ChoiceOne Financial Services, Inc. (COFS) vs Home Bancorp, Inc. (HBCP)
- ChoiceOne Financial Services, Inc. COFS 33.15 +0.70%
- Home Bancorp, Inc. HBCP 65.90 +0.05%
ChoiceOne Financial Services, Inc. and Home Bancorp, Inc. are both Banks Regional companies. ChoiceOne Financial Services, Inc. and Home Bancorp, Inc. are of similar size ($518.5M and $492.3M). ChoiceOne Financial Services, Inc. trades at the lower P/E: 9.1× against 10.9×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against 2.06%. ChoiceOne Financial Services, Inc. has the higher net margin (22.8% vs 22.2%) and the lower return on invested capital (5.66% vs 11.5%). Both pay a dividend; ChoiceOne Financial Services, Inc. yields more (3.50% vs 1.90%). Across the 19 metrics below, ChoiceOne Financial Services, Inc. leads on 11 and Home Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | COFS | HBCP | Banks Regional median |
|---|---|---|---|
| Gross margin | 71.49% | 73.15% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.77% | 22.23% | 18.66% |
| Free cash flow margin | 21.74% | 24.48% | 21.11% |
| Return on equity | 11.97% | 10.84% | 10.65% |
| Return on assets | 1.25% | 1.32% | 1.13% |
| Return on invested capital | 5.66% | 11.49% | 8.35% |
Growth
Health
Dividend
Size
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