Lemonade, Inc. (LMND) vs Skyward Specialty Insurance Group, Inc. (SKWD)
Lemonade, Inc. and Skyward Specialty Insurance Group, Inc. are both Insurance Property & Casualty companies. Lemonade, Inc. is the larger, with a market value of $3.5B against $2.4B — 1.4× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; Skyward Specialty Insurance Group, Inc. trades at 12.4×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 38.3%. Skyward Specialty Insurance Group, Inc. has the higher net margin (10.8% vs −14.2%) and the higher return on invested capital (10.9% vs −25.6%). Across the 18 metrics below, Skyward Specialty Insurance Group, Inc. leads on 15 and Lemonade, Inc. on 3.
Valuation
Profitability
| Metric | LMND | SKWD | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 51.65% | 44.14% | 41.16% |
| Operating margin | (13.67%) | 15.09% | 15.09% |
| Net margin | (14.19%) | 10.84% | 11.51% |
| Free cash flow margin | 0.83% | 23.20% | 17.59% |
| Return on equity | (26.96%) | 17.34% | 18.19% |
| Return on assets | (7.01%) | 3.38% | 3.74% |
| Return on invested capital | (25.59%) | 10.89% | 12.06% |
Growth
Health
Dividend
Size
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