Lufax Holding Ltd. Sponsored ADR (LU) vs PRA Group, Inc. (PRAA)
Lufax Holding Ltd. Sponsored ADR and PRA Group, Inc. are both Credit Services companies. Lufax Holding Ltd. Sponsored ADR is the larger, with a market value of $1.1B against $762.0M — 1.5× the size. PRA Group, Inc. grew revenue faster over the last twelve months: 17.6% against −22.5%. Lufax Holding Ltd. Sponsored ADR has the higher net margin (−13.3% vs −19.9%) and the higher return on invested capital (9.42% vs 0.86%). Across the 17 metrics below, Lufax Holding Ltd. Sponsored ADR leads on 14 and PRA Group, Inc. on 3.
Valuation
Profitability
| Metric | LU | PRAA | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 77.13% |
| Operating margin | 49.67% | 5.00% | 0.34% |
| Net margin | (13.30%) | (19.91%) | 9.25% |
| Free cash flow margin | 2.34% | (2.84%) | 13.03% |
| Return on equity | (3.83%) | (21.12%) | 8.49% |
| Return on assets | (1.50%) | (4.97%) | 2.29% |
| Return on invested capital | 9.42% | 0.86% | 4.09% |
Growth
Health
Dividend
Size
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