stockrow
Saturday 7 November 2026
Export PFSI’s income statement to Excel — free account
PennyMac Financial Services, Inc.
PFSI Financial Mortgage Finance
PennyMac Financial Services, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.0 billion, up 28.4% from fiscal 2024.
- Revenue
- −25.9%
- EPS
- −84.3%
- Free cash flow
- +218.4%
- Total debt
- +7.47%
Quarter to September 2026, against a year earlier
65.59
1.50
−2.24%
Follow PFSI
Alert me
| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
13.62 | 8.94 | 11.52 | 13.41 |
P/S ratio |
3.33 | 2.11 | 2.04 | 1.57 | |
P/FCF ratio |
0.00 | 0.00 | 0.00 | 0.00 | |
P/Operating CF |
(3.61) | (3.40) | 2.11 | 3.75 | |
P/B ratio |
1.58 | 1.05 | 1.04 | 0.74 | |
Price to Tangible BV |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Sales |
9.98 | 9.07 | 8.02 | — | |
EV/EBITDA |
27.45 | 26.10 | 24.84 | — | |
EV/Operating CF |
(12.37) | (4.83) | (9.94) | — | |
EV/FCF |
(11.97) | (4.75) | (9.55) | — | |
Quick Ratio |
0.34 | 0.33 | 0.38 | 0.29 | |
Current Ratio |
0.34 | 0.33 | 0.38 | 0.29 | |
Net Debt/EBITDA |
73.19 | 96.84 | 148.76 | 137.11 | |
Debt/Assets |
48.73% | 49.16% | 46.78% | 45.49% | |
Debt/Equity |
3.32 | 3.63 | 3.22 | 3.12 | |
Asset Turnover |
0.07 | 0.08 | 0.08 | 0.07 | |
Operating CF/Net income |
(17.68) | (16.30) | 98.64 | 29.82 | |
Capex/Depreciation |
(0.91) | (0.69) | (0.57) | (0.60) | |
Research and Development Expense of Revenue |
6.58% | 8.46% | 8.94% | 11.20% | |
Selling, General and Administrative Expense of Revenue |
42.53% | 46.22% | 51.43% | 51.37% | |
Intangible Assets out of Total Assets |
0.33 | 0.32 | 0.35 | 0.39 | |
Share Based Compensation of Revenue |
1.43% | 0.45% | 0.90% | 1.37% | |
Graham Net Nets |
(3.57) | (5.92) | (5.48) | (7.77) | |
Graham Number |
134.70 | 135.13 | 119.19 | 93.18 | |
Earnings Yield |
7.34% | 11.19% | 8.68% | 7.46% | |
Free Cash Flow Yield |
(25.03%) | (90.55%) | (41.06%) | (9.72%) | |
Revenue per Share |
10.40 | 10.45 | 9.57 | 9.02 | |
Operating CF per Share |
(36.52) | (25.74) | 41.27 | 16.45 | |
Capex per Share |
(0.44) | (0.35) | (0.31) | (0.32) | |
Free Cash Flow per Share |
(36.97) | (26.09) | 40.96 | 16.13 | |
Cash per Share |
13.76 | 12.54 | 14.42 | 12.43 | |
Shareholders Equity per Share |
83.30 | 82.98 | 83.51 | 83.86 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
83.30 | 82.98 | 83.51 | 83.86 | |
Free Cash Flow |
(1,912.22) | (1,360.15) | 2,126.91 | 837.86 | |
Working Capital |
(1,401.11) | (1,352.40) | (1,221.55) | (1,599.94) | |
Capital Expenditures |
(22.97) | (18.17) | (16.16) | (16.54) | |
Net Current Asset Value |
(24,367.99) | (26,964.51) | (24,773.94) | (24,909.63) | |
EV/EBIT |
31.81 | 30.30 | 29.06 | — | |
Capex to Sales |
0.04 | 0.03 | 0.03 | 0.04 | |
Price to Operating Income |
10.62 | 7.04 | 7.41 | 7.68 | |
| Other line items | |||||
Average Payables |
499.94 | 412.04 | 415.90 | 489.27 | |
Average Assets |
27,737.79 | 27,908.44 | 27,040.68 | 27,656.61 | |
Average Common Equity |
4,069.31 | 4,114.76 | 4,184.69 | 4,282.23 |
Columns are period end dates · fundamentals updated 6 Nov 2026