Southside Bancshares, Inc. (SBSI) vs SmartFinancial, Inc. (SMBK)
- Southside Bancshares, Inc. SBSI 30.69 +0.62%
- SmartFinancial, Inc. SMBK 50.84 +0.85%
Southside Bancshares, Inc. and SmartFinancial, Inc. are both Banks Regional companies. Southside Bancshares, Inc. and SmartFinancial, Inc. are of similar size ($909.2M and $861.9M). Southside Bancshares, Inc. trades at the lower P/E: 12.1× against 14.9×. SmartFinancial, Inc. grew revenue faster over the last twelve months: 11.1% against −4.11%. Southside Bancshares, Inc. has the higher net margin (17.6% vs 17.1%) and the lower return on invested capital (5.30% vs 15.2%). Both pay a dividend; Southside Bancshares, Inc. yields more (4.72% vs 0.67%). Across the 19 metrics below, SmartFinancial, Inc. leads on 10 and Southside Bancshares, Inc. on 9.
Valuation
Profitability
| Metric | SBSI | SMBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.64% | 63.90% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.64% | 17.12% | 18.66% |
| Free cash flow margin | 29.51% | 20.12% | 21.11% |
| Return on equity | 8.99% | 10.47% | 10.65% |
| Return on assets | 0.89% | 0.99% | 1.13% |
| Return on invested capital | 5.30% | 15.22% | 8.35% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack