Powerpack

Unlock full stockrow access for only $7.9/month and boost yourself as an investor.

Watchlist

Keep track of companies that you follow and research.

10 Years of Data

Full access to our data with predictions and indicators that we calculate daily.

Screener

Full access to our screener with tons of custom values and customizable email notifications.

XLS Exports

Excel export of financials and screeners you define and save.

U-Haul Holding Company UHAL

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy
Sell
Insider Ownership
96.15%

Capital & Financial Ratios

Market Cap
11,120.00
Revenue
6,089.38
Net Income
63.73
Free Cash Flow
(541.26)
Net Debt
7,008.09
Current Ratio
1.77
Debt/Equity
1.06
P/E ratio
459.07
P/S ratio
2.07
P/B ratio
1.61
Past 5Y EPS Growth
(40.42%)
This Y EPS Growth
363.54%
Next Y EPS Growth
92.36%
Next 5Y EPS Growth
(7.51%)
in millions of $

Dividends

Payout Ratio
0.00
Annual Dividend Rate
Annual Dividend Yield
total individual payouts
2023 ‡‡‡
2022 0.04
2021 0.00
2020 0.00
2018 0.00
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2024 2025 2026 Q'26
Cash 1,534.54 988.83 1,120.15 1,097.34
Receivables 215.91 230.72 159.77 190.91
Inventory 150.94 163.13 178.16 180.33
Other
2,147.47 1,665.08 1,649.74 1,606.26
2024 2025 2026 Q'26
Payables 783.08 820.90 850.29 909.15
ST’ Debt
Other
783.08 820.90 850.29 909.15
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Jun Sep Dec Mar Year
’26 1,682.03
’26 1,630.47 1,719.92 1,415.61 1,271.82
6,037.82
’25 1,548.49 1,658.11 1,388.56 1,233.51
5,828.67
’24 1,540.31 1,649.86 1,339.51 1,095.99
5,625.67
’23 1,597.84 1,702.86 1,375.34 1,188.65
5,864.69
’22 1,472.86 1,664.25 1,404.34 1,198.30
5,739.75
’21 987.24 1,324.91 1,169.98 1,059.86
4,541.99
in millions of $

Operating Cash Flow

Jun Sep Dec Mar Year
’26 630.28
’26 598.38 551.62 240.60 403.99
1,794.58
’25 453.90 530.38 271.62 198.53
1,454.43
’24 465.70 471.73 302.61 212.71
1,452.76
’23 651.37 536.79 327.52 213.93
1,729.61
’22 794.21 724.91 270.03 157.08
1,946.24
’21 330.09 672.26 374.21 158.84
1,535.40
in millions of $

Free Cash Flow

Jun Sep Dec Mar Year
’26 (43.82)
’26 (152.01) (226.43) (262.08) (8.92)
(649.45)
’25 (362.59) (215.31) (499.56) (258.23)
(1,335.69)
’24 (114.42) (204.25) (244.06) (238.23)
(800.96)
’23 164.41 12.90 (204.46) (265.81)
(292.96)
’22 467.88 318.37 (166.49) (186.83)
432.93
’21 156.57 497.63 194.95 (218.11)
631.04
in millions of $

EPS

Jun Sep Dec Mar Year
’26 0.58
’26 0.68 0.49 (0.23) (0.70)
0.24
’25 1.00 0.91 0.30 (0.46)
1.69
’24 1.27 1.36 0.46 (0.05)
3.04
’23 1.70 1.80 0.98 0.16
5.54
’22 1.76 2.09 1.44 0.44
5.73
’21 0.45 1.36 0.93 0.38
3.12

Target Price Range

High
‡‡‡‡‡
‡‡‡‡
Average
‡‡‡‡‡
‡‡‡‡
Low
‡‡‡‡‡
‡‡‡‡

Recommendation Rating

1.7
1
Buy
2
3
Hold
4
5
Sell
2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 44.79 48.07 59.70 48.48 41.95
Low Price
‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 73.16 73.03 79.04 75.19 76.45
High Price
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 34,100 35,100 34,300 35,100 32,600
Employees
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.17 0.17 0.16 0.17 0.19
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5,739.75 5,864.69 5,625.67 5,828.67 6,037.82 ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 38.13% 34.05% 30.33% 29.66% 29.27%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,476.57 1,219.40 840.18 477.51 112.63
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 25.73% 20.79% 14.93% 8.19% 1.87% ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,124.36 924.47 628.71 367.09 83.13 ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 722.36 761.03 865.38 1,002.59 1,217.10
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 29.27 29.91 28.69 29.73 30.79 ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.73 5.54 3.04 1.69 0.24 ‡‡‡‡ ‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 9.93 8.82 7.41 7.42 9.15
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (7.72) (10.32) (11.49) (14.23) (12.46) ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.21 (1.49) (4.08) (6.81) (3.31)
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 30.36 33.17 36.58 38.24 38.82
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 196.08 196.08 196.08 196.08 196.08 ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 10.42 12.86 22.39 38.45 199.08 ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.04 1.99 2.37 2.20 1.55 ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.92 1.76 1.82 1.68 1.21 ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.70 2.78 3.33 3.38 2.82 ‡‡‡‡ ‡‡‡‡
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 35.86 (55.74) (23.41) (14.74) (26.18)
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1,946.24 1,729.61 1,452.76 1,454.43 1,794.58 ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (1,513.30) (2,022.57) (2,253.72) (2,790.12) (2,444.04)
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 432.93 (292.96) (800.96) (1,335.69) (649.45)
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2,651.50 1,882.17 1,364.39 844.18 799.45
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 6,524.50 6,695.04 6,271.36 7,193.86 8,083.37
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3,820.36 4,634.52 4,736.82 6,205.03 6,963.23
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5,952.49 6,504.19 7,172.45 7,498.14 7,611.65
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ 6.85% 5.03% 3.21% 1.68% 0.23%
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 10.53% 8.11% 5.13% 3.27% 1.86%
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 19.71% 13.96% 8.54% 4.43% 0.62%
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

U-Haul Holding Company (UHAL) has delivered steady revenue growth, rising from $3.28 billion in 2016 to $5.86 billion in 2023 at a 6% CAGR, fueled by demographic trends, migration, and pandemic-driven demand for its trucks and self-storage. However, post-COVID normalization has brought headwinds: a 4% revenue dip in 2024, eroding gross margins from 37.6% to 30.3%, and EBT margins contracting sharply from 25.7% in 2022 to a projected 8.2% in 2025. Skyrocketing CapEx to $2.79 billion in 2025 has turned free cash flow negative and dragged ROE down to a concerning 4.4%, highlighting the risks of its asset-heavy model amid inflation and fleet replacement costs.

Despite these pressures, UHAL’s balance sheet remains resilient, with shareholders’ equity surging 219% to $7.50 billion by 2025, though debt has climbed 171% to fund the 170,000+ vehicle fleet. The stock trades at a steep discount—60-100% below analyst targets—offering potential value, bolstered by recent insider purchases by key 10% owners, including the president, signaling family confidence in a rebound. Yet leverage is rising, with net debt-to-equity nearing 83%, and ROIC has fallen to 5.1%, underscoring downside risks from high interest rates and execution challenges.

Analysts project modest revenue recovery to $6.33 billion by 2028 and a dramatic EPS snapback to $4.26, but near-term pitfalls like 0% EBT margins and persistent CapEx loom large, especially in a recessionary environment with fuel volatility and competition. For risk-averse investors, UHAL’s defensive moat and current pricing present asymmetric upside if margins stabilize, but patience is essential amid these balance sheet strains. Read the full analysis for deeper insights into this steady performer trading at a discount.

U-Haul Holding Company (UHAL) Latest News

News by impact score

Fine-tune

12 Aug

3 transcript www.fool.com, 9:02 PM
U-Haul Holding Company (UHAL) released its Q1 2027 earnings call transcript covering quarterly financial results, operations and outlook. Earnings call transcripts supply updated financial data and guidance that can shift near-term investor sentiment and valuation.

6 Aug

3 transcript , 7:03 PM
U-Haul Holding Co reported Q1 2027 earnings call highlights centered on strategic expansion initiatives and cost management efforts. Strategic expansion plans from earnings call indicate moderate effects on operations and market positioning without fundamental trajectory shifts.

5 Aug

3 , 4:07 PM
U-Haul Holding Company reported first quarter fiscal 2027 financial results. Quarterly earnings release supplies performance data that shapes near-term valuation and sentiment.

29 Jul

3 , 9:43 AM
U-Haul releases 2026 midyear migration trends report covering state-to-state customer moves. Migration data directly signals demand levels for U-Haul truck rentals and storage.

13 Jul

3 , 9:10 PM
U-Haul Holding announces US$350 million share buyback and capital return plan, drawing investor reactions on its effects for stock value and company strategy. Buyback returns capital to shareholders and can support stock price without altering core operations.

3 , 5:28 AM
U-Haul Holding Company board declares shares undervalued and authorizes $350 million stock buyback program. Buyback signals board view of undervaluation and may support share price but deploys limited capital relative to company scale.

9 Jul

3 www.trefis.com, 9:13 AM
U-Haul Holding Company completed $5.8 billion in share buybacks. The moves prompt questions on value delivered relative to stock acquisitions by competitor Avis. Large-scale buybacks can lift EPS and near-term shareholder returns without altering core rental operations or competitive positioning.

24 Jun

4 Zacks Small Cap Research, 7:06 AM
U-Haul reported FY2026 financial results. Depreciation expense expected to decline in FY2027, easing earnings pressure. Company announced $350MM share repurchase plan, triggering over 20% stock rally. Share repurchase plan and declining depreciation expenses signal strong financial positioning likely to boost earnings and stock performance.

1 Jun

3 Simply Wall St., 9:08 PM
U-Haul Holding Company pairs a share buyback with rollout of larger trucks, signaling potential next phase of fleet and capital strategy. Buyback combined with larger trucks indicates moderate capital and operational adjustments that may influence performance without fundamentally shifting company trajectory.

28 May

3 transcript GuruFocus.com, 7:00 PM
U-Haul Holding Co (UHAL) Q4 2026 earnings call addressed ongoing losses and outlined strategic measures to stabilize operations and financial results. Q4 earnings call covering losses signals moderate effects on near-term financial performance and investor sentiment for UHAL.

3 transcript www.fool.com, 12:20 PM
U-Haul Holding Company (UHAL) Q4 2026 earnings transcript released, covering financial results and management commentary. Quarterly earnings data directly informs near-term financial outlook and investor positioning.

3 qz.com, 10:25 AM
U-Haul reports lower fiscal 2026 profit due to higher fleet costs. Profit drop from fleet costs signals near-term margin pressure and possible negative investor reaction.

27 May

3 Business Wire, 4:08 PM
U-Haul Holding Company released fiscal 2026 financial results. Quarterly financial results typically move valuation and near-term sentiment for U-Haul Holding Company.

25 May

3 , 11:45 AM
U-Haul Holding Company's valuation is powered by its self-storage business. Self-storage performance directly supports U-Haul valuation and market positioning.

24 May

3 Simply Wall St., 7:12 AM
U-Haul launches Easy Mover Truck while shares trade below target price. New truck model represents product innovation with limited but noticeable effect on competitive positioning.

23 Feb

3 , 4:39 AM
U-Haul Holding Company (UHAL) reported 3Q FY2026 financial results with revenues slightly below expectations due to reduced demand for One-Way moves. Earnings were impacted by higher depreciation and losses on sales of retired rental equipment. Quarterly revenue miss from weaker One-Way demand combined with elevated depreciation and equipment sale losses indicates moderate pressure on financial performance.

5 Feb

3 transcript GuruFocus.com, 4:09 PM
U-Haul Holding Company reported losses in Q3 2026, highlighting challenges in navigating its financial landscape. The earnings call emphasized strategic initiatives aimed at addressing these losses and improving operational efficiency. Management outlined plans to enhance customer service and expand service offerings, while also addressing market competition and economic pressures. Investors were informed of ongoing efforts to stabilize revenue streams and optimize costs amidst a fluctuating market environment. Strategic initiatives and operational adjustments may moderately influence U-Haul's financial performance and competitive positioning.

3 Simply Wall St., 5:32 AM
Concerns have arisen among investors regarding U-Haul Holding Company's returns on capital, as recent performance metrics suggest potential inefficiencies in capital allocation. Analysts are scrutinizing the company's ability to generate adequate returns relative to its investments, which could impact future growth and investor confidence. The discussion highlights the importance of effective capital management in maintaining competitive positioning within the industry. Concerns about returns on capital may moderately influence investor sentiment and financial performance.

4 Feb

4 Associated Press FinanceStockStorySimply Wall St.Associated Press FinanceAssociated Press FinanceAssociated Press FinanceAssociated Press Finance, 4:58 PM
U-Haul Holding Company reported its fiscal Q3 earnings, highlighting a notable increase in revenue and net income compared to the previous year. The company attributed this growth to strong demand for its rental services and increased storage capacity. U-Haul also announced plans for further expansion and investment in infrastructure to meet rising customer needs. Overall, the earnings report reflects a positive trend in the company's financial performance, positioning it favorably in the market. The earnings report indicates significant growth and strategic expansion plans that could alter the company's trajectory.

3 Business Wire, 4:39 PM
U-Haul Holding Company reported its financial results for the third quarter of fiscal 2026, highlighting key metrics such as revenue growth and net income. The company experienced an increase in demand for its rental services, contributing to improved financial performance. Management expressed optimism about future growth prospects and ongoing investments in infrastructure and technology to enhance customer experience. Overall, the results indicate a positive trajectory for U-Haul amidst a competitive market. The financial results indicate moderate growth and demand, which may positively influence U-Haul's performance but are not expected to drastically change its market position.

2 Feb

3 StockStorySimply Wall St.MT NewswiresStockStoryStockStoryStockStoryZacksStockStory, 10:07 PM
U-Haul Holding Company (UHAL) has reported its Q4 earnings, highlighting key financial metrics and operational updates. The report includes insights into revenue growth, customer demand, and strategic initiatives that may influence future performance. Analysts are closely monitoring these results to gauge the company's trajectory in the competitive moving and storage industry. The earnings report is expected to moderately influence U-Haul's financial performance and market positioning.

22 Jan

3 StockStory, 11:32 PM
U-Haul Holding Company (UHAL) is highlighted among Wall Street's favored stocks due to its strong market position and growth potential. Analysts express optimism about its future performance, citing strategic initiatives and favorable market conditions. However, there are concerns regarding certain operational challenges that could impact its trajectory. Overall, UHAL is viewed as a promising investment, but caution is advised due to potential risks. Moderate influence is expected due to both growth potential and operational challenges.

12 Jan

3 Simply Wall St., 3:07 AM
U-Haul Holding Company (UHAL) has experienced a notable recovery in its share price, raising questions about whether its current pricing is overstretched. Analysts are evaluating the sustainability of this recovery amid broader market conditions and the company's operational performance. Investors are advised to consider potential risks and the company's competitive positioning as they assess future prospects. The recent share price recovery indicates a moderately noticeable influence on market sentiment and financial performance, but broader market factors may balance the overall effect.

6 Jan

3 Business Wire, 7:05 AM
U-Haul Holding Company has announced the U-Haul Growth Index, highlighting the top U.S. metros and cities projected for growth in 2025. The index identifies areas with increasing demand for moving and storage services, reflecting trends in population shifts and economic development. This initiative aims to assist customers in making informed decisions about relocation and investment in these growing regions. The identification of growth metros may influence U-Haul's market positioning and operational strategies, but the overall impact is expected to be limited.

5 Jan

4 Business Wire, 7:05 AM
Texas has regained its position as the top growth state for U-Haul in 2025, according to the U-Haul Growth Index. The index ranks states based on the net gain of one-way U-Haul truck rentals, reflecting migration trends. Texas has seen a significant influx of new residents, driven by factors such as job opportunities and affordable living. Other states in the top five include Florida, Tennessee, North Carolina, and Arizona, indicating a broader trend of population movement towards the South and Southwest regions of the United States. The ranking of Texas as the top growth state indicates significant migration trends that could enhance U-Haul's business performance and market positioning.

22 Dec

3 StockStory, 10:36 PM
U-Haul Holding Company (NYSE: UHAL) reported its Q3 performance, highlighting key metrics and comparisons with other ground transportation stocks. The analysis covers revenue trends, operational efficiency, and market positioning, providing insights into U-Haul's competitive landscape and future outlook amidst industry challenges. Moderate influence is expected due to competitive positioning and operational performance insights.

12 Dec

3 , 3:12 AM
U-Haul Holding Company has faced a challenging share performance in 2024, raising questions about its valuation and future prospects. Analysts are evaluating the company's financial health and market position amidst increased competition and changing consumer behaviors. Investors are urged to consider both short-term fluctuations and long-term strategies as they assess U-Haul's worth in the current market landscape. Current share performance issues may moderately influence U-Haul's financial outlook and market positioning.

11 Dec

3 Simply Wall St., 9:15 AM
U-Haul Holding Company has filed for a new shelf registration and issued notes, indicating a potential shift in its capital priorities. This move may suggest the company is looking to raise funds for strategic initiatives or to manage existing debt. Investors are speculating on how these actions will impact U-Haul's financial strategy and overall market positioning. The new shelf registration and notes issuance may influence U-Haul's financial performance and strategic direction, but the overall effect is expected to be limited.

9 Dec

4 StockStory, 11:04 PM
U-Haul Holding Company faces significant risks due to rising interest rates, increased competition, and potential economic downturns affecting consumer spending. These factors could impact its profitability and market position. Investors are advised to consider alternative stocks that may offer better stability and growth potential. Rising interest rates and increased competition are likely to significantly impact U-Haul's future performance and investor sentiment.

7 Dec

3 , 11:41 PM
U-Haul Holding Company (UHAL) is highlighted among three low-volatility stocks that exhibit questionable fundamentals. Concerns include high debt levels and inconsistent revenue growth, raising doubts about the company's long-term stability and performance. Investors are cautioned to consider these factors when evaluating UHAL's potential as a safe investment. High debt levels and inconsistent revenue growth may moderately influence UHAL's financial performance and investor sentiment.

© 2016–2026 stockrow.com Terms and Conditions Indicators Contact Us