Peoples Financial Services Corp. (PFIS) vs Third Coast Bancshares, Inc. (TCBX)
Peoples Financial Services Corp. and Third Coast Bancshares, Inc. are both Banks Regional companies. Peoples Financial Services Corp. and Third Coast Bancshares, Inc. are of similar size ($713.0M and $693.7M). Third Coast Bancshares, Inc. trades at the lower P/E: 9.2× against 12.3×. Third Coast Bancshares, Inc. grew revenue faster over the last twelve months: 16.9% against 0.46%. Peoples Financial Services Corp. has the higher net margin (19.8% vs 17.1%) and the lower return on invested capital (8.38% vs 21.9%). Across the 19 metrics below, Third Coast Bancshares, Inc. leads on 12 and Peoples Financial Services Corp. on 7.
Valuation
Profitability
| Metric | PFIS | TCBX | Banks Regional median |
|---|---|---|---|
| Gross margin | 68.05% | 58.05% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 19.78% | 17.07% | 18.66% |
| Free cash flow margin | 17.28% | 3.87% | 21.18% |
| Return on equity | 11.02% | 11.92% | 10.64% |
| Return on assets | 1.08% | 1.19% | 1.13% |
| Return on invested capital | 8.38% | 21.87% | 8.33% |
Growth
Health
Dividend
Size
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