GATX Corporation (GATX) vs U-Haul Holding Company (UHAL)

GATX Corporation and U-Haul Holding Company are both Rental & Leasing Services companies. U-Haul Holding Company is the larger, with a market value of $10.5B against $6.5B — 1.6× the size. GATX Corporation trades at the lower P/E: 18.2× against 437×. GATX Corporation grew revenue faster over the last twelve months: 22.8% against 3.02%. GATX Corporation has the higher net margin (17.6% vs 0.47%) and the higher return on invested capital (2.46% vs 1.81%). Across the 21 metrics below, GATX Corporation leads on 13 and U-Haul Holding Company on 8.

Valuation

Metric GATX UHAL Rental & Leasing Services median
P/E 18.16 437.21 19.17
P/S 3.20 1.97 0.99
P/B 1.83 1.53 2.23
Price to free cash flow n/m n/m 8.31
EV/EBITDA 15.53 11.43 7.84
EV/Sales 8.89 3.12 2.53
Earnings yield 5.51% 0.23% 0.95%
Free cash flow yield (70.91%) (4.51%) 1.43%

Profitability

Metric GATX UHAL Rental & Leasing Services median
Gross margin 73.63% 28.88% 49.40%
Operating margin 29.05% 6.99% 8.49%
Net margin 17.64% 0.47% 1.01%
Free cash flow margin (226.65%) (8.89%) 1.87%
Return on equity 11.57% 0.36% 12.13%
Return on assets 2.34% 0.13% 0.24%
Return on invested capital 2.46% 1.81% 2.80%

Growth

Metric GATX UHAL Rental & Leasing Services median
Revenue growth (TTM) 22.81% 3.02% 3.21%
EPS growth (last fiscal year) 17.22% (85.80%) —
Revenue growth, 5-year CAGR 7.55% 5.86% 12.97%
Net income growth, 5-year CAGR 16.72% (38.90%) 0.00%

Health

Metric GATX UHAL Rental & Leasing Services median
Debt to equity 3.44 1.06 1.48
Current ratio 3.90 1.77 1.36
Net debt to EBITDA 7.65 4.22 4.32

Dividend

Metric GATX UHAL Rental & Leasing Services median
Dividend yield 1.85% — 1.59%
Payout ratio 0.35 0.00 0.00

Size

Metric GATX UHAL Rental & Leasing Services median
Market cap 6.47b 10.54b 2.42b

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