Carter Bankshares, Inc. (CARE) vs Peoples Financial Services Corp. (PFIS)
Carter Bankshares, Inc. and Peoples Financial Services Corp. are both Banks Regional companies. Carter Bankshares, Inc. and Peoples Financial Services Corp. are of similar size ($693.7M and $666.5M). Carter Bankshares, Inc. trades at the lower P/E: 5.2× against 12.3×. Carter Bankshares, Inc. grew revenue faster over the last twelve months: 40.1% against 0.46%. Carter Bankshares, Inc. has the higher net margin (36.6% vs 19.8%) and the higher return on invested capital (39.4% vs 8.38%). Both pay a dividend; Peoples Financial Services Corp. yields more (5.64% vs 2.58%). Across the 20 metrics below, Carter Bankshares, Inc. leads on 14 and Peoples Financial Services Corp. on 6.
Valuation
Profitability
| Metric | CARE | PFIS | Banks Regional median |
|---|---|---|---|
| Gross margin | 72.83% | 68.05% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 36.60% | 19.78% | 18.66% |
| Free cash flow margin | 16.81% | 17.28% | 21.18% |
| Return on equity | 27.08% | 11.02% | 10.64% |
| Return on assets | 2.67% | 1.08% | 1.13% |
| Return on invested capital | 39.39% | 8.38% | 8.33% |
Growth
Health
Dividend
Size
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