Pinnacle Financial Partners, Inc.

PNFP Financial Banks Regional

Pinnacle Financial Partners, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 7.59% from fiscal 2024.

Revenue
+126.1%
EPS
+9.55%
Free cash flow
−3.18%
Total debt
+353.1%

Quarter to September 2026, against a year earlier

101.65 2.61 −2.50%
Market cap
$15.3B
P/E
13.5×
Fwd P/E
13.0×
Dividend yield
2.20%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Pinnacle Financial Partners, Inc. (PNFP) Net margin

Alert me on Net margin

Pinnacle Financial Partners, Inc.'s net margin over the twelve months to 30 September 2026 was 15.2%, down 3.8 percentage points from fiscal 2025 (19.0%). Over the past ten years it has ranged from 0.00% (fiscal 2023) to 35.9% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Banks Regional industry median of 18.8% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 19.0% 4.00
FY2024 15.0% 14.98
FY2023 0.00% (30.48)
FY2022 30.5% (5.41)
FY2021 35.9% 13.13
FY2020 22.8% (7.34)
FY2019 30.1% (1.22)
FY2018 31.3% 9.04
FY2017 22.3% (3.97)
FY2016 26.3% (1.70)

Quarterly newest first

Period Net margin Change (points)
Sep 2026 18.5% 1.27
Jun 2026 17.3% 9.74
Mar 2026 7.51% (12.08)
Dec 2025 19.6% 0.14
43 more quarters

Against its own ten years

Low 0.00% High 35.9%
Ten-year median 26.3%
Current reading's percentile 14

Net margin against peers

Company Net margin
EWBC East West Bancorp, Inc. compare 30.8%
BCH Banco De Chile compare 27.0%
BSAC Banco Santander Chile compare 24.0%
KEY KeyCorp compare 17.6%
PNFP Pinnacle Financial Partners, Inc. 15.2%
FHN First Horizon Corporation compare 15.1%
WF Woori Bank compare 11.4%
BBD Banco Bradesco SA compare 7.52%
BSBR Banco Santander Brasil SA compare 7.49%
Banks Regional industry median 18.8%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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