Eagle Bancorp, Inc. (EGBN) vs SmartFinancial, Inc. (SMBK)
Eagle Bancorp, Inc. and SmartFinancial, Inc. are both Banks Regional companies. Eagle Bancorp, Inc. and SmartFinancial, Inc. are of similar size ($863.3M and $860.1M). Eagle Bancorp, Inc. has negative trailing earnings, so its P/E is not meaningful; SmartFinancial, Inc. trades at 14.7×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against −11.5%. SmartFinancial, Inc. has the higher net margin (17.1% vs −8.11%) and the higher return on invested capital (15.2% vs −6.83%). Both pay a dividend; Eagle Bancorp, Inc. yields more (7.85% vs 1.56%). Across the 19 metrics below, SmartFinancial, Inc. leads on 14 and Eagle Bancorp, Inc. on 5.
Valuation
Profitability
| Metric | EGBN | SMBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 50.46% | 63.90% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (8.11%) | 17.12% | 18.66% |
| Free cash flow margin | 8.87% | 20.12% | 21.18% |
| Return on equity | (4.14%) | 10.47% | 10.64% |
| Return on assets | (0.48%) | 0.99% | 1.13% |
| Return on invested capital | (6.83%) | 15.22% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack