UWM Holdings Corporation

UWMC Financial Mortgage Finance

In the quarter to June 2026, revenue fell 81.1%, EPS fell 318.2%, free cash flow grew 64.6% and total debt rose 38.4%, each against the same quarter a year earlier. Dividend growth for five consecutive years.

1.05 0.10 −8.70%
Market cap
$1.9B
P/E
0.0×
Fwd P/E
5.8×
Dividend yield
28.6%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '17
Piotroski F-Score
3 4 3 5 2 — — —
P/E ratio
43.80 48.92 0.00 7.39 6.10 0.00 0.00 —
P/S ratio
0.39 0.30 0.50 0.13 0.20 0.14 0.00 —
P/FCF ratio
0.00 0.00 0.33 0.03 0.00 2.41 0.00 —
P/Operating CF
8.92 (1.20) (1.99) (0.12) (0.10) (0.52) (615.01) —
P/B ratio
0.58 0.32 0.26 0.10 0.19 0.29 0.00 —
Price to Tangible BV
0.58 0.32 0.26 0.10 0.19 0.29 0.00 —
EV/Sales
5.67 5.66 6.04 3.76 6.05 1.53 0.00 —
EV/EBITDA
16.36 14.08 26.94 6.80 9.47 1.83 0.00 —
EV/Operating CF
(5.15) (1.96) 47.94 1.08 (1.81) 133.77 0.00 —
EV/FCF
(45.75) (3.43) 4.00 0.94 (1.84) 26.18 0.00 —
Quick Ratio
0.10 0.10 0.18 0.15 0.07 0.19 0.00 —
Current Ratio
1.52 1.52 1.86 1.77 1.29 1.42 0.97 —
Net Debt/EBITDA
15.25 13.32 24.72 6.56 9.16 1.66 0.00 —
Debt/Assets
78.01% 77.20% 65.41% 68.55% 80.40% 70.25% 0.00% 0.00%
Debt/Equity
8.29 5.89 3.14 2.94 5.71 3.40 0.00 —
Asset Turnover
0.15 0.16 0.10 0.13 0.17 0.86 6,198.40 —
Operating CF/Net income
(96.70) (433.32) (12.49) 198.21 (101.14) 0.02 (8.42) —
Capex/Depreciation
42.33 54.79 36.30 26.00 5.22 0.41 4.47 —
Interest Coverage
1.46 1.67 0.76 4.13 6.10 21.26 3.53 —
ROE
1.50% 0.64% (0.47%) 1.32% 3.55% 284.93% 16,602.28% —
ROA
0.17% 0.10% (0.10%) 0.23% 0.58% 58.86% 201,239.76% —
ROIC
3.40% 3.76% 1.57% 6.70% 5.66% 24.07% 0.00% —
Return on Tangible Assets
0.51% 0.28% (0.26%) 0.73% 1.99% 98.40% (2,964,692.86%) —
Average Days of Receivables
79.99 70.51 142.53 58.94 51.08 18.74 0.00 —
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% —
Selling, General and Administrative Expense of Revenue
50.83% 46.02% 59.88% 34.00% 30.08% 13.59% 38.07% —
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
2.10% 1.14% 1.05% 0.32% 0.22% 0.00% 0.00% —
Graham Net Nets
(0.28) 1.37 1.71 7.41 3.49 3.01 0.00 —
Graham Number
4.12 7.06 0.00 18.84 26.19 0.00 0.00 —
Earnings Yield
2.28% 2.04% (1.99%) 13.53% 16.39% (0.84%) 0.00% —
Free Cash Flow Yield
(32.17%) (545.91%) 302.86% 3,038.29% (1,633.97%) 41.43% 0.00% —
Revenue per Share
11.37 19.43 14.06 25.66 29.44 98.77 24.12 —
Operating CF per Share
(12.52) (56.04) 1.77 89.41 (98.70) 1.13 (65.96) —
Capex per Share
11.11 24.00 19.49 13.89 1.97 4.64 10.89 —
Free Cash Flow per Share
(1.41) (32.04) 21.26 103.30 (96.73) 5.77 (55.07) —
Cash per Share
2.38 4.56 5.34 7.62 7.25 24.48 0.00 —
Shareholders Equity per Share
7.54 18.44 26.54 34.30 31.43 47.49 0.00 —
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00 0.00 —
Book value per Share
7.54 18.44 26.54 34.30 31.43 47.49 0.00 —
Free Cash Flow
(297.89) (3,568.99) 1,982.46 9,552.85 (9,758.32) 288.29 (2,918.64) —
Working Capital
5,178.48 4,946.76 4,853.22 5,564.86 4,795.36 3,329.98 (0.01) —
Capital Expenditures
2,349.66 2,672.50 1,817.22 1,284.67 198.64 231.88 577.38 —
Net Current Asset Value
(260.92) 894.41 1,121.40 2,330.20 2,081.63 2,092.69 (0.01) —
EV/EBIT
17.53 14.91 32.47 7.06 9.67 2.12 0.00 —
Capex to Sales
(0.98) (1.24) (1.39) (0.54) (0.07) (0.05) (0.45) —
Price to Operating Income
1.19 0.80 2.68 0.25 0.32 0.20 0.00 —
Other line items
Depreciation/Fixed assets
0.31 0.33 0.34 0.32 0.25 5.31 0.00 —
Cash ROIC
(1.95%) (24.35%) 18.46% 72.37% (44.33%) 2.47% 22,625,093.02% —
Accounts Receivable Turnover
5.09 4.65 2.93 5.94 8.88 14.76 0.00 —
Accounts Payable Turnover
0.55 0.57 0.52 0.53 0.00 0.00 0.00 —
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00 0.00 —
Average Days of Payables
728.88 703.60 725.35 625.98 1,051.32 0.00 0.00 —
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00 0.00 —
Average Receivables
472.32 465.01 447.61 399.42 334.65 334.65 — —
Average Payables
644.26 524.92 454.41 481.85 — — — —
Average Assets
16,299.90 13,771.49 12,736.24 18,064.50 17,010.92 5,746.95 0.21 —
Average Common Equity
1,823.74 2,264.26 2,823.18 3,171.35 2,772.64 1,187.13 2.50 —

Fold the line items

Columns are period end dates