Saturday 17 October 2026 Export SSB’s income statement to Excel — free account

SouthState Bank Corporation

SouthState Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 53.8% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 11.3%, free cash flow grew 408.3% and total debt rose 61.1%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for ten.

102.29 1.00 +0.99%

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Market cap: $9.8B
P/E: 10.7×
Fwd P/E: 10.1×
Dividend yield: 2.40%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 6.29

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	1	—	1	—	—	—	3	—	—

Insider Ownership 1.58%

Capital & Financial Ratios $m

Market Cap 9,820.00

Revenue 3,787.18

Net Income 950.21

Free Cash Flow 1,010.86

Net Debt (1,955.10)

Current Ratio 0.94

Debt/Equity 0.06

P/E ratio 10.69

Fwd P/E 10.10

P/S ratio 2.63

P/B ratio 1.09

Past 5Y EPS Growth 29.15%

This Y EPS Growth 20.39%

Next Y EPS Growth 8.73%

Next Y revenue growth (27.34%)

Next 5Y EPS Growth 13.63%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 10.14%

10-year low 10-year high

P/S against its own 10 years 12.64%

10-year low 10-year high

P/B against its own 10 years 34.43%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 2.46

Annual Dividend Yield 2.40%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	2.48	0.60 0.60 0.66
2025	2.28	0.54 0.54 0.60 0.60
2024	2.12	0.52 0.52 0.54 0.54
2023	2.04	0.50 0.50 0.52 0.52
2022	1.98	0.49 0.49 0.50 0.50
2021	1.92	0.47 0.47 0.49 0.49
2020	1.88	0.47 0.47 0.47 0.47
2019	1.67	0.38 0.40 0.43 0.46
2018	1.38	0.33 0.34 0.35 0.36
2017	1.32	0.33 0.33 0.33 0.33
2016	1.53	0.28 0.30 0.31 0.32 0.32

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1,030	1,495	3,283	2,541
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	33,013	35,212	51,641	53,207

	2023	2024	2025	Q'26
Payables	37,049	38,061	55,146	56,350
ST’ Debt	—	—	—	—
Other	—	—	—	—
	37,290	38,316	55,457	56,633

Compound Annual Growth %

	10y	5y	3y
Sales	23.54%	25.20%	30.10%
Cash Flow	4.88%	(10.94%)	(44.19%)
Earnings	23.16%	45.94%	17.21%
Book Value	23.94%	14.28%	21.31%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	917	935	—	—	—
’25	895	927	981	954	3,757
’24	589	606	619	629	2,444
’23	522	555	573	581	2,231
’22	357	413	449	487	1,706
’21	375	347	358	359	1,439
’20	192	235	410	384	1,221

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	299	274	—	—	—
’25	(126)	73	122	232	301
’24	278	127	(247)	354	512
’23	59	312	449	(274)	547
’22	579	388	610	154	1,731
’21	299	(50)	179	(12)	416
’20	41	29	286	181	537

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	287	282	—	—	—
’25	324	55	192	250	821
’24	276	123	(252)	344	491
’23	54	311	439	(284)	520
’22	580	386	609	144	1,719
’21	301	(40)	179	(1)	438
’20	40	24	288	194	546

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	2.28	2.35	—	—	—
’25	0.87	2.11	2.42	2.46	7.87
’24	1.50	1.73	1.86	1.87	6.97
’23	1.83	1.62	1.62	1.39	6.46
’22	1.39	1.57	1.75	1.88	6.60
’21	2.06	1.39	1.74	1.52	6.71
’20	0.71	(1.96)	1.34	1.21	2.19

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	59.19	78.60	56.55	58.87	40.42	62.60	72.26	59.51	70.68	77.74	Analyst estimates 2026–2028 Powerpack
	High	91.85	94.50	93.25	88.10	87.98	93.26	93.34	87.77	114.27	109.64
People
People	Employees	2,055	2,719	2,602	2,547	5,184	4,929	4,921	5,070	4,986	6,190
	Revenue/emp, $m	0.22	0.21	0.27	0.29	0.24	0.29	0.35	0.44	0.49	0.61
Income, $m
Income, $m	Revenue	454	566	713	734	1,221	1,439	1,706	2,231	2,444	3,757
	Gross margin, %	98.17	96.99	92.43	88.21	93.16	96.41	96.40	77.96	70.29	71.36
	EBT	154	169	224	230	104	604	633	631	700	1,040
	EBT margin, %	33.90	29.82	31.45	31.38	8.51	41.99	37.12	28.27	28.66	27.69
	Net income	101	88	179	186	121	476	496	494	535	799
	Depreciation	31	36	43	27	12	101	92	79	76	173
Per share, $
Per share, $	Revenue	18.93	19.07	19.52	21.25	22.30	20.44	22.89	29.34	32.03	37.18
	Earnings	4.22	2.95	4.90	5.40	2.20	6.76	6.65	6.50	7.01	7.90
	Cash flow	5.75	6.67	7.77	5.24	9.81	5.91	23.22	7.19	6.71	2.98
	Capex	(1.07)	(0.51)	(0.01)	(0.21)	0.17	0.32	(0.15)	(0.35)	(0.27)	5.15
	Free cash flow	4.68	6.16	7.75	5.03	9.98	6.23	23.06	6.84	6.44	8.13
	Book value	47.28	77.78	64.78	68.66	84.88	68.23	68.07	72.76	77.20	89.66
	Shares, m	24	30	37	35	55	70	75	76	76	101
Valuation, ×
Valuation, ×	P/E	20.69	29.12	12.26	16.06	54.77	11.87	11.45	13.10	14.17	11.88
	P/S	4.61	4.58	3.07	4.08	3.24	3.92	3.32	2.90	3.11	2.53
	P/B	1.85	1.12	0.93	1.26	0.85	1.17	1.12	1.17	1.29	1.05
	EV/Sales	3.91	4.30	2.87	4.18	(0.23)	(0.54)	2.66	2.59	2.60	1.74
	EV/FCF	15.82	13.31	7.23	17.65	(0.51)	(1.78)	2.64	11.12	12.94	7.96
Cash, $m
Cash, $m	Operating cash flow	138	198	284	181	537	416	1,731	547	512	301
	Capex	(26)	(15)	0	(7)	9	23	(12)	(26)	(21)	520
	Free cash flow	112	183	283	174	546	438	1,719	520	491	821
Balance, $m
Balance, $m	Working capital	(580)	(796)	(524)	(358)	(1,972)	(4,838)	(5,499)	(4,277)	(3,104)	(3,816)
	Total debt	55	216	266	757	385	381	214	348	260	307
	Net debt	(319)	(161)	(143)	68	(4,235)	(6,418)	(1,130)	(682)	(1,235)	(2,976)
	Shareholders’ equity	1,135	2,309	2,366	2,373	4,648	4,803	5,075	5,533	5,890	9,059
Returns, %
Returns, %	ROA	1.16	0.75	1.23	1.22	0.45	1.19	1.16	1.11	1.17	1.41
	ROIC	12.43	6.21	7.14	6.02	28.76	0.00	10.52	8.13	9.40	10.69
	ROE	9.23	5.09	7.65	7.87	3.44	10.06	10.04	9.32	9.36	10.68

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FHN First Horizon Corporation	$10.8B	15.9×	11.3×	−39.55% (below 0%: shrinking)	n/m	+664.86% (above 0%: growing)	52.50%	0.00%	Compare
CIB Grupo Cibest S.A. - Sponsored ADR	$10.7B	19.1×	—	+178.87% (above 0%: growing)	+85.47% (above 0%: growing)	−187.28% (below 0%: shrinking)	71.39%	0.00%	Compare
BPOP Popular, Inc.	$10.0B	10.7×	10.1×	+4.48% (above 0%: growing)	+40.78% (above 0%: growing)	+46.43% (above 0%: growing)	75.20%	0.00%	Compare
UMBF UMB Financial Corporation	$10.0B	10.9×	10.0×	+4.12% (above 0%: growing)	+26.06% (above 0%: growing)	+22.27% (above 0%: growing)	69.66%	0.00%	Compare
SSB SouthState Bank Corporation	$9.8B	10.7×	10.1×	+0.83% (above 0%: growing)	+11.32% (above 0%: growing)	+408.25% (above 0%: growing)	71.95%	0.00%
WTFC Wintrust Financial Corporation	$9.7B	11.4×	11.7×	+5.52% (above 0%: growing)	+18.44% (above 0%: growing)	−23.80% (below 0%: shrinking)	66.99%	0.00%	Compare
CFR Cullen/Frost Bankers, Inc.	$9.6B	14.7×	13.2×	+0.53% (above 0%: growing)	+12.97% (above 0%: growing)	−106.23% (below 0%: shrinking)	79.66%	0.00%	Compare
ONB Old National Bancorp	$9.6B	11.1×	9.3×	+9.45% (above 0%: growing)	+91.18% (above 0%: growing)	+330.77% (above 0%: growing)	69.90%	0.00%	Compare
ZION Zions Bancorporation, N.A.	$9.2B	8.1×	9.7×	+19.18% (above 0%: growing)	+87.12% (above 0%: growing)	+518.28% (above 0%: growing)	76.88%	0.00%	Compare
Median of peers	$9.8B	11.2×	10.1×	+5.00%	+40.78%	+34.35%	70.65%	0.00%

All 323 Banks Regional stocks →

SouthState Bank Corporation (SSB) key facts

Strength: SouthState Bank Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.8 billion, up 53.8% from fiscal 2024.
Strength: Net income was $798.7 million, or $7.90 per share (basic), a net margin of 21.3%.
SouthState Bank Corporation (SSB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, SSB traded at $102.29, a market capitalization of $9.8 billion.
At that price the stock trades at 10.7× trailing-twelve-month earnings and 2.6× sales; its P/E is higher than 10% of its own readings over the past ten years.
SouthState Bank Corporation pays an annual dividend of $2.46 per share, a yield of 2.40%, with a payout ratio of 25.9%.
Return on equity was 10.7% and debt-to-equity 0.06.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.