The Allstate Corporation (ALL) vs The Travelers Companies, Inc. (TRV)

The Allstate Corporation and The Travelers Companies, Inc. are both Insurance Property & Casualty companies. The Travelers Companies, Inc. is the larger, with a market value of $80.1B against $60.6B — 1.3× the size. The Allstate Corporation trades at the lower P/E: 4.9× against 10.3×. The Allstate Corporation grew revenue faster over the last twelve months: 5.92% against 2.39%. The Allstate Corporation has the higher net margin (18.8% vs 16.8%) and the higher return on invested capital (25.9% vs 16.2%). Both pay a dividend; The Allstate Corporation yields more (1.71% vs 1.21%). Across the 21 metrics below, The Allstate Corporation leads on 17 and The Travelers Companies, Inc. on 4.

Valuation

Metric ALL TRV Insurance Property & Casualty median
P/E 4.89 10.28 10.75
P/S 0.90 1.67 1.21
P/B 2.00 2.48 1.99
Price to free cash flow 5.18 7.48 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 20.45% 9.73% 9.08%
Free cash flow yield 19.30% 13.38% 12.11%

Profitability

Metric ALL TRV Insurance Property & Casualty median
Gross margin 49.07% 49.51% 41.16%
Operating margin 23.82% 22.03% 15.09%
Net margin 18.80% 16.83% 11.51%
Free cash flow margin 17.46% 22.40% 17.46%
Return on equity 49.14% 26.32% 17.34%
Return on assets 10.96% 5.84% 3.74%
Return on invested capital 25.89% 16.22% 12.06%

Growth

Metric ALL TRV Insurance Property & Casualty median
Revenue growth (TTM) 5.92% 2.39% 8.02%
EPS growth (last fiscal year) 124.01% 27.76% 39.61%
Revenue growth, 5-year CAGR 10.06% 8.83% 9.23%
Net income growth, 5-year CAGR 13.23% 18.44% 10.09%

Health

Metric ALL TRV Insurance Property & Casualty median
Debt to equity 0.22 0.27 0.25
Current ratio 0.29 0.27 0.42
Net debt to EBITDA 0.55 0.52 0.08

Dividend

Metric ALL TRV Insurance Property & Casualty median
Dividend yield 1.71% 1.21% 1.50%
Payout ratio 0.08 0.13 0.14

Size

Metric ALL TRV Insurance Property & Casualty median
Market cap 60.58b 80.07b 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack