Arrow Financial Corporation (AROW) vs Peoples Financial Services Corp. (PFIS)
Arrow Financial Corporation and Peoples Financial Services Corp. are both Banks Regional companies. Arrow Financial Corporation and Peoples Financial Services Corp. are of similar size ($693.7M and $691.5M). Arrow Financial Corporation trades at the lower P/E: 12.1× against 12.3×. Arrow Financial Corporation grew revenue faster over the last twelve months: 8.43% against 0.46%. Arrow Financial Corporation has the higher net margin (20.6% vs 19.8%) and the higher return on invested capital (14.2% vs 8.38%). Both pay a dividend; Peoples Financial Services Corp. yields more (5.64% vs 4.47%). Across the 20 metrics below, Arrow Financial Corporation leads on 13 and Peoples Financial Services Corp. on 7.
Valuation
Profitability
| Metric | AROW | PFIS | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.23% | 68.05% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.56% | 19.78% | 18.66% |
| Free cash flow margin | 19.12% | 17.28% | 21.18% |
| Return on equity | 12.00% | 11.02% | 10.64% |
| Return on assets | 1.15% | 1.08% | 1.13% |
| Return on invested capital | 14.20% | 8.38% | 8.33% |
Growth
Health
Dividend
Size
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