Saturday 17 October 2026
Export UPBD’s income statement to Excel — free account
Upbound Group, Inc.
UPBD Technology Software Application
Upbound Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.7 billion, up 8.67% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 37.0%, free cash flow grew 1,271.6% and total debt fell 9.12%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.
16.37
0.08
−0.49%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
13.61 | 12.91 | 0.00 | 92.63 | 20.44 | 9.95 | 9.04 | 101.19 | 95.27 | 0.00 |
Piotroski F-Score |
4 | 6 | 3 | 6 | 5 | 7 | 5 | 6 | 5 | 5 |
P/S ratio |
0.21 | 0.37 | 0.47 | 0.28 | 0.60 | 0.74 | 0.59 | 0.33 | 0.21 | 0.21 |
Altman Z-Score |
2.76 | 3.51 | 3.13 | 3.03 | 3.51 | 4.51 | 4.35 | 3.88 | 3.43 | 3.26 |
Altman Z″-Score (non-manufacturers) |
4.11 | 5.07 | 4.25 | 4.33 | 4.67 | 6.24 | 5.98 | 5.51 | 4.96 | 4.76 |
P/FCF ratio |
4.15 | 23.75 | 12.50 | 2.94 | 8.31 | 9.59 | 5.94 | 3.85 | 11.23 | 2.07 |
Beneish M-Score |
(2.52) | (2.08) | (2.85) | (3.35) | (2.27) | (2.48) | (0.53) | (3.19) | (2.78) | (4.07) |
P/Operating CF |
23.85 | (25.74) | (95.03) | 21.23 | 41.47 | (34.74) | (123.24) | 19.83 | (22.42) | (29.70) |
Dividend Safety Score |
53 | — | — | — | — | — | — | — | — | — |
P/B ratio |
1.43 | 2.53 | 3.33 | 2.28 | 5.34 | 3.50 | 3.41 | 3.02 | 2.05 | 2.33 |
Price to Tangible BV |
0.00 | 19.08 | 0.00 | 0.00 | 0.00 | 4.04 | 4.12 | 3.78 | 2.60 | 3.03 |
EV/Sales |
0.52 | 0.66 | 0.77 | 0.57 | 0.92 | 0.75 | 0.65 | 0.47 | 0.43 | 0.42 |
EV/EBITDA |
1.40 | 1.65 | 2.11 | 1.60 | 2.51 | 2.27 | 1.84 | 1.67 | 1.81 | 1.51 |
EV/Operating CF |
7.99 | 27.15 | 15.38 | 5.17 | 10.72 | 8.90 | 8.02 | 5.50 | 10.48 | 3.52 |
EV/FCF |
10.22 | 42.35 | 20.62 | 5.95 | 12.74 | 9.73 | 6.54 | 5.56 | 23.30 | 4.18 |
Quick Ratio |
0.53 | 0.52 | 0.41 | 0.54 | 0.47 | 0.49 | 0.35 | 0.50 | 0.37 | 0.38 |
Current Ratio |
2.92 | 3.62 | 2.98 | 3.17 | 3.36 | 2.45 | 2.37 | 2.46 | 2.77 | 2.77 |
Net Debt/EBITDA |
0.83 | 0.73 | 0.83 | 0.81 | 0.87 | 0.03 | 0.17 | 0.51 | 0.94 | 0.76 |
Debt/Assets |
47.92% | 49.43% | 48.01% | 49.53% | 52.49% | 10.88% | 14.59% | 38.66% | 47.36% | 45.19% |
Debt/Equity |
2.26 | 2.08 | 2.33 | 2.61 | 3.06 | 0.32 | 0.50 | 1.88 | 2.47 | 2.73 |
Asset Turnover |
1.58 | 1.61 | 1.46 | 1.47 | 1.93 | 1.69 | 1.79 | 1.89 | 1.79 | 1.66 |
Operating CF/Net income |
4.17 | 0.85 | (38.67) | 37.91 | 2.91 | 1.14 | 1.24 | 26.79 | 16.61 | (3.37) |
Capex/Depreciation |
(0.04) | (0.03) | (0.04) | (0.04) | (0.04) | (0.03) | 0.07 | 0.00 | (0.09) | (0.06) |
Interest Coverage |
1.98 | 2.64 | 1.44 | 1.69 | 3.96 | 15.49 | 8.18 | 1.31 | (1.37) | (1.41) |
| 11.06% | 20.76% | (0.95%) | 2.38% | 24.42% | 39.60% | 46.56% | 3.04% | 2.48% | (32.44%) | |
| 2.47% | 4.60% | (0.19%) | 0.43% | 5.69% | 12.49% | 11.65% | 0.60% | 0.44% | (5.88%) | |
ROIC |
6.51% | 9.71% | 5.74% | 5.31% | 8.87% | 23.81% | 25.62% | 5.23% | (4.52%) | (4.66%) |
Return on Tangible Assets |
4.92% | 9.11% | (0.41%) | 0.93% | 9.10% | 23.72% | 22.44% | 0.96% | 0.69% | (9.58%) |
Average Days of Receivables |
15.80 | 13.22 | 10.15 | 9.62 | 10.06 | 11.67 | 11.50 | 9.55 | 9.43 | 8.60 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
17.77% | 19.02% | 20.42% | 19.33% | 18.32% | 26.02% | 28.94% | 31.83% | 33.43% | 32.33% |
Intangible Assets out of Total Assets |
0.26 | 0.21 | 0.22 | 0.23 | 0.24 | 0.04 | 0.05 | 0.04 | 0.04 | 0.04 |
Share Based Compensation of Revenue |
0.97% | 0.83% | 4.06% | 3.75% | 3.22% | 0.44% | 0.26% | 0.22% | 0.14% | 0.31% |
Graham Net Nets |
(0.74) | (0.31) | (0.36) | (0.61) | (0.29) | 0.04 | (0.05) | 0.00 | (0.13) | (0.19) |
Graham Number |
18.91 | 24.19 | 0.00 | 7.26 | 21.81 | 30.77 | 24.63 | 4.39 | 3.56 | 0.00 |
Earnings Yield |
7.35% | 7.75% | (0.29%) | 1.08% | 4.89% | 10.05% | 11.06% | 0.99% | 1.05% | (17.01%) |
Free Cash Flow Yield |
24.08% | 4.21% | 8.00% | 34.01% | 12.03% | 10.43% | 16.85% | 25.97% | 8.90% | 48.23% |
Revenue per Share |
83.13 | 79.05 | 72.62 | 78.84 | 80.34 | 51.93 | 49.15 | 49.76 | 50.72 | 55.78 |
Operating CF per Share |
5.41 | 1.92 | 3.64 | 8.70 | 6.88 | 4.36 | 3.97 | 4.25 | 2.07 | 6.67 |
Capex per Share |
(1.18) | (0.69) | (0.93) | (1.14) | (1.09) | (0.37) | 0.89 | (0.05) | (1.14) | (1.05) |
Free Cash Flow per Share |
4.23 | 1.23 | 2.72 | 7.56 | 5.78 | 3.99 | 4.86 | 4.21 | 0.93 | 5.61 |
Cash per Share |
2.13 | 1.11 | 1.70 | 2.68 | 1.90 | 2.94 | 1.30 | 2.91 | 1.37 | 1.80 |
Shareholders Equity per Share |
12.32 | 11.51 | 10.19 | 9.75 | 9.00 | 10.93 | 8.45 | 5.36 | 5.11 | 4.99 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
12.32 | 11.51 | 10.19 | 9.75 | 9.00 | 10.93 | 8.45 | 5.36 | 5.11 | 4.99 |
Free Cash Flow |
238.77 | 67.13 | 149.37 | 407.13 | 329.85 | 216.43 | 263.98 | 224.86 | 49.71 | 298.19 |
Working Capital |
1,178.47 | 1,100.59 | 988.88 | 1,033.72 | 1,174.20 | 735.75 | 607.34 | 658.12 | 687.99 | 781.69 |
Capital Expenditures |
(66.80) | (37.59) | (50.92) | (61.33) | (62.45) | (20.07) | 48.56 | (2.64) | (60.82) | (55.88) |
Net Current Asset Value |
(786.80) | (500.39) | (672.03) | (728.68) | (807.47) | 83.49 | (72.60) | (0.98) | (71.98) | (115.68) |
EV/EBIT |
10.93 | 9.75 | 18.91 | 16.30 | 14.98 | 8.87 | 6.80 | 22.27 | 0.00 | 0.00 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | (0.02) | 0.00 | 0.02 | 0.02 |
Price to Operating Income |
4.44 | 5.47 | 11.47 | 8.06 | 9.77 | 8.74 | 6.17 | 15.42 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
4.90 | 5.61 | 4.76 | 4.64 | 4.52 | 4.89 | 4.12 | 3.05 | 2.48 | 2.81 |
Cash ROIC |
10.01% | 3.36% | 7.62% | 19.98% | 15.04% | 22.98% | 34.72% | 22.90% | 4.88% | 27.49% |
Accounts Receivable Turnover |
26.11 | 32.31 | 35.83 | 35.64 | 42.36 | 32.32 | 34.73 | 38.15 | 38.72 | 42.60 |
Accounts Payable Turnover |
17.98 | 15.31 | 11.84 | 14.88 | 14.60 | 6.45 | 7.28 | 9.52 | 9.91 | 10.05 |
Inventory Turnover |
1.89 | 1.80 | 1.67 | 1.78 | 2.12 | 1.31 | 1.25 | 1.16 | 1.05 | 0.96 |
Average Days of Payables |
23.20 | 18.82 | 32.84 | 26.20 | 21.09 | 59.47 | 59.82 | 42.73 | 33.51 | 38.42 |
Days of Inventory on Hand |
198.33 | 203.47 | 228.63 | 189.56 | 202.98 | 290.57 | 297.36 | 303.12 | 322.34 | 355.68 |
Average Receivables |
179.82 | 133.72 | 111.44 | 119.12 | 108.19 | 87.06 | 76.88 | 69.73 | 69.80 | 69.55 |
Average Payables |
134.76 | 146.36 | 166.35 | 145.56 | 160.86 | 177.09 | 140.98 | 102.10 | 99.30 | 102.30 |
Average Inventory |
1,282.79 | 1,241.42 | 1,179.45 | 1,215.42 | 1,107.58 | 872.42 | 821.58 | 838.23 | 935.47 | 1,069.21 |
Average Assets |
2,962.87 | 2,685.55 | 2,742.52 | 2,878.47 | 2,372.15 | 1,666.89 | 1,489.86 | 1,408.85 | 1,511.76 | 1,788.60 |
Average Common Equity |
662.36 | 594.68 | 542.76 | 519.21 | 552.68 | 525.52 | 372.74 | 279.48 | 268.69 | 324.26 |
Columns are period end dates