Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

Lufax Holding Ltd. Sponsored ADR (LU) vs World Acceptance Corporation (WRLD)

Lufax Holding Ltd. Sponsored ADR and World Acceptance Corporation are both Credit Services companies. Lufax Holding Ltd. Sponsored ADR is the larger, with a market value of $1.1B against $796.2M — 1.4× the size. Lufax Holding Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; World Acceptance Corporation trades at 20.3×. World Acceptance Corporation grew revenue faster over the last twelve months: 4.26% against −22.5%. World Acceptance Corporation has the higher net margin (6.61% vs −13.3%) and the lower return on invested capital (3.97% vs 9.42%). Across the 19 metrics below, World Acceptance Corporation leads on 10 and Lufax Holding Ltd. Sponsored ADR on 9.

Valuation

Metric LU WRLD Credit Services median
P/E n/m 20.33 9.64
P/S 0.27 1.31 0.87
P/B 0.08 2.13 1.16
Price to free cash flow 11.53 2.99 2.99
EV/EBITDA n/m 9.47 9.58
EV/Sales 0.00 2.05 2.32
Earnings yield (49.59%) 4.92% 6.72%
Free cash flow yield 8.67% 33.43% 12.33%

Profitability

Metric LU WRLD Credit Services median
Gross margin 100.00% 100.00% 77.13%
Operating margin 49.67% 17.26% 0.34%
Net margin (13.30%) 6.61% 9.25%
Free cash flow margin 2.34% 44.29% 13.03%
Return on equity (3.83%) 9.90% 8.49%
Return on assets (1.50%) 3.72% 2.29%
Return on invested capital 9.42% 3.97% 4.09%

Growth

Metric LU WRLD Credit Services median
Revenue growth (TTM) (22.46%) 4.26% 4.62%
EPS growth (last fiscal year) 55.84% (57.24%) —
Revenue growth, 5-year CAGR (12.93%) 2.08% 9.13%
Net income growth, 5-year CAGR 0.00% (17.09%) 0.00%

Health

Metric LU WRLD Credit Services median
Debt to equity 0.89 1.29 0.68
Current ratio 1.72 13.49 1.55
Net debt to EBITDA (1.19) 3.46 0.13

Dividend

Metric LU WRLD Credit Services median
Dividend yield 5.92% — 3.34%
Payout ratio 1.69 0.00 0.00

Size

Metric LU WRLD Credit Services median
Market cap 1.11b 796.24m 872.19m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack