Wintrust Financial Corporation WTFC
146.11
1.79
1.24%
as of 25 Sep
- Market cap
- $9.7B
- P/E
- 11.6×
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Growth Flags
show if company had growth for consecutive years
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.07 | 11.91 | 9.53 | 10.29 | 11.81 | 12.97 | 11.60 | 11.19 | 18.17 | 18.93 |
P/S ratio |
2.21 | 2.00 | 1.70 | 2.24 | 2.78 | 1.85 | 2.25 | 2.45 | 3.56 | 3.20 |
P/FCF ratio |
10.87 | 12.50 | 8.12 | 3.75 | 4.82 | 0.00 | 21.91 | 12.12 | 13.15 | 13.13 |
P/Operating CF |
37.17 | 16.18 | 22.85 | 15.49 | 12.94 | (36.87) | 13.95 | 32.25 | 17.82 | 9.24 |
P/B ratio |
1.37 | 1.34 | 1.14 | 1.13 | 1.27 | 0.95 | 1.13 | 1.19 | 1.58 | 1.49 |
Price to Tangible BV |
1.58 | 1.58 | 1.32 | 1.34 | 1.52 | 1.16 | 1.40 | 1.49 | 1.93 | 1.89 |
EV/Sales |
2.41 | 1.84 | 2.05 | 2.75 | 0.60 | 0.44 | 1.88 | 2.27 | 3.46 | 2.81 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
11.19 | 10.13 | 9.16 | 4.42 | 0.99 | (1.59) | 12.64 | 9.18 | 10.90 | 10.27 |
EV/FCF |
11.84 | 11.50 | 9.77 | 4.60 | 1.04 | (1.42) | 18.27 | 11.21 | 12.79 | 11.53 |
Quick Ratio |
0.06 | 0.09 | 0.05 | 0.06 | 0.15 | 0.13 | 0.08 | 0.06 | 0.06 | 0.06 |
Current Ratio |
1.00 | 1.01 | 0.99 | 0.99 | 0.99 | 1.03 | 0.98 | 0.99 | 1.01 | 0.99 |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
6.30% | 6.53% | 6.51% | 6.81% | 4.84% | 5.41% | 4.87% | 3.88% | 4.36% | 3.15% |
Debt/Equity |
0.62 | 0.67 | 0.68 | 0.75 | 0.54 | 0.59 | 0.48 | 0.37 | 0.41 | 0.30 |
Asset Turnover |
0.06 | 0.07 | 0.06 | 0.04 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
Operating CF/Net income |
1.18 | 1.08 | 1.25 | 2.85 | 2.58 | (1.91) | 0.77 | 1.13 | 1.62 | 1.62 |
Capex/Depreciation |
(0.46) | (0.88) | (0.54) | (0.63) | (0.53) | (0.59) | (0.86) | (0.91) | (0.86) | (0.58) |
| 12.13% | 12.22% | 12.69% | 11.37% | 11.25% | 7.47% | 10.36% | 11.18% | 9.36% | 8.46% | |
| 1.14% | 1.10% | 1.09% | 0.93% | 0.92% | 0.66% | 1.02% | 1.13% | 0.93% | 0.79% | |
ROIC |
8.64% | 10.37% | 8.06% | 7.40% | 90.69% | 17.06% | 9.93% | 9.63% | 8.54% | 9.21% |
Return on Tangible Assets |
141.33% | 58.84% | 149.45% | 191.06% | 87.13% | 13.80% | 219.53% | 109.76% | 33.35% | 53.32% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
37.50% | 37.61% | 42.72% | 56.59% | 57.24% | 65.53% | 54.13% | 56.08% | 59.81% | 62.48% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
Share Based Compensation of Revenue |
0.98% | 0.96% | 1.01% | 1.44% | 0.87% | (0.26%) | 0.63% | 0.88% | 1.02% | 0.82% |
Graham Net Nets |
(0.50) | (0.49) | (0.71) | (0.83) | (0.52) | (0.41) | (0.59) | (0.42) | (0.24) | (0.29) |
Graham Number |
163.15 | 148.13 | 133.55 | 116.39 | 111.38 | 82.60 | 92.86 | 86.37 | 72.90 | 64.64 |
Earnings Yield |
8.28% | 8.40% | 10.49% | 9.71% | 8.47% | 7.71% | 8.62% | 8.93% | 5.50% | 5.28% |
Free Cash Flow Yield |
9.20% | 8.00% | 12.32% | 26.67% | 20.74% | (16.57%) | 4.56% | 8.25% | 7.61% | 7.62% |
Revenue per Share |
63.23 | 62.27 | 54.41 | 37.30 | 32.66 | 32.98 | 31.52 | 27.12 | 23.14 | 22.63 |
Operating CF per Share |
13.61 | 11.33 | 12.17 | 23.22 | 19.84 | (9.01) | 4.68 | 6.70 | 7.34 | 6.18 |
Capex per Share |
(0.75) | (1.35) | (0.76) | (0.90) | (1.00) | (1.11) | (1.44) | (1.21) | (1.08) | (0.67) |
Free Cash Flow per Share |
12.86 | 9.98 | 11.41 | 22.32 | 18.84 | (10.12) | 3.24 | 5.49 | 6.26 | 5.51 |
Cash per Share |
54.54 | 76.51 | 41.09 | 41.90 | 113.78 | 89.11 | 43.13 | 26.53 | 24.53 | 24.91 |
Shareholders Equity per Share |
108.51 | 99.62 | 88.30 | 81.02 | 78.93 | 71.55 | 64.92 | 58.04 | 54.42 | 53.61 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
108.51 | 99.62 | 88.30 | 81.02 | 78.93 | 71.55 | 64.92 | 58.04 | 54.42 | 53.61 |
Free Cash Flow |
860.40 | 635.53 | 697.97 | 1,321.55 | 1,073.80 | (582.11) | 183.97 | 308.91 | 342.43 | 277.04 |
Working Capital |
(233.85) | 354.67 | (351.06) | (512.67) | (263.52) | 1,199.91 | (596.04) | (366.00) | 121.54 | (236.54) |
Capital Expenditures |
(49.95) | (86.03) | (46.41) | (53.45) | (57.07) | (63.65) | (82.02) | (68.27) | (59.19) | (33.92) |
Net Current Asset Value |
(4,715.32) | (3,883.29) | (4,014.38) | (4,116.31) | (2,689.22) | (1,438.42) | (2,378.74) | (1,578.96) | (1,096.90) | (1,045.40) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.02 | 0.01 | 0.02 | 0.03 | 0.03 | 0.05 | 0.04 | 0.05 | 0.03 |
Net Profit Margin |
18.30% | 16.82% | 17.87% | 21.81% | 23.54% | 14.32% | 19.39% | 21.94% | 19.58% | 16.91% |
Price to Operating Income |
8.36 | 8.39 | 6.70 | 7.07 | 8.12 | 9.02 | 8.40 | 8.14 | 11.54 | 10.96 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.14 | 0.13 | 0.11 | 0.11 | 0.14 | 0.14 | 0.13 | 0.11 | 0.11 | 0.10 |
Cash ROIC |
0.84% | (0.37%) | (0.04%) | 5.61% | 2.72% | (11.02%) | (6.16%) | (4.92%) | (3.98%) | (6.02%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.03 | 0.03 | 0.02 | 0.01 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
14,007.34 | 12,650.97 | 15,702.41 | 62,120.62 | 102,073.98 | 53,489.22 | 33,277.83 | 46,256.60 | 73,973.03 | 87,580.87 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Payables |
55,114.77 | 48,954.76 | 44,149.86 | 42,499.07 | 39,594.12 | 33,599.90 | 28,100.91 | 24,639.02 | 22,420.99 | 20,149.13 |
Average Assets |
68,010.86 | 60,569.80 | 54,604.79 | 51,545.90 | 47,611.46 | 40,850.68 | 33,932.72 | 29,580.41 | 26,792.26 | 24,288.95 |
Average Common Equity |
6,382.76 | 5,459.41 | 4,685.68 | 4,235.26 | 3,894.84 | 3,634.87 | 3,354.41 | 2,997.25 | 2,648.15 | 2,272.67 |
Columns are period end dates