Capital City Bank Group (CCBG) vs SmartFinancial, Inc. (SMBK)
Capital City Bank Group and SmartFinancial, Inc. are both Banks Regional companies. Capital City Bank Group and SmartFinancial, Inc. are of similar size ($860.1M and $843.9M). Capital City Bank Group trades at the lower P/E: 13.9× against 14.7×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against 3.76%. Capital City Bank Group has the higher net margin (21.4% vs 17.1%) and the higher return on invested capital (41.1% vs 15.2%). Both pay a dividend; Capital City Bank Group yields more (3.00% vs 1.56%). Across the 20 metrics below, Capital City Bank Group leads on 10 and SmartFinancial, Inc. on 10.
Valuation
Profitability
| Metric | CCBG | SMBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 88.90% | 63.90% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.37% | 17.12% | 18.66% |
| Free cash flow margin | 17.95% | 20.12% | 21.18% |
| Return on equity | 11.26% | 10.47% | 10.64% |
| Return on assets | 1.40% | 0.99% | 1.13% |
| Return on invested capital | 41.05% | 15.22% | 8.33% |
Growth
Health
Dividend
Size
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