BayFirst Financial Corp. (BAFN) vs MainStreet Bank (MNSB)
- BayFirst Financial Corp. BAFN 6.20 −2.21%
- MainStreet Bank MNSB 24.15 −0.49%
BayFirst Financial Corp. and MainStreet Bank are both Banks Regional companies. BayFirst Financial Corp. and MainStreet Bank are of similar size ($172.8M and $170.8M). BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; MainStreet Bank trades at 11.8×. MainStreet Bank grew revenue faster over the last twelve months: −6.22% against −50.1%. MainStreet Bank has the higher net margin (11.6% vs −86.9%) and the higher return on invested capital (8.06% vs 0.00%). Only MainStreet Bank pays a dividend (1.66%). Across the 18 metrics below, MainStreet Bank leads on 12 and BayFirst Financial Corp. on 6.
Valuation
Profitability
| Metric | BAFN | MNSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 55.96% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 11.59% | 18.66% |
| Free cash flow margin | 205.06% | 17.81% | 21.11% |
| Return on equity | (102.63%) | 8.13% | 10.65% |
| Return on assets | (4.89%) | 0.70% | 1.13% |
| Return on invested capital | 0.00% | 8.06% | 8.35% |
Growth
Health
Dividend
Size
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