Powerpack

Unlock full stockrow access for only $9.90/month and boost yourself as an investor.

  • Full quarterly history

    Every quarter and TTM period we hold, not just the last 12.

  • Analyst estimates

    Three years of forward estimates and dividend forecasts.

  • Unlimited screener

    All results, unlimited saved screens, email when a screen changes.

  • Unlimited Excel

    Full workbooks and screener exports.

  • Unlimited follows

See Powerpack
Screener Weekly Summary Pricing

ChoiceOne Financial Services, Inc. (COFS) vs Farmers & Merchants Bancorp Inc. (FMAO)

ChoiceOne Financial Services, Inc. and Farmers & Merchants Bancorp Inc. are both Banks Regional companies. ChoiceOne Financial Services, Inc. and Farmers & Merchants Bancorp Inc. are of similar size ($491.6M and $482.5M). ChoiceOne Financial Services, Inc. trades at the lower P/E: 9.1× against 12.0×. ChoiceOne Financial Services, Inc. grew revenue faster over the last twelve months: 35.1% against 7.14%. ChoiceOne Financial Services, Inc. has the higher net margin (22.8% vs 20.0%) and the lower return on invested capital (5.66% vs 8.07%). Both pay a dividend; ChoiceOne Financial Services, Inc. yields more (4.27% vs 4.06%). Across the 20 metrics below, ChoiceOne Financial Services, Inc. leads on 15 and Farmers & Merchants Bancorp Inc. on 5.

Valuation

Metric COFS FMAO Banks Regional median
P/E 9.08 12.00 12.15
P/S 2.06 2.41 2.37
P/B 1.02 1.23 1.21
Price to free cash flow 9.47 11.13 10.80
EV/EBITDA n/m n/m —
EV/Sales 3.12 2.46 2.27
Earnings yield 11.01% 8.33% 8.11%
Free cash flow yield 10.56% 8.98% 8.98%

Profitability

Metric COFS FMAO Banks Regional median
Gross margin 71.49% 66.09% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 22.77% 20.02% 18.66%
Free cash flow margin 21.74% 21.61% 21.18%
Return on equity 11.97% 10.75% 10.64%
Return on assets 1.25% 1.15% 1.13%
Return on invested capital 5.66% 8.07% 8.33%

Growth

Metric COFS FMAO Banks Regional median
Revenue growth (TTM) 35.07% 7.14% 6.61%
EPS growth (last fiscal year) (38.15%) 27.89% —
Revenue growth, 5-year CAGR 23.76% 17.00% 12.30%
Net income growth, 5-year CAGR 12.53% 10.53% 9.71%

Health

Metric COFS FMAO Banks Regional median
Debt to equity 0.71 0.44 0.22
Current ratio 0.87 0.96 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric COFS FMAO Banks Regional median
Dividend yield 4.27% 4.06% 3.75%
Payout ratio 0.33 0.39 0.27

Size

Metric COFS FMAO Banks Regional median
Market cap 491.59m 482.47m 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack