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Saturday 17 October 2026 Export SMFG’s income statement to Excel — free account

Sumitomo Mitsui Financial Group Inc

SMFG Financial Banks Diversified

In the quarter to June 2026, revenue grew 17.7%, EPS grew 85.2%, free cash flow fell 63.8% and total debt fell 13.8%, each against the same quarter a year earlier.

24.75 0.01 −0.04%
Market cap
$311.3B
P/E
9.3×
Fwd P/E
—
Dividend yield
1.18%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 0.17
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — 1 — —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 311,300.00
Revenue 56,746.97
Net Income 8,571.00
Free Cash Flow (84,750.00)
Net Debt (551,163.50)
Current Ratio 1.05
Debt/Equity 1.65
P/E ratio 9.31
Fwd P/E —
P/S ratio 2.77
P/B ratio 1.54
Past 5Y EPS Growth 11.64%
This Y EPS Growth 19.44% (at or above 15%: strong)
Next Y EPS Growth 12.76%
Next Y revenue growth —
Next 5Y EPS Growth 13.67%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 95.47%
10-year low 10-year high
P/S against its own 10 years 96.72%
10-year low 10-year high
P/B against its own 10 years 97.31%
10-year low 10-year high

Dividends

Payout Ratio 0.11
Annual Dividend Rate 0.29
Annual Dividend Yield 1.18%
total individual payouts
2026 0.29
0.29
2025 0.55
0.25
0.30
2024 0.41
0.17
0.24
2023 0.36
0.17
0.18
2022 0.17
0.17
2021 0.36
0.17
0.18
2020 0.37
0.19
0.18
2019 0.34
0.18
0.17
2018 0.31
0.16
0.15
2017 0.55
0.13
0.13
0.14
0.14
2016 0.42
0.15
0.15
0.13
special payouts not included in total or ratios

Assets vs Liabilities $m

2024 2025 2026 Q'26
Cash 702,332 711,645 722,213 720,264
Receivables — — — —
Inventory — — — —
Other — — — —
1,578,996 1,572,230 1,635,662 1,630,008
2024 2025 2026 Q'26
Payables 1,256,472 1,254,150 1,332,741 1,262,210
ST’ Debt — — — —
Other 33,979 31,934 27,262 87,779
1,451,255 1,498,402 1,543,703 1,553,579

Compound Annual Growth %

10y 5y 3y
Sales 3.90% 12.86% 10.97%
Cash Flow 0.00% 0.00% 0.00%
Earnings 3.41% 3.04% 3.62%
Book Value 3.36% 0.90% 6.41%

Revenue $m

Jun Sep Dec Mar Year
’26 17,339 — — — —
’26 16,354 — — — 56,460
’25 15,631 — — — 50,578
’24 14,728 7,423 — — 53,804
’23 9,123 7,347 7,783 7,525 41,316
’22 8,148 7,989 7,996 8,425 28,135
’21 8,551 7,873 8,084 7,989 30,835
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’26 — — — — (42,643)
’25 — — — — 20,236
’24 — — — — 7,153
’23 — — — — (38,775)
’22 — — — — 45,401
’21 — — — — 172,230
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 — — — — —
’26 — — (39,955) — (45,599)
’25 — — 23,113 — 17,940
’24 — — 35,984 — 4,664
’23 — — (100,786) — (40,835)
’22 — — (24,393) — 42,945
’21 — — 90,467 — 169,723
Fiscal quarters ending in the months shown.

EPS $

Jun Sep Dec Mar Year
’26 0.50 — — — —
’26 0.40 — — — 1.23
’25 0.36 — — — 0.52
’24 0.27 1.40 — — 1.00
’23 0.28 1.38 1.34 0.22 0.87
’22 0.27 1.65 1.07 0.49 0.67
’21 0.12 1.27 1.16 0.52 0.71
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.6
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to March

Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 2027e 2028e 2029e
Price, $
Price, $ Low 6.93 6.33 6.36 4.49 6.09 5.39 7.53 9.57 11.83 18.94

Analyst estimates 2027–2029

Powerpack
High 8.86 9.67 7.56 7.48 7.95 8.09 10.58 15.56 19.83 27.62
People
People Employees 77,200 73,000 86,700 86,400 86,800 101,000 106,000 120,000 123,000 123,000
Revenue/emp, $m 0.44 0.54 0.43 0.32 0.36 0.28 0.39 0.45 0.41 0.46
Income, $m
Income, $m Revenue 33,827 39,686 37,662 28,022 30,835 28,135 41,316 53,804 50,578 56,460
Gross margin, % 86.19 83.35 73.67 64.19 87.89 90.39 65.24 48.01 45.16 52.12
EBT 8,187 10,071 7,487 2,601 8,991 6,021 9,338 8,334 4,318 10,263
EBT margin, % 24.20 25.38 19.88 9.28 29.16 21.40 22.60 15.49 8.54 18.18
Net income 8,187 10,071 7,487 2,601 8,991 6,021 9,338 8,334 4,318 10,263
Depreciation 2,805 2,792 1,970 2,917 2,915 2,859 2,385 2,336 2,224 2,240
Per share, $
Per share, $ Revenue 4.94 5.63 5.39 4.08 4.50 4.11 6.05 8.10 7.77 8.82
Earnings 0.96 0.94 0.83 0.31 0.71 0.67 0.87 1.00 0.52 1.23
Cash flow 5.08 14.26 3.59 11.76 25.14 6.62 (5.68) 1.08 3.11 (6.66)
Capex (0.63) (0.70) (0.70) (0.28) (0.37) (0.36) (0.30) (0.37) (0.35) (0.46)
Free cash flow 4.45 13.56 2.89 11.47 24.77 6.27 (5.98) 0.70 2.76 (7.12)
Book value 16.15 15.95 15.16 14.63 16.84 16.60 14.68 16.90 16.71 18.85
Shares, m 6,846 7,052 6,988 6,876 6,851 6,854 6,824 6,645 6,511 6,404
Valuation, ×
Valuation, × P/E 7.88 8.45 6.05 1.99 2.36 1.80 2.49 3.54 6.87 8.13
P/S 1.19 1.35 1.12 0.78 1.53 1.33 1.71 2.05 2.24 2.35
P/B 0.52 0.57 0.47 0.34 0.47 0.43 0.57 0.81 1.01 1.24
EV/Sales (8.41) (7.74) (8.44) (12.31) (18.77) (18.58) (12.97) (11.08) (9.20) (7.75)
EV/FCF (2.35) (2.25) (2.56) (4.59) (2.97) (3.64) 225.47 (326.36) 6.03 4.95
Cash, $m
Cash, $m Operating cash flow 34,788 100,548 25,073 80,848 172,230 45,401 (38,775) 7,153 20,236 (42,643)
Capex (4,347) (4,904) (4,894) (1,957) (2,508) (2,456) (2,060) (2,488) (2,296) (2,956)
Free cash flow 30,441 95,644 20,179 78,891 169,723 42,945 (40,835) 4,664 17,940 (45,599)
Balance, $m
Balance, $m Working capital 138,541 99,869 144,620 150,923 115,530 102,883 107,787 127,741 73,828 91,959
Total debt 217,728 190,994 210,052 258,579 288,128 284,917 202,440 208,258 178,762 179,045
Net debt (355,434) (420,147) (451,615) (481,845) (555,188) (537,740) (489,932) (494,075) (532,883) (543,168)
Shareholders’ equity 110,552 112,462 105,961 100,601 115,396 113,757 100,174 112,326 108,825 120,707
Returns, %
Returns, % ROA 0.35 0.39 0.28 0.10 0.31 0.20 0.33 0.31 0.16 0.38
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ROE 5.92 6.13 4.47 1.78 5.98 3.88 6.31 5.67 2.85 6.54
Negative figures in brackets.

All 10 years →

Fiscal years to Mar 2026 · latest quarter Jun 2026

Charts ten years each

Sumitomo Mitsui Financial Group Inc vs peers in Banks Diversified (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BAC Bank of America Corporation $361.5B 11.9× 12.0× −0.94% (below 0%: shrinking) −8.97% (below 0%: shrinking) +418.04% (above 0%: growing) 62.72% 0.00% Compare
HSBC HSBC Holdings plc $324.0B 13.3× — −18.77% (below 0%: shrinking) −24.07% (below 0%: shrinking) +75.40% (above 0%: growing) 100.00% 0.00% Compare
SMFG Sumitomo Mitsui Financial Group Inc $311.3B 9.3× — +17.73% (above 0%: growing) +85.19% (above 0%: growing) −63.80% (below 0%: shrinking) 58.44% 0.00%
WFC Wells Fargo & Company $248.4B 11.5× 11.7× +4.25% (above 0%: growing) +17.18% (above 0%: growing) +160.40% (above 0%: growing) 65.75% 0.00% Compare
MUFG Mitsubishi UFJ Financial Group, Inc. $246.1B 17.0× — +21.62% (above 0%: growing) +32.35% (above 0%: growing) −145.30% (below 0%: shrinking) 61.56% 0.00% Compare
C Citigroup Inc. $206.7B 12.1× 12.2× +4.08% (above 0%: growing) +52.35% (above 0%: growing) +33.24% (above 0%: growing) 52.26% 0.00% Compare
SAN Banco Santander, S.A. $195.8B 10.7× 10.1× +4.44% (above 0%: growing) +8.00% (above 0%: growing) −105.65% (below 0%: shrinking) 100.00% 0.00% Compare
UBS UBS Group AG $146.3B 15.5× 14.4× −40.29% (below 0%: shrinking) +21.33% (above 0%: growing) −53.01% (below 0%: shrinking) 100.00% 0.00% Compare
BBVA Banco Bilbao Viscaya Argentaria S.A. $141.0B 11.7× 7.7× +23.54% (above 0%: growing) +19.23% (above 0%: growing) +439.38% (above 0%: growing) 100.00% 0.00% Compare
Median of peers $226.4B 12.0× 11.9× +4.17% +18.21% +54.32% 82.88% 0.00%

All 14 Banks Diversified stocks →

Sumitomo Mitsui Financial Group Inc (SMFG) key facts

  • Sumitomo Mitsui Financial Group Inc (SMFG) is a Banks Diversified company in the Financial sector, traded in the US as an ADR.
  • As of October 16, 2026, SMFG traded at $24.75, a market capitalization of $311.3 billion.
  • Sumitomo Mitsui Financial Group Inc pays an annual dividend of $0.29 per share, a yield of 1.18%, with a payout ratio of 11.0%.
  • Return on equity was 6.54% and debt-to-equity 1.65.
  • Its Piotroski F-score is 7 out of 9 for fiscal 2026.

Source: company filings (standardised) and stockrow calculations.

Sumitomo Mitsui Financial Group Inc (SMFG) Latest News

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stockrow.com/SMFG · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com