stockrowLemonade, Inc. (LMND) vs White Mountains Insurance Group, Ltd. (WTM)
- Lemonade, Inc. LMND 39.94 −3.71%
- White Mountains Insurance Group, Ltd. WTM 2,265.70 −1.24%
Lemonade, Inc. and White Mountains Insurance Group, Ltd. are both Insurance Property & Casualty companies. White Mountains Insurance Group, Ltd. is the larger, with a market value of $5.5B against $3.2B — 1.7× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; White Mountains Insurance Group, Ltd. trades at 6.0×. Lemonade, Inc. grew revenue faster over the last twelve months: 69.5% against 44.9%. White Mountains Insurance Group, Ltd. has the higher net margin (26.9% vs −13.0%) and the higher return on invested capital (0.00% vs −27.5%). Across the 19 metrics below, White Mountains Insurance Group, Ltd. leads on 15 and Lemonade, Inc. on 4.
Valuation
Profitability
| Metric | LMND | WTM | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 49.02% | 0.00% | 37.39% |
| Operating margin | (12.56%) | 0.00% | 14.67% |
| Net margin | (12.95%) | 26.86% | 10.16% |
| Free cash flow margin | 0.66% | 10.69% | 18.60% |
| Return on equity | (29.27%) | 16.59% | 16.59% |
| Return on assets | (7.22%) | 7.54% | 3.38% |
| Return on invested capital | (27.54%) | 0.00% | 9.43% |
Growth
Health
Dividend
Size
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