Mitsubishi UFJ Financial Group, Inc. (MUFG) vs Sumitomo Mitsui Financial Group Inc (SMFG)

Mitsubishi UFJ Financial Group, Inc. and Sumitomo Mitsui Financial Group Inc are both Banks Diversified companies. Mitsubishi UFJ Financial Group, Inc. is the larger, with a market value of $269.5B against $164.3B — 1.6× the size. Sumitomo Mitsui Financial Group Inc trades at the lower P/E: 10.0× against 18.3×. Sumitomo Mitsui Financial Group Inc grew revenue faster over the last twelve months: 51.8% against 44.4%. Mitsubishi UFJ Financial Group, Inc. has the higher net margin (19.3% vs 17.6%) and the higher return on invested capital (0.00% vs 0.00%). Both pay a dividend; Sumitomo Mitsui Financial Group Inc yields more (3.63% vs 3.01%). Across the 17 metrics below, Sumitomo Mitsui Financial Group Inc leads on 11 and Mitsubishi UFJ Financial Group, Inc. on 6.

Valuation

Metric MUFG SMFG Banks Diversified median
P/E 18.27 10.01 13.67
P/S 3.42 2.98 2.72
P/B 1.74 1.65 1.69
Price to free cash flow n/m n/m 4.53
EV/EBITDA n/m n/m —
EV/Sales (6.66) (6.74) —
Earnings yield 5.47% 9.99% 7.33%
Free cash flow yield (89.35%) (50.17%) 7.63%

Profitability

Metric MUFG SMFG Banks Diversified median
Gross margin 65.49% 60.39% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 19.25% 17.63% 18.44%
Free cash flow margin 0.00% 0.00% 1.96%
Return on equity 10.10% 9.85% 11.14%
Return on assets 0.55% 0.49% 0.74%
Return on invested capital 0.00% 0.00% 0.00%

Growth

Metric MUFG SMFG Banks Diversified median
Revenue growth (TTM) 44.39% 51.80% 4.67%
EPS growth (last fiscal year) 51.98% 135.25% —
Revenue growth, 5-year CAGR 6.61% 12.86% 14.34%
Net income growth, 5-year CAGR 9.34% 3.04% 10.77%

Health

Metric MUFG SMFG Banks Diversified median
Debt to equity 1.10 1.65 1.39
Current ratio 0.85 1.05 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric MUFG SMFG Banks Diversified median
Dividend yield 3.01% 3.63% 3.80%
Payout ratio 0.25 0.40 0.31

Size

Metric MUFG SMFG Banks Diversified median
Market cap 269.52b 164.33b 186.46b

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