0.67%). Across the 19 metrics below, First Financial Corporation Indiana leads on 13 and SmartFinancial, Inc. on 6.
Valuation
Profitability
| Metric | SMBK | THFF | Banks Regional median |
|---|---|---|---|
| Gross margin | 63.90% | 76.02% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.12% | 23.32% | 18.66% |
| Free cash flow margin | 20.12% | 25.60% | 21.11% |
| Return on equity | 10.47% | 13.42% | 10.65% |
| Return on assets | 0.99% | 1.44% | 1.13% |
| Return on invested capital | 15.22% | 7.53% | 8.35% |
Growth
Health
Dividend
Size
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