Insperity, Inc.

NSP Industrials Staffing & Employment Services

Insperity, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.8 billion, up 3.51% from fiscal 2024. In the quarter to June 2026, revenue grew 1.69%, EPS grew 171.4%, free cash flow grew 147.7% and total debt rose 13.6%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

51.38 0.58 +1.14%
Market cap
$1.9B
P/E
0.0×
Fwd P/E
40.1×
Dividend yield
4.67%
F-score
3/9
Altman Z
3.95
Beneish M
−1.72
Dividend safety
40/100

Insider Decisions trades per month

Total buys 15.85
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 1 — — — 4 — 1 1 — — — —
Sell — — — — — — — — — — — —
Insider Ownership 6.29%

Capital & Financial Ratios $m

Market Cap 1,940.00
Revenue 6,872.00
Net Income (16.00)
Free Cash Flow 194.00
Net Debt (281.00)
Current Ratio 1.11
Debt/Equity 6.87 (above 2: weak)
P/E ratio 0.00
Fwd P/E 40.10 (above 35: high)
P/S ratio 0.28
P/B ratio 32.01 (above 6: high)
Past 5Y EPS Growth —
This Y EPS Growth 105.24% (at or above 15%: strong)
Next Y EPS Growth 27.63% (at or above 15%: strong)
Next Y revenue growth 1.39%
Next 5Y EPS Growth 45.23% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 9.18%
10-year low 10-year high
P/B against its own 10 years 47.87%
10-year low 10-year high
EV/Sales against its own 10 years 8.51%
10-year low 10-year high
EV/FCF against its own 10 years 9.79%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate 2.40
Annual Dividend Yield 4.67%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.24
0.60
0.60
0.60
2025 1.20
0.60
0.60
0.60
0.60
2024 2.37
0.57
0.60
0.60
0.60
2023 2.23
0.52
0.57
0.57
0.57
2022 2.01
0.45
0.52
0.52
0.52
2021 1.75
0.40
0.45
0.45
0.45
2020 1.60
0.40
0.40
0.40
0.40
2019 1.20
0.30
0.30
0.30
0.30
2018 0.80
0.20
0.20
0.20
0.20
2017 0.29
0.06
0.08
0.08
0.08
2016 0.24
0.06
0.06
0.06
0.06
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 766 1,124 742 700
Receivables 694 829 855 904
Inventory — — — —
Other 128 107 119 106
1,595 2,085 1,722 1,767
2023 2024 2025 Q'26
Payables 11 10 6 10
ST’ Debt — — — —
Other — — — —
1,436 1,930 1,620 1,587

Compound Annual Growth %

10y 5y 3y
Sales 10.10% 9.70% 4.68%
Cash Flow 0.00% 0.00% 0.00%
Earnings 0.00% 0.00% 0.00%
Book Value (12.38%) 0.83% (17.28%)

Revenue $m

Mar Jun Sep Dec Year
’26 1,895 1,686 — — —
’25 1,863 1,658 1,623 1,668 6,812
’24 1,802 1,605 1,561 1,613 6,581
’23 1,770 1,585 1,551 1,580 6,486
’22 1,578 1,432 1,439 1,490 5,939
’21 1,287 1,185 1,210 1,291 4,973
’20 1,229 993 1,008 1,056 4,287
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (67) 48 — — —
’25 (443) (79) (11) 255 (278)
’24 31 20 (150) 619 520
’23 40 (110) 210 58 198
’22 59 (36) 99 225 347
’21 2 5 48 205 260
’20 24 91 (8) 240 346
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (73) 41 — — —
’25 (449) (86) (20) 246 (309)
’24 26 14 (164) 606 482
’23 33 (117) 202 40 158
’22 54 (40) 92 211 317
’21 (10) (4) 45 196 227
’20 8 67 (38) 210 248
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.88 0.10 — — —
’25 1.35 (0.14) (0.53) (0.88) (0.19)
’24 2.08 0.48 0.07 (0.22) 2.42
’23 2.45 0.33 1.16 0.52 4.47
’22 1.80 0.87 0.98 0.99 4.64
’21 1.59 0.65 0.70 0.25 3.18
’20 1.58 1.33 0.51 0.11 3.54
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 20.92 34.60 55.40 67.06 22.59 75.24 83.94 93.56 71.69 31.00

Analyst estimates 2026–2028

Powerpack
High 41.09 60.35 121.15 144.92 95.78 129.32 121.75 131.09 119.02 95.98
People
People Employees 2,600 2,900 3,200 3,500 3,600 3,600 4,100 4,400 4,500 4,200
Revenue/emp, $m 1.13 1.14 1.20 1.23 1.19 1.38 1.45 1.47 1.46 1.62
Income, $m
Income, $m Revenue 2,941 3,300 3,829 4,315 4,287 4,973 5,939 6,486 6,581 6,812
Gross margin, % 16.71 17.35 17.81 16.99 18.82 16.49 17.02 15.99 15.99 13.21
EBT 105 130 182 190 189 168 245 225 126 (4)
EBT margin, % 3.58 3.94 4.76 4.40 4.41 3.38 4.13 3.47 1.91 (0.06)
Net income 66 84 135 151 138 124 179 171 91 (7)
Depreciation 17 18 23 28 32 39 41 43 44 45
Per share, $
Per share, $ Revenue 70.59 80.36 92.89 107.37 111.34 129.40 156.29 170.68 173.18 179.26
Earnings 1.55 2.02 3.24 3.72 3.57 3.22 4.70 4.53 2.44 (0.19)
Cash flow 3.49 5.19 4.48 5.11 9.00 6.77 9.13 5.21 13.68 (7.32)
Capex (0.81) (0.80) (0.85) (1.40) (2.55) (0.85) (0.79) (1.05) (1.00) (0.82)
Free cash flow 2.67 4.39 3.62 3.70 6.45 5.91 8.34 4.16 12.68 (8.13)
Book value 1.45 1.61 1.88 0.10 1.15 (0.05) 2.14 2.47 2.55 1.21
Shares, m 42 41 41 40 39 38 38 38 38 38
Valuation, ×
Valuation, × P/E 23.13 28.38 28.81 23.25 22.87 36.57 24.05 26.27 31.77 0.00
P/S 0.51 0.71 1.01 0.80 0.73 0.91 0.72 0.70 0.45 0.22
P/B 24.60 35.14 49.54 847.66 71.03 0.00 52.84 48.01 30.36 31.99
EV/Sales 0.43 0.62 0.93 0.76 0.67 0.86 0.65 0.63 0.33 0.16
EV/FCF 11.33 11.31 23.86 22.00 11.56 18.72 12.14 26.05 4.54 (3.55)
Cash, $m
Cash, $m Operating cash flow 145 213 184 205 346 260 347 198 520 (278)
Capex (34) (33) (35) (56) (98) (33) (30) (40) (38) (31)
Free cash flow 111 180 149 149 248 227 317 158 482 (309)
Balance, $m
Balance, $m Working capital 39 54 94 106 172 116 159 159 155 102
Total debt 104 104 144 269 369 369 369 369 369 369
Net debt (226) (293) (285) (182) (265) (285) (446) (397) (755) (373)
Shareholders’ equity 61 66 78 4 44 (2) 81 94 97 46
Returns, %
Returns, % ROA 7.62 8.41 11.84 11.55 9.23 7.44 9.44 8.22 3.86 (0.29)
ROIC 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
ROE 55.37 130.69 185.47 365.34 570.22 585.86 450.31 195.12 95.29 (9.79)
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Insperity, Inc. vs peers in Staffing & Employment Services (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
KFY Korn/Ferry International $4.0B 13.5× 12.9× +6.86% (above 0%: growing) +5.47% (above 0%: growing) −2.15% (below 0%: shrinking) 25.61% 12.21% Compare
RHI Robert Half Inc. $3.5B 29.0× 23.8× −2.44% (below 0%: shrinking) −36.59% (below 0%: shrinking) −2.55% (below 0%: shrinking) 35.47% (4.66%) Compare
TNET TriNet Group, Inc. $3.2B 18.9× 15.7× −4.43% (below 0%: shrinking) +50.65% (above 0%: growing) +17.54% (above 0%: growing) 20.07% 6.52% Compare
MAN ManpowerGroup Inc. $2.0B 16.2× 12.0× +4.44% (above 0%: growing) +86.44% (above 0%: growing) +96.09% (above 0%: growing) 15.85% 1.70% Compare
NSP Insperity, Inc. $1.9B — (loss-making) 40.1× +1.69% (above 0%: growing) n/m +147.67% (above 0%: growing) 12.87% 0.36%
KFRC Kforce, Inc. $926.3M 24.1× 19.4× +4.49% (above 0%: growing) +23.73% (above 0%: growing) −145.85% (below 0%: shrinking) 28.47% 5.37% Compare
BBSI Barrett Business Services, Inc. $783.8M 23.4× 21.5× +3.77% (above 0%: growing) −26.39% (below 0%: shrinking) −5.41% (below 0%: shrinking) 20.31% 4.82% Compare
HHR HeadHunter Group PLC Sponsored ADR $761.1M 6.5× 7.9× +4.60% (above 0%: growing) n/m +41.15% (above 0%: growing) 56.09% 51.95% Compare
KELYB Kelly Services, Inc. $659.7M — (loss-making) — −5.77% (below 0%: shrinking) −40.38% (below 0%: shrinking) −48.93% (below 0%: shrinking) 20.42% 1.55% Compare
Median of peers $1.5B 18.9× 15.7× +4.11% +5.47% −2.35% 23.02% 5.09%

All 19 Staffing & Employment Services stocks →

Insperity, Inc. (NSP) key facts

  • Concern: Insperity, Inc. reported a net loss of $7.0 million, or a loss of $0.19 per share, for fiscal 2025.
  • Strength: Insperity, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $6.8 billion, up 3.51% from fiscal 2024.
  • Insperity, Inc. (NSP) is a Staffing & Employment Services company in the Industrials sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, NSP traded at $51.38, a market capitalization of $1.9 billion.
  • Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.3× sales.
  • Insperity, Inc. pays an annual dividend of $2.40 per share, a yield of 4.67%.
  • Return on equity was −9.79% and debt-to-equity 6.87.
  • Its Piotroski F-score is 3 out of 9 and its Altman Z-score is 3.95 (safe zone) for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Insperity, Inc. (NSP) Latest News

7 Aug

Impact 4 · transcript
stockrow.com/NSP · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com