Banco Santander, S.A.
SAN Financial Banks Diversified
Banco Santander, S.A.’s revenue for fiscal 2025 (year ended December 2025) was $133.5 billion, down 3.54% from fiscal 2024.
- Revenue
- −73.3%
- EPS
- −3.70%
- Free cash flow
- +381.0%
Quarter to September 2026, against a year earlier
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Banco Santander, S.A. (SAN) Return on assets
Banco Santander, S.A.'s return on assets over the twelve months to 30 September 2026 was 0.82%, up 0.0 percentage points from fiscal 2025 (0.78%). Over the past ten years it has ranged from −0.62% (fiscal 2020) to 0.78% (fiscal 2025) — the current reading is the highest in ten years. That is in line with the Banks Diversified industry median of 0.80% and below the Financial sector median of 1.15%.
Return on assets, annual
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Annual newest first
| Period | Return on assets | Change (points) |
|---|---|---|
| FY2025 | 0.78% | 0.12 |
| FY2024 | 0.66% | 0.05 |
| FY2023 | 0.61% | 0.10 |
| FY2022 | 0.51% | (0.02) |
| FY2021 | 0.53% | 1.15 |
| FY2020 | −0.62% | (1.01) |
| FY2019 | 0.39% | (0.12) |
| FY2018 | 0.51% | 0.06 |
| FY2017 | 0.45% | 0.01 |
| FY2016 | 0.44% | 0.04 |
Against its own ten years
Return on assets against peers
| Company | Return on assets |
|---|---|
| BNY BNY compare | 1.33% |
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | 1.25% |
| WFC Wells Fargo & Company compare | 1.02% |
| SAN Banco Santander, S.A. | 0.82% |
| HSBC HSBC Holdings plc compare | 0.77% |
| C Citigroup Inc. compare | 0.65% |
| UBS UBS Group AG compare | 0.59% |
| MUFG Mitsubishi UFJ Financial Group, Inc. compare | 0.55% |
| SMFG Sumitomo Mitsui Financial Group Inc compare | 0.49% |
| Banks Diversified industry median | 0.80% |
| Financial sector median | 1.15% |
| Market median | 0.00% |
What Return on assets is
ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.
Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)
More on SAN
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement