Lemonade, Inc. (LMND) vs White Mountains Insurance Group, Ltd. (WTM)
- Lemonade, Inc. LMND 44.20 −3.62%
- White Mountains Insurance Group, Ltd. WTM 2,159.73 +0.75%
Lemonade, Inc. and White Mountains Insurance Group, Ltd. are both Insurance Property & Casualty companies. White Mountains Insurance Group, Ltd. is the larger, with a market value of $5.1B against $3.6B — 1.4× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; White Mountains Insurance Group, Ltd. trades at 4.9×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 55.5%. White Mountains Insurance Group, Ltd. has the higher net margin (29.3% vs −14.2%) and the higher return on invested capital (13.4% vs −25.6%). Across the 19 metrics below, White Mountains Insurance Group, Ltd. leads on 16 and Lemonade, Inc. on 3.
Valuation
Profitability
| Metric | LMND | WTM | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 51.65% | 59.35% | 41.16% |
| Operating margin | (13.67%) | 40.83% | 15.09% |
| Net margin | (14.19%) | 29.29% | 11.51% |
| Free cash flow margin | 0.83% | 10.13% | 17.46% |
| Return on equity | (26.96%) | 19.58% | 17.34% |
| Return on assets | (7.01%) | 8.77% | 3.74% |
| Return on invested capital | (25.59%) | 13.42% | 12.06% |
Growth
Health
Dividend
Size
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