stockrowBayFirst Financial Corp. (BAFN) vs MainStreet Bank (MNSB)
- BayFirst Financial Corp. BAFN 5.66 −1.91%
- MainStreet Bank MNSB 21.97 +1.48%
BayFirst Financial Corp. and MainStreet Bank are both Banks Regional companies. BayFirst Financial Corp. is the larger, with a market value of $179.3M against $154.1M — 1.2× the size. BayFirst Financial Corp. has negative trailing earnings, so its P/E is not meaningful; MainStreet Bank trades at 10.6×. MainStreet Bank grew revenue faster over the last twelve months: −6.22% against −50.1%. MainStreet Bank has the higher net margin (11.6% vs −86.9%) and the higher return on invested capital (8.06% vs 0.00%). Only MainStreet Bank pays a dividend (1.85%). Across the 18 metrics below, MainStreet Bank leads on 12 and BayFirst Financial Corp. on 6.
Valuation
Profitability
| Metric | BAFN | MNSB | Banks Regional median |
|---|---|---|---|
| Gross margin | 49.73% | 55.96% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (86.85%) | 11.59% | 18.82% |
| Free cash flow margin | 208.96% | 17.81% | 17.97% |
| Return on equity | (102.63%) | 8.13% | 10.28% |
| Return on assets | (4.89%) | 0.70% | 1.13% |
| Return on invested capital | 0.00% | 8.06% | 8.45% |
Growth
Health
Dividend
Size
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