stockrowLufax Holding Ltd. Sponsored ADR (LU) vs Oportun Financial Corporation (OPRT)
- Lufax Holding Ltd. Sponsored ADR LU 9.20 +6.60%
- Oportun Financial Corporation OPRT 11.10 −4.31%
Lufax Holding Ltd. Sponsored ADR and Oportun Financial Corporation are both Credit Services companies. Lufax Holding Ltd. Sponsored ADR is the larger, with a market value of $723.6M against $533.5M — 1.4× the size. Lufax Holding Ltd. Sponsored ADR has negative trailing earnings, so its P/E is not meaningful; Oportun Financial Corporation trades at 15.3×. Oportun Financial Corporation grew revenue faster over the last twelve months: −0.40% against −10.8%. Oportun Financial Corporation has the higher net margin (3.89% vs −16.4%) and the higher return on invested capital (21.5% vs 9.97%). Across the 17 metrics below, Oportun Financial Corporation leads on 12 and Lufax Holding Ltd. Sponsored ADR on 5.
Valuation
Profitability
| Metric | LU | OPRT | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 80.23% | 76.61% |
| Operating margin | 55.22% | 0.00% | 0.34% |
| Net margin | (16.39%) | 3.89% | 8.35% |
| Free cash flow margin | (10.12%) | 43.52% | 8.73% |
| Return on equity | (4.68%) | 9.11% | 9.05% |
| Return on assets | (1.88%) | 1.16% | 1.94% |
| Return on invested capital | 9.97% | 21.54% | 4.56% |
Growth
Health
Dividend
Size
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