Lufax Holding Ltd. Sponsored ADR (LU) vs Oportun Financial Corporation (OPRT)
- Lufax Holding Ltd. Sponsored ADR LU 0.87 −1.14%
- Oportun Financial Corporation OPRT 9.08 −1.41%
Lufax Holding Ltd. Sponsored ADR and Oportun Financial Corporation are both Credit Services companies. Lufax Holding Ltd. Sponsored ADR is the larger, with a market value of $740.9M against $423.5M — 1.7× the size. Lufax Holding Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; Oportun Financial Corporation trades at 22.7×. Oportun Financial Corporation grew revenue faster over the last twelve months: −2.34% against −22.5%. Oportun Financial Corporation has the higher net margin (2.05% vs −13.3%) and the lower return on invested capital (0.92% vs 9.42%). Across the 18 metrics below, Oportun Financial Corporation leads on 10 and Lufax Holding Ltd. Sponsored ADR on 8.
Valuation
Profitability
| Metric | LU | OPRT | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 78.44% | 77.13% |
| Operating margin | 49.67% | 0.00% | 0.34% |
| Net margin | (13.30%) | 2.05% | 9.25% |
| Free cash flow margin | 2.34% | 41.74% | 12.91% |
| Return on equity | (3.83%) | 4.98% | 8.49% |
| Return on assets | (1.50%) | 0.62% | 2.16% |
| Return on invested capital | 9.42% | 0.92% | 4.09% |
Growth
Health
Dividend
Size
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