First Guaranty Bancshares, Inc. (FGBI) vs Rhinebeck Bancorp, Inc. (RBKB)
- First Guaranty Bancshares, Inc. FGBI 11.94 +1.36%
- Rhinebeck Bancorp, Inc. RBKB 13.04 +0.31%
First Guaranty Bancshares, Inc. and Rhinebeck Bancorp, Inc. are both Banks Regional companies. First Guaranty Bancshares, Inc. and Rhinebeck Bancorp, Inc. are of similar size ($203.3M and $196.0M). First Guaranty Bancshares, Inc. has negative trailing earnings, so its P/E is not meaningful; Rhinebeck Bancorp, Inc. trades at 18.1×. Rhinebeck Bancorp, Inc. grew revenue faster over the last twelve months: 34.3% against −8.17%. Rhinebeck Bancorp, Inc. has the higher net margin (13.0% vs −17.9%) and the higher return on invested capital (0.00% vs 0.00%). Across the 16 metrics below, Rhinebeck Bancorp, Inc. leads on 10 and First Guaranty Bancshares, Inc. on 6.
Valuation
Profitability
| Metric | FGBI | RBKB | Banks Regional median |
|---|---|---|---|
| Gross margin | 43.27% | 70.48% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (17.91%) | 12.99% | 18.82% |
| Free cash flow margin | 18.49% | 17.56% | 17.97% |
| Return on equity | (18.24%) | 7.35% | 10.28% |
| Return on assets | (0.98%) | 0.72% | 1.13% |
| Return on invested capital | 0.00% | 0.00% | 8.45% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack