Saturday 17 October 2026 Export PEBO’s income statement to Excel — free account

Peoples Bancorp Inc.

Peoples Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $618.4 million, roughly unchanged from fiscal 2024. In the quarter to June 2026, revenue fell 3.48%, EPS grew 31.7%, free cash flow grew 12.1% and total debt fell 32.8%, each against the same quarter a year earlier. Dividend growth for ten consecutive years; insiders bought in the last twelve months.

36.72 0.10 +0.27%

Follow PEBO

Alert me

Market cap: $1.3B
P/E: 11.0×
Fwd P/E: 11.0×
Dividend yield: 4.52%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.17

Total sells 0.36

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	4	—	2	—	—	1	—	—	1	—	—	—
Sell	—	1	1	1	3	—	—	—	1	1	—	—

Insider Ownership 1.26%

Capital & Financial Ratios $m

Market Cap 1,320.00

Revenue 616.49

Net Income 106.78

Free Cash Flow 136.42

Net Debt (23.47)

Current Ratio 0.85

Debt/Equity 0.13

P/E ratio 10.99

Fwd P/E 11.00

P/S ratio 2.10

P/B ratio 1.04

Past 5Y EPS Growth 11.56%

This Y EPS Growth 14.57%

Next Y EPS Growth 13.70%

Next Y revenue growth (20.24%)

Next 5Y EPS Growth 13.75%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 37.12%

10-year low 10-year high

P/S against its own 10 years 35.16%

10-year low 10-year high

P/B against its own 10 years 55.51%

10-year low 10-year high

Dividends

Payout Ratio 0.50

Annual Dividend Rate 1.66

Annual Dividend Yield 4.52%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	1.67	0.41 0.42 0.42
2025	1.63	0.40 0.41 0.41 0.41
2024	1.59	0.39 0.40 0.40 0.40
2023	1.55	0.38 0.39 0.39 0.39
2022	1.50	0.36 0.38 0.38 0.38
2021	1.43	0.35 0.36 0.36 0.36
2020	1.37	0.34 0.34 0.34 0.35
2019	1.32	0.30 0.34 0.34 0.34
2018	1.12	0.26 0.28 0.28 0.30
2017	0.84	0.20 0.20 0.22 0.22
2016	0.64	0.15 0.16 0.16 0.17

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	427	218	189	180
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	6,526	6,515	6,873	6,926

	2023	2024	2025	Q'26
Payables	7,103	7,590	7,610	7,456
ST’ Debt	—	—	—	—
Other	—	—	—	—
	7,888	7,905	8,239	8,147

Compound Annual Growth %

	10y	5y	3y
Sales	14.86%	22.87%	21.08%
Cash Flow	10.90%	9.53%	3.98%
Earnings	25.59%	25.16%	1.77%
Book Value	11.14%	15.95%	15.39%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	155	148	—	—	—
’25	152	153	157	157	618
’24	153	154	158	154	620
’23	103	127	147	149	527
’22	77	84	91	95	348
’21	56	59	62	77	254
’20	57	54	56	54	221

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	35	56	—	—	—
’25	34	51	14	35	135
’24	37	32	34	40	143
’23	48	15	50	31	144
’22	16	47	40	17	120
’21	18	20	28	90	156
’20	18	12	26	29	85

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	33	55	—	—	—
’25	32	49	13	35	129
’24	33	30	33	40	136
’23	45	11	46	28	130
’22	14	46	36	18	113
’21	18	18	25	89	150
’20	17	10	25	29	81

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.81	0.78	—	—	—
’25	0.68	0.59	0.83	0.89	2.99
’24	0.84	0.82	0.89	0.76	3.31
’23	0.96	0.64	0.90	0.96	3.44
’22	0.84	0.88	0.92	0.95	3.60
’21	0.79	0.51	(0.28)	0.99	2.16
’20	(0.04)	0.23	0.51	1.05	1.73

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	16.34	29.55	28.35	29.76	17.91	26.85	25.63	23.05	26.74	26.21	Analyst estimates 2026–2028 Powerpack
	High	32.98	35.43	39.58	34.94	39.28	36.75	34.63	34.85	37.07	33.83
People
People	Employees	782	774	871	900	894	1,188	1,267	1,478	1,479	1,454
	Revenue/emp, $m	0.21	0.24	0.24	0.26	0.25	0.21	0.27	0.36	0.42	0.43
Income, $m
Income, $m	Revenue	166	182	208	234	221	254	348	527	620	618
	Gross margin, %	93.64	92.78	89.59	87.52	91.76	95.18	95.38	81.01	72.25	74.28
	EBT	45	57	55	65	43	57	129	145	149	135
	EBT margin, %	27.23	31.41	26.41	27.89	19.32	22.46	36.92	27.55	24.10	21.80
	Net income	31	38	46	54	35	48	101	113	117	107
	Depreciation	19	18	18	18	26	25	17	4	4	14
Per share, $
Per share, $	Revenue	9.23	10.09	10.95	11.65	11.19	11.63	12.48	16.19	17.83	17.68
	Earnings	1.72	2.12	2.42	2.65	1.74	2.17	3.61	3.46	3.34	3.03
	Cash flow	3.37	3.38	3.96	3.34	4.33	7.17	4.29	4.42	4.12	3.85
	Capex	(0.30)	(0.27)	(0.24)	(0.14)	(0.22)	(0.31)	(0.24)	(0.41)	(0.20)	(0.17)
	Free cash flow	3.07	3.11	3.72	3.20	4.12	6.86	4.05	4.00	3.92	3.68
	Book value	24.16	25.41	27.39	29.54	29.19	38.73	28.14	32.38	31.96	34.50
	Shares, m	18	18	19	20	20	22	28	33	35	35
Valuation, ×
Valuation, ×	P/E	18.66	15.47	12.49	13.08	15.22	15.59	7.79	9.57	9.46	9.94
	P/S	3.48	3.27	2.75	2.98	2.42	2.74	2.26	2.06	1.78	1.70
	P/B	1.33	1.30	1.10	1.17	0.93	0.82	1.00	1.03	0.99	0.87
	EV/Sales	3.95	3.66	2.90	2.84	2.23	1.49	2.11	1.66	1.81	1.72
	EV/FCF	11.90	11.87	8.54	10.34	6.07	2.52	6.49	6.73	8.23	8.28
Cash, $m
Cash, $m	Operating cash flow	61	61	75	67	85	156	120	144	143	135
	Capex	(5)	(5)	(5)	(3)	(4)	(7)	(7)	(13)	(7)	(6)
	Free cash flow	55	56	71	64	81	150	113	130	136	129
Balance, $m
Balance, $m	Working capital	(575)	(566)	(570)	(703)	(565)	(1,282)	(1,511)	(1,362)	(1,390)	(1,366)
	Total debt	145	144	110	83	111	99	101	216	238	204
	Net debt	79	72	32	(32)	(42)	(316)	(53)	(210)	20	15
	Shareholders’ equity	435	459	520	594	576	845	785	1,054	1,112	1,207
Returns, %
Returns, %	ROA	0.93	1.10	1.22	1.29	0.76	0.80	1.42	1.39	1.27	1.13
	ROIC	5.50	6.74	6.22	7.26	4.99	6.73	10.98	10.76	8.25	6.90
	ROE	7.29	8.61	9.45	9.64	5.94	6.69	12.43	12.33	10.83	9.21

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
AMAL Amalgamated Financial Corp.	$1.4B	12.4×	10.7×	+15.47% (above 0%: growing)	+36.47% (above 0%: growing)	−23.52% (below 0%: shrinking)	75.97%	0.00%	Compare
BHRB Burke & Herbert Financial Services Corp.	$1.4B	11.1×	8.4×	+20.93% (above 0%: growing)	−74.75% (below 0%: shrinking)	+49.60% (above 0%: growing)	70.87%	0.00%	Compare
WABC Westamerica Bancorporation	$1.4B	13.5×	12.7×	−2.49% (below 0%: shrinking)	+4.46% (above 0%: growing)	−33.14% (below 0%: shrinking)	94.98%	0.00%	Compare
TMP Tompkins Financial Corporation	$1.4B	7.9×	11.6×	+2.51% (above 0%: growing)	+36.42% (above 0%: growing)	−198.57% (below 0%: shrinking)	73.16%	0.00%	Compare
CTBI Community Trust Bancorp, Inc.	$1.4B	12.5×	11.1×	+6.97% (above 0%: growing)	+18.84% (above 0%: growing)	+217.37% (above 0%: growing)	72.12%	0.00%	Compare
PEBO Peoples Bancorp Inc.	$1.3B	11.0×	11.0×	−3.48% (below 0%: shrinking)	+31.67% (above 0%: growing)	+12.07% (above 0%: growing)	76.44%	0.00%
FMBH First Mid Bancshares, Inc.	$1.3B	12.3×	10.3×	+22.84% (above 0%: growing)	+7.14% (above 0%: growing)	+290.93% (above 0%: growing)	75.49%	0.00%	Compare
HBT HBT Financial, Inc.	$1.3B	15.2×	11.1×	+37.46% (above 0%: growing)	+26.23% (above 0%: growing)	+36.90% (above 0%: growing)	80.56%	0.00%	Compare
OSBC Old Second Bancorp, Inc.	$1.3B	14.0×	9.9×	+32.87% (above 0%: growing)	+12.24% (above 0%: growing)	−31.22% (below 0%: shrinking)	84.39%	0.00%	Compare
Median of peers	$1.4B	12.5×	10.9×	+18.20%	+15.54%	+6.69%	75.73%	0.00%

All 323 Banks Regional stocks →

Peoples Bancorp Inc. (PEBO) key facts

Peoples Bancorp Inc. (PEBO) is a Banks Regional company in the Financial sector, listed on Nasdaq.
Peoples Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $618.4 million, roughly unchanged from fiscal 2024.
As of October 16, 2026, PEBO traded at $36.72, a market capitalization of $1.3 billion.
Peoples Bancorp Inc. pays an annual dividend of $1.66 per share, a yield of 4.52%, with a payout ratio of 50.2%.
Return on equity was 9.21% and debt-to-equity 0.13.
Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.