Saturday 17 October 2026
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Winchester Bancorp, Inc.
WSBK Financial Banks Regional
Winchester Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $51.6 million, up 16.0% from fiscal 2025. In the quarter to June 2026, revenue grew 16.8%, free cash flow fell 44.1% and total debt rose 7.59%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
12.93
0.01
−0.08%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to June
| Group | Line | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | Trend | 2027e | 2028e | 2029e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | — | — | — | 8.76 | 10.36 |
Analyst estimates 2027–2029 Powerpack |
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| High | — | — | — | — | — | — | — | — | 10.46 | 13.39 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | 79 | 79 | ||||
| Revenue/emp, $m | — | — | — | — | — | — | — | 0.00 | 0.56 | 0.65 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | 37 | 45 | 52 | ||||
| Gross margin, % | — | — | — | — | — | — | — | 44.08 | 43.40 | 50.85 | |||||
| EBT | — | — | — | — | — | — | — | 1 | (2) | 6 | |||||
| EBT margin, % | — | — | — | — | — | — | — | 2.06 | (3.44) | 11.07 | |||||
| Net income | — | — | — | — | — | — | — | 1 | (1) | 4 | |||||
| Depreciation | — | — | — | — | — | — | — | 1 | 1 | 1 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | — | — | 0.00 | 4.97 | 5.76 | ||||
| Earnings | — | — | — | — | — | — | — | — | (0.10) | 0.49 | |||||
| Cash flow | — | — | — | — | — | — | — | 0.00 | 0.28 | 0.60 | |||||
| Capex | — | — | — | — | — | — | — | 0.00 | (0.03) | (0.02) | |||||
| Free cash flow | — | — | — | — | — | — | — | 0.00 | 0.24 | 0.59 | |||||
| Book value | — | — | — | — | — | — | — | 0.00 | 12.87 | 13.43 | |||||
| Shares, m | — | — | — | — | — | — | — | — | 9 | 9 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | — | — | 26.82 | 26.82 | 26.82 | ||||
| P/S | — | — | — | — | — | — | — | 0.00 | 0.00 | 2.28 | |||||
| P/B | — | — | — | — | — | — | — | 0.00 | 0.00 | 0.98 | |||||
| EV/Sales | — | — | — | — | — | — | — | 1.48 | 2.06 | 4.18 | |||||
| EV/FCF | — | — | — | — | — | — | — | 42.40 | 42.07 | 41.10 | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | — | — | 0 | 2 | 5 | ||||
| Capex | — | — | — | — | — | — | — | (1) | 0 | 0 | |||||
| Free cash flow | — | — | — | — | — | — | — | (1) | 2 | 5 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | — | — | 90 | 125 | 119 | ||||
| Total debt | — | — | — | — | — | — | — | 129 | 147 | 158 | |||||
| Net debt | — | — | — | — | — | — | — | 83 | 92 | 98 | |||||
| Shareholders’ equity | — | — | — | — | — | — | — | 80 | 115 | 121 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | — | — | — | — | — | — | 0.00 | (0.10) | 0.43 | ||||
| ROIC | — | — | — | — | — | — | — | 0.29 | (0.46) | 1.64 | |||||
| ROE | — | — | — | — | — | — | — | 0.00 | (0.89) | 3.75 | |||||
Negative figures in brackets.
Fiscal years to Jun 2026 · latest quarter Jun 2026 · fundamentals updated 2 Oct 2026
Charts ten years each
Winchester Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| BOTJ Bank of the James Financial Group, Inc. | $122.6M | 10.6× | 9.7× | +6.68% (above 0%: growing) | +18.33% (above 0%: growing) | −90.59% (below 0%: shrinking) | 81.91% | 0.00% | Compare |
| RVSB Riverview Bancorp Inc | $119.1M | — (loss-making) | 17.7× | +6.30% (above 0%: growing) | +33.33% (above 0%: growing) | +342.43% (above 0%: growing) | 75.12% | 0.00% | Compare |
| BSBK Bogota Financial Corporation | $116.5M | 43.4× | 29.2× | −5.42% (below 0%: shrinking) | +200.00% (above 0%: growing) | +11.78% (above 0%: growing) | 43.91% | 0.00% | Compare |
| WSBK Winchester Bancorp, Inc. | $116.0M | 26.4× | — | +16.83% (above 0%: growing) | — | −44.14% (below 0%: shrinking) | 52.64% | 0.00% | |
| OPHC OptimumBank Holdings, Inc. | $113.0M | 5.6× | 6.5× | +38.96% (above 0%: growing) | +29.03% (above 0%: growing) | +67.40% (above 0%: growing) | 70.97% | 0.00% | Compare |
| PROV Provident Financial Holdings, Inc. | $112.9M | 17.4× | 13.1× | +1.58% (above 0%: growing) | +40.00% (above 0%: growing) | +52.70% (above 0%: growing) | 69.62% | 0.00% | Compare |
| UNB Union Bankshares, Inc. | $112.6M | 8.8× | — | +8.47% (above 0%: growing) | +15.09% (above 0%: growing) | +1,783.20% (above 0%: growing) | 63.79% | 0.00% | Compare |
| SFBC Sound Financial Bancorp, Inc. | $111.8M | 13.9× | — | +1.50% (above 0%: growing) | +22.50% (above 0%: growing) | +132.05% (above 0%: growing) | 67.71% | 0.00% | Compare |
| BYFC Broadway Financial Corporation | $107.2M | — (loss-making) | — (loss-making) | +27.12% (above 0%: growing) | n/m | +24.68% (above 0%: growing) | 55.67% | 0.00% | Compare |
| Median of peers | $112.9M | 12.3× | 13.1× | +6.49% | +29.03% | +60.05% | 68.67% | 0.00% |
Winchester Bancorp, Inc. (WSBK) key facts
- Strength: Winchester Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $51.6 million, up 16.0% from fiscal 2025.
- Winchester Bancorp, Inc. (WSBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Net income was $4.4 million, or $0.49 per share (basic), a net margin of 8.56%.
- As of October 16, 2026, WSBK traded at $12.93, a market capitalization of $116.0 million.
- At that price the stock trades at 26.4× trailing-twelve-month earnings and 2.2× sales.
- Return on equity was 3.75% and debt-to-equity 1.31.
- Its Piotroski F-score is 7 out of 9 for fiscal 2026.
Winchester Bancorp, Inc. (WSBK) Latest News
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