Saturday 17 October 2026 Export SFNC’s income statement to Excel — free account

Simmons First National Corporation

In the quarter to June 2026, revenue was flat, EPS grew 6.98%, free cash flow grew 89.3% and total debt rose 25.2%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years.

22.07 0.19 −0.85%

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Market cap: $3.2B
P/E: 0.0×
Fwd P/E: 10.5×
Dividend yield: 3.89%
F-score: 4/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	—	—	—	—	—	—	—	—

Insider Ownership 1.57%

Capital & Financial Ratios $m

Market Cap 3,220.00

Revenue 618.11

Net Income (349.48)

Free Cash Flow 493.17

Net Debt 649.16

Current Ratio 0.93

Debt/Equity 0.36

P/E ratio 0.00

Fwd P/E 10.50

P/S ratio 5.17

P/B ratio 0.92

Past 5Y EPS Growth —

This Y EPS Growth 18.74%

Next Y EPS Growth 13.28%

Next Y revenue growth 60.07%

Next 5Y EPS Growth 13.36%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 96.94%

10-year low 10-year high

P/B against its own 10 years 45.56%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate 0.86

Annual Dividend Yield 3.89%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.86	0.22 0.22 0.22
2025	0.85	0.21 0.21 0.21 0.21
2024	0.84	0.21 0.21 0.21 0.21
2023	0.80	0.20 0.20 0.20 0.20
2022	0.76	0.19 0.19 0.19 0.19
2021	0.72	0.18 0.18 0.18 0.18
2020	0.68	0.17 0.17 0.17 0.17
2019	0.64	0.16 0.16 0.16 0.16
2018	0.60	0.15 0.15 0.15 0.15
2017	0.50	0.13 0.13 0.13 0.13
2016	0.48	0.12 0.12 0.12 0.12

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	614	687	724	604
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	17,366	17,593	18,113	18,548

	2023	2024	2025	Q'26
Payables	22,245	21,886	20,184	19,728
ST’ Debt	—	—	—	—
Other	—	—	—	—
	22,581	22,236	20,502	20,042

Compound Annual Growth %

	10y	5y	3y
Sales	4.73%	(8.88%)	(15.26%)
Cash Flow	18.21%	17.29%	11.74%
Earnings	0.00%	0.00%	0.00%
Book Value	12.25%	2.81%	1.51%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	346	356	—	—	—
’25	354	357	—	359	628
’24	366	372	351	370	1,459
’23	325	342	353	345	1,366
’22	204	245	274	309	1,032
’21	219	214	212	217	863
’20	292	240	249	218	999

Fiscal quarters ending in the months shown.

value withheld pending a data check

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	40	145	—	—	—
’25	33	78	223	116	450
’24	58	86	199	83	426
’23	99	60	(38)	421	541
’22	61	117	48	96	322
’21	76	101	44	58	278
’20	104	(17)	(11)	126	203

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	34	126	—	—	—
’25	23	66	217	117	423
’24	48	73	188	72	380
’23	88	52	(46)	414	508
’22	53	107	40	86	287
’21	75	101	13	47	236
’20	93	(26)	(13)	136	190

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.47	0.46	—	—	—
’25	0.26	0.43	(4.00)	0.54	(2.95)
’24	0.31	0.32	0.20	0.38	1.21
’23	0.36	0.46	0.37	0.19	1.38
’22	0.58	0.21	0.63	0.65	2.06
’21	0.62	0.69	0.74	0.42	2.46
’20	0.68	0.54	0.60	0.49	2.31

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	19.15	24.88	22.64	22.08	13.75	21.23	19.34	13.36	16.03	17.00	Analyst estimates 2026–2028 Powerpack
	High	33.50	31.65	33.45	27.87	26.88	33.43	32.31	23.68	25.95	23.44
People
People	Employees	1,875	2,640	2,654	3,270	2,923	2,877	3,202	3,007	2,946	2,917
	Revenue/emp, $m	0.23	0.20	0.31	0.30	0.34	0.30	0.32	0.45	0.50	0.22
Income, $m
Income, $m	Revenue	440	534	825	981	999	863	1,032	1,366	1,459	628
	Gross margin, %	95.05	92.49	84.46	81.51	88.00	90.78	86.00	58.99	53.15	16.44
	EBT	143	155	266	302	320	332	307	201	171	(528)
	EBT margin, %	32.57	29.02	32.27	30.83	32.00	38.53	29.71	14.69	11.74	(84.04)
	Net income	97	93	216	238	255	271	256	175	153	(398)
	Depreciation	(15)	(16)	(21)	(17)	(7)	(4)	10	63	63	53
Per share, $
Per share, $	Revenue	7.19	7.69	8.94	9.97	9.10	7.87	8.32	10.81	11.63	4.68
	Earnings	1.58	1.33	2.34	2.41	2.31	2.46	2.06	1.38	1.21	(2.95)
	Cash flow	1.49	1.65	2.46	2.60	1.84	2.54	2.60	4.28	3.39	3.35
	Capex	(0.28)	(0.44)	(0.32)	(0.69)	(0.12)	(0.39)	(0.28)	(0.26)	(0.36)	(0.20)
	Free cash flow	1.21	1.21	2.14	1.91	1.73	2.15	2.31	4.02	3.03	3.15
	Book value	18.78	30.04	24.35	30.39	27.10	29.65	26.37	27.12	28.12	25.47
	Shares, m	61	69	92	98	110	110	124	126	125	134
Valuation, ×
Valuation, ×	P/E	19.89	20.75	10.36	10.98	9.35	11.98	10.37	14.23	18.33	0.00
	P/S	4.36	3.72	2.70	2.69	2.37	3.76	2.59	1.83	1.91	4.03
	P/B	1.67	0.95	0.99	0.88	0.80	1.00	0.82	0.73	0.79	0.74
	EV/Sales	4.46	5.44	3.74	3.38	0.62	3.84	3.12	2.36	2.20	3.87
	EV/FCF	26.58	34.67	15.65	17.63	3.29	14.06	11.21	6.35	8.43	5.74
Cash, $m
Cash, $m	Operating cash flow	91	115	227	256	203	278	322	541	426	450
	Capex	(17)	(31)	(30)	(68)	(13)	(42)	(35)	(33)	(46)	(27)
	Free cash flow	74	84	197	188	190	236	287	508	380	423
Balance, $m
Balance, $m	Working capital	(973)	114	(16)	(945)	(1,157)	(6,185)	(6,232)	(5,214)	(4,642)	(2,389)
	Total debt	334	1,521	1,699	1,686	1,725	1,722	1,225	1,339	1,112	620
	Net debt	43	919	861	685	(1,749)	70	542	724	424	(104)
	Shareholders’ equity	1,151	2,085	2,246	2,989	2,977	3,249	3,269	3,426	3,529	3,419
Returns, %
Returns, %	ROA	1.21	0.79	1.37	1.26	1.17	1.15	0.98	0.64	0.56	(1.55)
	ROIC	7.76	3.68	5.45	5.76	16.51	6.56	5.40	3.04	2.71	(9.95)
	ROE	8.81	5.74	9.96	9.09	8.55	8.71	7.87	5.23	4.39	(11.44)

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FIBK First Interstate BancSystem, Inc.	$3.3B	10.7×	13.4×	−1.86% (below 0%: shrinking)	+26.09% (above 0%: growing)	−12.42% (below 0%: shrinking)	79.42%	0.00%	Compare
MCHB Mechanics Bancorp	$3.3B	11.6×	14.9×	+32.34% (above 0%: growing)	+18.88% (above 0%: growing)	−31.39% (below 0%: shrinking)	76.78%	0.00%	Compare
FFBC First Financial Bancorp.	$3.3B	11.0×	9.7×	+12.98% (above 0%: growing)	0.00%	−101.00% (below 0%: shrinking)	74.47%	0.00%	Compare
TOWN Towne Bank	$3.3B	9.9×	8.3×	+85.30% (above 0%: growing)	+303.85% (above 0%: growing)	+9.18% (above 0%: growing)	85.47%	0.00%	Compare
SFNC Simmons First National Corporation	$3.2B	— (loss-making)	10.5×	−0.49% (below 0%: shrinking)	+6.98% (above 0%: growing)	+89.30% (above 0%: growing)	69.90%	0.00%
PRK Park National Corporation	$3.2B	15.9×	14.7×	+25.60% (above 0%: growing)	+9.06% (above 0%: growing)	+4.77% (above 0%: growing)	84.20%	0.00%	Compare
CBU Community Financial System, Inc.	$3.1B	14.0×	13.3×	+8.48% (above 0%: growing)	+19.59% (above 0%: growing)	+15.96% (above 0%: growing)	83.15%	0.00%	Compare
SBCF Seacoast Banking Corporation of Florida	$3.1B	20.5×	14.1×	+30.05% (above 0%: growing)	+10.00% (above 0%: growing)	−19.23% (below 0%: shrinking)	73.47%	0.00%	Compare
FHB First Hawaiian, Inc.	$3.0B	10.8×	11.8×	+0.67% (above 0%: growing)	+3.45% (above 0%: growing)	−93.83% (below 0%: shrinking)	79.03%	0.00%	Compare
Median of peers	$3.2B	11.3×	13.4×	+19.29%	+14.44%	−15.82%	79.23%	0.00%

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