Banco Santander, S.A.

SAN Financial Banks Diversified

Banco Santander, S.A.’s revenue for fiscal 2025 (year ended December 2025) was $133.5 billion, down 3.54% from fiscal 2024.

Revenue
−73.3%
EPS
−3.70%
Free cash flow
+381.0%

Quarter to September 2026, against a year earlier

12.04 0.03 −0.25%
Market cap
$174.7B
P/E
9.8×
Fwd P/E
9.4×
Dividend yield
2.41%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Banco Santander, S.A. (SAN) Return on assets

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Banco Santander, S.A.'s return on assets over the twelve months to 30 September 2026 was 0.82%, up 0.0 percentage points from fiscal 2025 (0.78%). Over the past ten years it has ranged from −0.62% (fiscal 2020) to 0.78% (fiscal 2025) — the current reading is the highest in ten years. That is in line with the Banks Diversified industry median of 0.80% and below the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 0.78% 0.12
FY2024 0.66% 0.05
FY2023 0.61% 0.10
FY2022 0.51% (0.02)
FY2021 0.53% 1.15
FY2020 −0.62% (1.01)
FY2019 0.39% (0.12)
FY2018 0.51% 0.06
FY2017 0.45% 0.01
FY2016 0.44% 0.04

Against its own ten years

Low −0.62% High 0.78%
Ten-year median 0.51%
Current reading's percentile 100

Return on assets against peers

Company Return on assets
BNY BNY compare 1.33%
BBVA Banco Bilbao Viscaya Argentaria S.A. compare 1.25%
WFC Wells Fargo & Company compare 1.02%
SAN Banco Santander, S.A. 0.82%
HSBC HSBC Holdings plc compare 0.77%
C Citigroup Inc. compare 0.65%
UBS UBS Group AG compare 0.59%
MUFG Mitsubishi UFJ Financial Group, Inc. compare 0.55%
SMFG Sumitomo Mitsui Financial Group Inc compare 0.49%
Banks Diversified industry median 0.80%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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