Banco Santander, S.A.
SAN Financial Banks Diversified
Banco Santander, S.A.’s revenue for fiscal 2025 (year ended December 2025) was $133.5 billion, down 3.54% from fiscal 2024.
- Revenue
- −73.3%
- EPS
- −3.70%
- Free cash flow
- +381.0%
Quarter to September 2026, against a year earlier
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Banco Santander, S.A. (SAN) Operating cash flow
Banco Santander, S.A.'s operating cash flow for fiscal 2025 was −$16.8B, compared with −$26.1B in fiscal 2024. Over the twelve months to 30 September 2026 it was $7.2B. Over the past ten years it has ranged from −$26.1B (fiscal 2024) to $75.6B (fiscal 2020); the current reading is higher than 18% of that period. Banco Santander, S.A. ranks 9th of 14 Banks Diversified companies by operating cash flow.
Operating cash flow, annual
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Annual newest first
| Period | Operating cash flow | Change |
|---|---|---|
| FY2025 | −$16.8B | — |
| FY2024 | −$26.1B | — |
| FY2023 | $5.4B | (81.41%) |
| FY2022 | $29.2B | (56.48%) |
| FY2021 | $67.1B | (11.24%) |
| FY2020 | $75.6B | 1,890.86% |
| FY2019 | $3.8B | (5.91%) |
| FY2018 | $4.0B | (91.12%) |
| FY2017 | $45.4B | 88.10% |
| FY2016 | $24.1B | 69.16% |
Quarterly newest first
| Period | Operating cash flow | Change |
|---|---|---|
| Sep 2026 | $37.3B | — |
| Jun 2026 | −$509.5M | — |
| Mar 2026 | −$21.9B | — |
| Dec 2025 | −$7.6B | — |
| 34 more quarters | Free account |
Against its own ten years
Operating cash flow against peers
| Company | Operating cash flow |
|---|---|
| HSBC HSBC Holdings plc compare | $151.8B |
| WFC Wells Fargo & Company compare | $28.9B |
| BBVA Banco Bilbao Viscaya Argentaria S.A. compare | $21.4B |
| UBS UBS Group AG compare | $14.5B |
| BNY BNY compare | $9.4B |
| SAN Banco Santander, S.A. | $7.2B |
| C Citigroup Inc. compare | −$18.3B |
| SMFG Sumitomo Mitsui Financial Group Inc compare | −$80.4B |
| MUFG Mitsubishi UFJ Financial Group, Inc. compare | −$230.6B |
What Operating cash flow is
Operating Cash Flow shows how much cash a company’s day-to-day business actually brings in, after paying suppliers, staff and taxes.
Reported line item
More on SAN
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement